When my own bank denied my application for a mortgage, I was devastated & discouraged that I was…read moredone buying a house. I was then referred to Brian at Independence Home Mortgage. Brian & Laura were great, easy to communicate with and reach, and made me feel super comfortable with the whole process. They did everything very quickly to get my mortgage approved without having to push back my closing date. Thanks so much!!

Excellent experience with this company in my mortgage refinance. My broker David was always there…read morewhen needed him or had a question and even gave me his personal cell to contact him over the weekend or during off hours. Great experience, great staff, helped me pay my mortgage off sooner, with lower monthly payments and pull out $25,000 cash to make some updates and pay off some debt. Thanks US Mortgage and Dave!

I would recommend US Mortgage to my friends and family. I dealt with Zac Fowler who was knowlegible…read moreand effiecient.

Doug was my mortgage originator and was extremely helpful in walking me through the process for my…read morefirst home purchase. He was there at every step of the financial process including on closing day. The one other office staff member I worked with was very friendly and there was very good communication throughout each step. I'm very glad I was able to stay local for my mortgage. I would definitely recommend and will be using him again for my next home purchase.

I've been shopping around for rates for a few years, trying to get PMI off my mortgage. It never…read moremade sense, and my costs ended up always being too high. The other brokers always told me to stay where I was. FINALLY I found this company, and in less than 20 days I fully closed on a 15 year mortgage with a rate LESS THAN 3% saving me OVER $90,000 in interest vs my previous loan!!!! My case was very difficult with many different obstacles. With each hurdle, John (the owner) found a solution and handled my case expertly. He was fast, friendly and honest. I will never use anybody else except John! Thank you John for setting my future up for success!

As a first-time home buyer, I am glad I found a home mortgage broker to figure out what I needed to…read moredo to get the home of my dreams. After shopping around, I contacted Atlantic Finance Group over a year ago, and I was immediately comfortable and impressed with John, who is the boss of the whole operation. John spent a lot of time with me to get an accurate picture of what I wanted, and where I stood financially to get me the best deal that he could. While I could have been approved at that time for a good home, John knew I wanted a great home with the best possible rates so he set me up with his credit repair specialist at no cost to me. They were very patient with me and walked me through everything I needed to do, and a year later after following their plan I felt ready to start seriously looking at houses with my realtor. When I finally found a great house, and was ready to make an offer, John followed up with the seller's agent personally to emphasize how strong of a prospective buyer I was. This helped me win the bid in a very competitive market against multiple bidders on the property. John then immediately went to work behind the scenes and we had our mortgage commitment within days. What was even more impressive to me was how the shelter in place orders due to COVID19 around that same time did not stop John and his team one bit. I was worried my deal would collapse and I could lose my future home due to factors outside of my control, but they continuously surprised me with their ability to adapt and evolve as the pandemic continued to complicate daily life in new and unexpected ways. They worked fast to lock me in at an amazing rate, saving me thousands of dollars over the life of the mortgage and on closing costs (he doesn't charge any broker fees) compared to other institutions. His team even helped me save more money in other aspects of my life. For instance, they lined me up with a local independent insurance agent for my homeowners insurance who in turn helped me lower my car insurance significantly. John's team was there for me during every step of the home-buying process, all the way up to our virtual closing. He would always explain to me what was happening behind the scenes, and was always available for questions. He would update me frequently on all happenings pertaining to the process in a timely fashion. He made everything so easy. If not for the township taking a while to handle our request for a tax certification due to COVID19 we would have closed in two weeks. Regardless, I'm just ecstatic I was able to get my home despite all the chaos caused by the pandemic. From the beginning, the team at Atlantic Finance Group was very professional, and very knowledgeable about the market and all the different mortgage products. They helped me become more financially savvy, not just for this process, but going forward. I never felt rushed, and they worked with me to get an amazing home. I am so thankful to them, and if I am in the market for a home again at some point in the future, they will be my first phone call again!

We had a great experience with First Financial Lending. Bob and Justin worked really hard with us…read moreto get the right refinance option for us. They really go above and beyond and we are so grateful!

Working with Bob at First Financial lending was a great experience! He really made everything…read moreduring the mortgage process simple for us and easy to understand all of the nuances of the process. Really he made us feel like we were his only clients! We would highly recommend Bob for his knowledge of the mortgage and lending industries as well as his helpful and positive attitude throughout the process.

Did a great job helping us navigate in a complicated situation right after a divorce.read more

Outstanding experience from start to finish. The entire team was extremely knowledgeable,…read moreresponsive, and made what can be a stressful process feel smooth and straightforward.

Back in September my landlord gave me notice to move out. After realizing that the rental market…read moreis a complete ripoff for a single person making less than $50,000 a year, I decided to try and buy something. Landlords have made it nearly impossible to find an affordable apartment in decent area. Some places charge more than $3 a foot for something about as big as my old apartment's living room. The first place I saw when I pulled up a search was Kuranda Financial Mortgage. I had heard the commercials over the years and driven by the office countless times. I figured I would give them a call. It was the smartest thing I've done in years. Justin Morrison picked up the phone. I could tell he had the kind of personality I could work with. Very professional and respectful. He was able to qualify me for a small condo without a problem in just a few minutes. He referred me to an excellent real estate agent who he works great in tandem with. What a winning team. Even though my credit was fine, I had an issue that he was able to tackle while still maintaining the best possible interest rate. In addition, although I carry no debt, the mortgage itself created a higher debt ratio than most lenders like to see. My own credit union wouldn't touch my loan. Let me now say that I used to be a loan officer years ago for a short time. Since the early 1990s I have heard loan officers and commercials boasting about closing a home loan in 3 weeks. Reality is that only the hardest working loan officers can accomplish this and many times it requires a bit of luck. So these promises of quick closings fall apart more often than not. I was recently listening to a The Jim Rome Show on Tune In Radio and a mortgage company claimed came on and said they could close a REFINANCE (much easier to close a refi faster than a home purchase) in 3 weeks. Well, in this day and age I would hope they could. By contrast, the only reason Justin didn't set up our closing in 3 weeks OR LESS is because we agreed with the seller to close in 30 days in the sales contract. Amazingly Justin was able to do everything over the phone or via email throughout the entire process. I still have not met him in person. I can tell you he is one of the most professional hard working people I have EVER had the pleasure of dealing with. When I'm spending my hard earned money, I refuse to deal with arrogance, not getting things done, and a lack of communication. Justin literally helped save me from the cold, harsh rental market. I now own something for the same cost as what I was paying at my apartment. That low rent no longer exists as the landlord basically gentrified me out of there by raising the rent from $910 a month for 875 square feet to $1600 or $1700. Good riddance!

I have financed and re-financed three times with OG and couldn't be happier. I can calculate my…read moreown payments, etc. I need someone who cuts to the chase and gives me the rate, expense, and term information I need. Other brokers I approached wasted lots of time gathering unnecessary information and selling, selling, selling. What's more, there rates weren't as good. David is friendly, efficient, and very knowledgeable. He makes things about as easy as they could be and, in this time of the pandemic, I was able to do everything without leaving me home. I recommend Old Glory Mortgage without hesitation.

Great to work with David. Makes the whole process as easy as possible. A year after closing on our…read moremortgage, he reached out about refinancing. It was so easy and now we're saving $200 a month. Highly recommended!