I worked with I fund mortgage for the first time. My experience with Refinance is not much - I was referred to Loan depot through some friends.  I submitted all the paperwork requested and after almost a  month I got an email saying your loan was NOT approved ! . A few days after I contacted Ayman Chris,  He asked me for loads of Docs to send. Some I did with the loan depot and some I didn't . Ayman explained thoroughly to me and to my husband separately the process ( since we are both have a different availability) I know sometimes it's very frustrated to keep repeating the same thing over and over again ( but he wasn't and he did it with a smile on his face) - Our case doesn't consider easy  at all- Lots of docs and employment history and lots of other special and unique issues lol ... Anyway , Ayman worked on each single item trying to put all the papers together. I chatted with him after hours since I'm working till 6.  My first email to Ayman was on July 21 - I got my final approval on Aug 5 -!! 2 weeks exact  I was impressed and I couldn't believe it - Thank you SO MUCH Ayman for your dedication and your hard work with us.  Sincerely, read more

I can't say enough great things about working with Chris Mikhael! From start to finish, the experience was smooth, professional, and incredibly efficient--but what truly blew me away was achieving a clear to close the SAME DAY the loan was submitted to underwriting. That level of speed and execution is almost unheard of! Chris was responsive, transparent, and genuinely committed to getting us the best possible outcome. Not only did we secure an excellent rate and low fees, but we also felt supported every step of the way. Any questions we had were answered quickly and clearly, which made the entire refinance process stress-free. What really sets Chris apart is his dedication and follow-through--even after closing, he made it clear that he's available for ongoing support. That kind of service is rare. If you're looking for a loan officer who delivers results, communicates exceptionally well, and truly cares about their clients, I highly recommend Chris Mikhael. This was hands down one of the best financing experiences we've ever had! read more

Working with Chris Mikhael on our refinance was an exceptional experience from beginning to end. As a co-borrower, I really appreciated how included and informed I felt throughout the entire process--nothing was ever confusing or left unanswered. What truly stood out to me was how seamlessly everything came together. Chris made what can often be a stressful and time-consuming process feel surprisingly simple and well-organized. And the fact that our loan reached clear to close the very same day it was submitted to underwriting was beyond impressive--it honestly exceeded all expectations. His professionalism, attention to detail, and consistent communication gave us a lot of confidence every step of the way. It never felt transactional--he genuinely cared about helping us achieve the best outcome. I would absolutely recommend Chris to anyone looking to refinance or purchase a home. It's rare to find someone who combines efficiency, expertise, and a personal touch so well. read more

Our experience with Chris has been wonderful. We have worked with him twice. The first time when we purchased our home. He did a great job handling a fairly complex situation while working on the loan; although I was hired as contractor with a temporary W2 contract, Chris managed to get the loan approval from the lender. He made it happen, closed on time, and helped to buy our first home. The second time when we refinanced our home. We could not trust anyone other than Chris to refinance. You will really fee that he has your best interest in mind. Chris was very thorough with his explanations on why rates moved quickly and why it's important to lock those rates in when it's best for you. He offers exceptional service all the time. He is available all the time to answer your questions in details . I can't recommend him enough. You can sit back and know you are in incredibly good hands. read more

After years of searching for a home, my family finally found the perfect place--and as first-time homebuyers, we couldn't have done it without Ayman Mikhael (Chris) from iFund Mortgage. He made the entire process smooth and stress-free, guiding us with patience, expertise, and unwavering support. Chris took the time to explain every step in detail, ensuring we understood all our options and could make informed decisions. His communication was outstanding--whether by phone, email, or in person, he was always available to answer our questions. On top of that, he worked tirelessly to secure the best possible rate for us. Thanks to Chris, we closed on our dream home on time and without a hitch. I highly recommend him to anyone, especially first-time buyers looking for a trustworthy and supportive mortgage lender. read more

As a first time home buyers, i was looking around with my realtor to get pre qualified and pre approved, we checked with Chris and also with a big bank that offered us especial loan program they had but after we found the house to get the loan on they couldn't deliver what was promised to us which i didn't like. Chris gave us his honest advice and options available to our case and explained to us the difference in the loan programs. he made the process effortless. He's a professional, personal and extremely knowledge, easy to talk to and was accessible through the process. He answered all my questions in details. We had our loan documents ready to sign within 14 days. i highly recommend him to anyone looking for a mortgage with confident that you will be in good hands. read more

Chris is a very professional loan officer with over 25 years in the mortgage industry. I was lucky to come across his company to assist me through the purchase of my first home in the Golden State, which is very challenging. In any state, purchasing a property is a straightforward process, but in California, it is a different game regarding market competition. I highly recommend Chris as he is very detail-oriented and capable of choosing the most suitable loan program that suits his client. He is the guy to go to if you are serious about being a homeowner. You always find him ready to answer any request, even after normal business hours or on weekends if an urgent matter. Chris, my public tribute to you for delivering Thank you read more

I just want to share my experience dealing with Ayman (Chris) for my house loan, His professionalism and services are exceeding all my expectations. He was able to secure the loan in less than a week. He always responsive and a head of the game. In the same day we opened the escrow, He ordered the appraisel for the next day. He advised me in every step on the process. I felt he was doing the loan not for me but for himself. He paid attention for every single step in the process. He was able to give us the best rate in the market. I definitely will use his services again and again in any future real estate loans. I encourage everyone to give him a call to see what he can do for you. read more

Highly Recommend iFund Mortgage! Working with iFund Mortgage was a seamless and stress-free experience from start to finish. Their team is knowledgeable, responsive, and truly committed to helping you get the best possible terms. They walked me through every step of the process, answered all my questions, and made sure I was comfortable and confident with each decision. What really stood out was their transparency and speed--no surprises, no unnecessary delays, just clear communication and great service. Whether you're buying your first home or refinancing, I wouldn't hesitate to recommend iFund Mortgage to anyone looking for a reliable and efficient lender. read more

I had a wonderful experience obtaining my home loan through Chris at iFund Mortgage. From start to finish, he was professional, responsive, and incredibly knowledgeable. He walked me through every step of the process and made sure I felt confident in my decisions. Although I briefly considered rescinding the loan, Chris remained patient and supportive, never making me feel pressured. In the end, I moved forward and was so glad I did, thanks to his guidance, I was able to successfully close on my new home. I highly recommend Chris and the team at iFund Mortgage for anyone looking for a smooth and trustworthy lending experience. Thank you team at iFund Mortgage read more

We just closed our home refinance with Ayman Mikhael (Chris) with iFund Mortgage. The process and communication were quick and amazing. He was always there to answer our questions and gave us his advice. We liked that his services didn't stop after our loan was funded; we are still in contact with him, and he is still answering all our questions. He worked hard to get us the best mortgage deal possible with the lowest refinance costs in the market. If you're looking for a professional, honest, and someone you can trust to get your mortgage done right without any surprises, contact him. You will be satisfied with the service you will get from him. read more

As a first time home buyer, we did not know what to expect. The whole escrow process can be daunting at first, but Chris really took care of us. He was always reachable by text or call, no matter the question, and he never just told us what to do, he also explained how everything worked and why, so that we actually understood our options instead of just signing where told. He worked hard to make sure we got the best deal possible and never cut corners even if it would have been easier to. Honestly can't recommend him enough, and if you want a loan officer who's responsive, knowledgeable, and actually has your back, then Chris is your guy! read more

Chris was an awesome loan officer to work with. he helped my son to purchase his 1st house almost 4 years ago and he had been helping us since then for all our mortgage needs, Purchases & Refinances. He just closed 2 new deals for us. He made the process of buying our homes from a builder even without RE agent with us easy. he was our help with the builder's sales office, Escrow, Title company and everyone. Any questions we had were answered immediately, any issues were dealt with fast and solved, It was a pleasure to work with Chris. I highly recommend him to anyone in need of a mortgage. Thanks Chris for what you did to our family. Ok read more

To start, this is my first review ever for anything, yet I found it extremely important to write this review just to express my deep appreciation for all the hard work, professionalism and honesty that I personally experienced dealing with iFund Mortgage. As a R.E. broker, I always look for the best out in the market that can get the job done. Not just done but also done at perfection, Chris at iFund Mortgage is the guy. Look no further if you are looking for the best deal, hard deal or even a deal that everyone turns down; Chris does not take No for an answer and he work as hard as you can imagine to get it done. read more

I had an exceptional experience with ifund when securing my home loan. From start to finish, their team was professional, knowledgeable, and incredibly helpful. They walked me through every step of the process, making it clear and easy to understand. Their communication was top-notch, always keeping me updated and answering all of my questions promptly. The loan terms they offered were competitive, and I truly felt like I was getting the best deal. I'm so grateful for the personalized service and the support I received. I highly recommend ifund to anyone looking for a reliable and trustworthy home loan provider!" read more

When working with Chris you defiantly should know that you are in a good hands. He was able to fund our house purchase. He explains every tiny details and reveal all possible hidden stuff. He provides you will all possible options along with what he recommends from his long experience to facilitate your purchase finance. He is always there when you need him and you will always expect proper and quick replies to your inquiries. I am glad doing business with him and appreciate how he made the purchase process such a smooth and stress-less experience. For sure I will consider his services for my future refinance. read more

We got refereed to Chris by our realtor who had been working with him for a long time and recommended him to us to get us Pre Approved for the home loan. As a first time home buyer we didn't know much about the mortgage and different programs, but he walked us during all the loan steps till the loan was funded and we got our house. He explained to us all the details and gave us his honest advice. our loan was a tough one but he got it done. the listing agent of the house liked his work and wrote a good review for him as well. If you are looking for a mortgage leader that you can trust I recommend him to you read more

This is my 3rd transaction with Chris and he made all of them go smooth and hassle free. Chris is very responsive and professional, he communicate with you through out the life of the loan and keep you post it step by step. What I love about Chris is his honesty, confidence and knowledge. Although I work in the financial industry I still choose to work with him because I trust that he will get me the best options available with no questions asked. Definitely I recommend him to you to review your current mortgage or if you are getting ready to achieve your dream and becoming a home owner. read more

I been working with Chris Mikhael for over 5 years now, he helped my buyers with some of the difficult loan scenarios. Chris is very knowledgeable and honest loan officer that explain all the details. Everything was up front and straight forward, Super responsive to any questions anytime, keeping us and the listing agents updated on what's going on with the loan process. always found a solution and moved forward to close the transaction. As a Realtor i want my clients to be very satisfied with the mortgage lender and Chris does that, I highly recommend him. read more