Nate is absolutely the best in the industry. I am a real estate investor and builder of custom…read morehomes, and I have procured many loans in my time, but it was never an easy process until I met Nate at New American Funding. Nate, along with his great financial team, make acquiring a loan an easy process... no stress, immediate responses... Nate and his team never sleep... just great and on-time results. Don T.

From the owner: I work for New American Funding, a direct Mortgage Lender. At NAF, our mission is to provide…read morehomeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.

Well, if you read all the 1 star category horror stories, I too fell into that category. The first…read moreloan officer didn't do his job properly, misrepresented himself and ghosted me. I complained to his boss and that stooge ghosted me after a few weeks. I called again for the third time being extremely frustrated and having sent over all the required documents several times... I finally got a wonderful guy named Trey Alvarez to help me out with my loan. I would hope that he finds another company to work for because he is amazing,he listenes and is with you 100% all the way. It took 4 months for this to get funded. Trey was only with me for a few weeks. However he did his job the way he knew it should be done. So this review is absolutly not for Sovereign lending, it's only for Trey Alvarez. Job well done Kiddo. I would leave 5 stars, but that would make Sovereign look good and They were hard to deal with. SO choose Trey, YOU WILL BE IN GOOD HANDS with him.

This company seems desperate. Makes me wonder if they are about to go out of business. They are a…read morepest. I've been getting regular spam emails from them and 3 phone calls just this week with VERY PUSHY people on the phone. They start out asking for me without first introducing who is calling. I ask who is calling and they say Sovereign and that they are calling because I expressed interest in a loan. NO, that was 3 years ago, and your information is very old. But quickly they say there are changes in the market and do I still live at xxxxxxxx. I tell them.... Look, I didn't use you 3 years ago because you were terrible during the initial phase, so I used someone else, so I don't need a loan and there is no possible way you can beat my interest rate since rates are now triple what I have. So leave me alone. They then say, but we like to give you a "free" review. I have to say again, take me off your spam list and stop calling. You are too pushy and rude and not listening to what I am saying, so I will never use you in the future. I hang up. Next day another idiot from their company calls. I have to block their calls. I suggest not using them. This desperation is a big red flag to me. They were terrible 3 years ago and still are today. Also agree with other reviewers that they are clearly very disorganized.

Without a doubt, one of the best Realtors not just in Orange County, but in the entire state of…read moreCalifornia, where competition is fierce. Keegan and his team are knowledgeable, efficient, but most importantly, make their clients feel cared for. The process of buying a home is daunting, but Keegan has a unique ability to establish strong working relationships with his clients that puts them at ease every single time. I have recommended him to friends, family, and even my own clients all of which have been very pleased with the services that he and his team have to offer. I would recommend anyone who is considering buying or selling a home to reach out to Keegan, and let his team take care of the rest!

I am so thankful for the great care, time Keegan Cin and Michael McAndrews gave to my husband and…read moreI, as well as the education and advocacy they provided as first time buyers. I am not sure there are enough positive surpurlatives that I can use to describe Keegan and Michael's qualities as a real estate agents but I'll try... Integrity - this was important to me. These guys hold themselves to a higher ethical standard and behaved and communicated professionally. Also - Keegan and Michael were working with my savings! With their guidance and support they proved they were trustworthy. They proved we could relay on both of them to be communicative with all parties involved, punctual with timelines and calls with updates. They genuinely a good people. Keegan and Michael taught me that real estate agents are advocates for their clients and they held true to that promise. I hope the rest of this review highlights that commitment. Determination - Keegan and Michael were always determined to succeed in our offer. While they never gave up and were relentless with our deal, they were also tactful, professional and polite with our seller. Keegan and Michael made my partner and I feel like succeeding was the focus and main goal. Detailed orientated and problem solvers- Keegan and Michael were able to focus on details and solve any and all issues that came up. They were able to help us solve problems with in our budget. I am so thankful we found these men to trust with our money and our dream of buying our first home. Self motivated - Keegan and Michael were the first and last people working on our case. I don't know where they get the energy and organizational skills from but they worked together, were top of every detail and no one had to ask them anything or remind them. They kept sellers / seller agent accountable as well. I have all the faith in the world that these agents would work just as hard for anyone else. Great negotiation skills - Keegan and Michael walked us through the negotiation process. They looked ahead strategically and communicated with us every step of the way. Well dressed - Keegan and Michael will show up in a smart well fitted suit and Keegan knows good Italian leather when he sees it. You can assume these two will dress like professionals which I believe helped us win over the sellers too. Amazing communication - I already hinted at this but I was blown away with how well Michael and Keegan communicated with us, the sellers, seller agents, and the mortgage broker. They were constantly fielding questions by us, and proved to be good and patient listeners never tiring with our questions and needs. Also, they gave us the time and space we needed to make our own decisions. Keegan and Michael both asked good questions to get a holistic view of us and our wants/ needs and helped us with realistic expectations. One or the other would always got back to us when promised, often in joint calls together. They both have charming smiles, a kind demeanor, confidence, wit, humor, and intelligence which helped us communicate across the board. In my experience these agents were fantastic and enthusiastic real estate agents and treated my partner and I very well. I have been known to be a good judge of character. If someone ever has a negative experience with Keegan I would be very very surprised.

We are so grateful to Adriel for the work he did to get us into our new home! We had a very…read morecomplicated situation going into this purchase and had already tried working with 2-3 other lenders unsuccessfully before we were referred to Adriel. Adriel faced the challenge head on, gave us the facts at each step, and never promised more than he knew he could deliver. In the end his plan worked out exactly as he laid out to us and we closed on our new home with a great interest rate. We couldn't be more thankful or happy to refer him to anyone no matter their situation. Thank you Adriel!

Adriel has been handling all of my financial needs since the year 2000. From doing my taxes to…read morehelping me get my very first home loan to refinancing my home to getting a HELOC, he has done it all and done it well. He is reliable, honest, devoted, committed to helping you, and tries his best to get you the best solution for your financial needs and concerns. He will continue being my go to man for all my financial needs for the years to come

I recently purchased a home and used OC Mortgage Solutions services. As a first time home owner,…read morePam worked with me and provided amazing service and high quality of work. She was able to answer every question I had and helped make the most of my money. Even a month after closing, she still answered any other questions or concerns I had. 10/10 would recommend

Pam was absolutely wonderful to work with. In my experience, there are only a few people I've…read moreencountered who are truly amazing at their jobs, and she's one of them. Working with her felt personable from start to finish. She made it clear our best interests were her priority the entire way through. She was incredibly helpful, guiding us through every step of the process and making it as simple as possible. She was always readily available to answer questions and lend a hand whenever we needed it. If anything, she works too hard! If I could give her 10 stars, I would. I highly recommend her.

first heard about CashCall on my local radio station. I decided to call and get additional…read moreinformation. When Jared answered the phone, he gave me a warm greeting. I told him what I was trying to do and he immediately began taking down my information. I asked about the loan terms and different options available. I also asked about credit scores and closing dates. We had a good, long and detailed conversation. He was very knowledgeable and answered all of my questions. I decided to move forward with the application process and over the next week or two, forwarded my financial information to Ana, their loan processor. Ana is very knowledgeable as well and answered additional questions about the loan and where we were in the process. At a certain point, we were able to lock-in the rate which is a good thing. As we got down to the wire, and through no fault of their own, I had to cancel the loan. However, throughout the process, both Jared and Ana was above board and did everything correctly. In summary, I found that both Jared and Ana are a good team and do an excellent job at taking care of their customers. I highly recommend them to anyone looking for an excellent rate and quick loan process. Give them a call, you will be very satisfied! Lu Jackson III

Working with CashCall Mortgage was an outstanding experience from start to finish. Everyone I spoke…read moreto were very knowledgeable and responsive and it was one of the better mortgage processes I have been through. They always took the time to explain every detail clearly and seemed to tailor the best loan options for what I was looking for. I would recommend CashCall Mortgage to anyone who is looking to get a loan.

An absolutely fantastic experience with Full Circle Home Loans. My first person of contact was…read morewith Tiffany who was incredibly informative, authentic, and responsive. After talking with Seth, there was zero doubt in my mind this is the team I want to be a part of. The group has been outstanding from beginning to end with getting the second home loan. It feels incredibly personal and they are most definitely there to hold your hands and encourage you. I had a bit of a panic attack one day during the process and reached out to both Seth and Tiffany. They were able to bring me back down to Earth, reassure me, and bring me back to feeling excited. This was exactly what I needed. Short term rentals are still very new to me but if you need a team to get you through this, this group is the one. Cannot wait to continue to do work with them.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team kick a$$! Mike helped us with a HELOC and I'm glad to say from the moment we…read moreconnected it was a wrap. Not only was the process made easy to understand, it was completed from the comfort of our home and our schedule.The team is flexible, quick, knowledgeable and most importantly explained it in a way that made sense to us. Our HELOC closed in a little over a week. Mike was in communication with us which felt like 24/7. If anyone is looking for a reputable lending team look no further.

I was approved! and I gave all my paperwork that they requested. They even requested BK paperwork…read morefrom 11yrs ago...Than the excuse they gave us was a lease on Solar paying $100.00 a month...Than they said debt to ratial was to high. We'll to make a long story short...I was disapproved after 6 weeks of my lender negotiations...part of the loan was to pay off my car..wich I did filed the paper work, and know I got stuck with a extra $120.00 more since I was suppose to buy out the contract of the car...So for me was a waste of time and money.

Andrew, Grace, Christel and the rest of the Franklin team did an amazing job at every stage of the…read moremortgage process. Friendly, helpful and responsive--everything you'd want and expect when making such a major decision. I would absolutely go to Franklin again for my next mortgage. Thanks everyone!