Austin and her team were the ultimate asset in our first-time home buying journey! From the…read morebeginning to closing, Austin and the OriginPoint team were responsive, helpful and informative about the entire process. Through their timely answers to all of our questions as well as Austin's Youtube videos and information binder, we were well equipped to go through our loan and closing process. We felt like every person in the OriginPoint team was there for us, as much as Austin was, as well! A huge shout out to Jacquie, Jade, Vicki, and Christine. You can't go wrong with this team! We will definitely be going with Austin and team again for our next house!

The Lampson team was a joy to work with throughout the whole loan process. They helped us come up…read morewith a personalized strategy to finance our new home. The most important part of working with Austin and her team was their transparency and communication. They took the time to walk us through the internal finances of how they determine rates, closing costs, and other fees which would normally be hidden. They care about and advocate for their clients, and I'd work with them again in a heartbeat.

I wanted to say thank you Kelly for the help you gave my Mom and I on her refinance. It was super…read moreeasy and everything worked out perfectly and QUICK. Even through the holidays! She was kind of stuck in limbo with her situation before I called you. Now she has some cash in the bank, one monthly payment with everything included, and you even saved her money. And as a long time retiree on a fixed income, that is HUGE. Add to it, she has the Cornerstone app on her tablet and bank account linked and she's all set to make her first payment! Easy Peasy! You are the greatest and I appreciate all the umpteen times you have handled things for me in the past with my own mortgage. You and the entire team are truly a pleasure to deal with, and I can't recommend you enough.

Kelly and her team (Dawn is amazing) helped us secure our home in San Diego. This is the second…read moretime we have worked with Kelly and there's just no one else we would choose to work with than the Kelly Marsh team. Kelly was ALWAYS available and answered every question we had. Her advice and wise counsel helped us finance our new home in Oceanside, CA. Thank you Kelly for your patience, your availability, and also to your wonderfully kind team! We couldn't have done it without you!!

David and his team are amazing! This is the second time that I've had the privilege to work with…read morehim. David is incredibly professional and goes the extra mile in every step of the real estate process. We worked with him to purchase a new home and sell our old house in SB. David is also very well connected in SB, and this really helps in a town that values local connections so much. I would highly recommend David and his team and will work with him again if there ever is a "next time".

Working with David Kim and his team was an absolute pleasure. Navigating the Santa Barbara real…read moreestate market can be incredibly challenging, but his expertise, dedication, and local knowledge made the entire process painless. He was responsive, professional, and genuinely looked out for our best interests every step of the way to ensure everything went smoothly. We would definitely use him again if we are ever back in the market and would not hesitate to recommend him to anyone looking in Santa Barbara.

Buying a home or condo is an incredibly difficult and terrifying process, but Jeff and his team…read moremade the entire transaction smooth and painless. Their communication was excellent; they kept us constantly updated on what the lenders needed and where we stood with the loan status. I would highly recommend anyone in the market give Jeff a call. He does an amazing job of walking you through options for every single scenario so you can see for yourself what works best for your situation!

Jeff was a pleasure to work with! He was very knowledgeable about the market and responsive to our…read moreneeds. Most importantly, he got the job done!

We cannot recommend Michele highly enough! From the purchase of our very first condo to its…read moreeventual sale and the recent purchase of our first house, she was with us every step of the way--and truly went above and beyond in every possible sense. She helped us deal with a complicated insurance issue and was very responsive the entire time. Michele and her colleagues took the time to walk us through every step of the mortgage process, explained all our options clearly, and always made sure we felt comfortable and confident in our decisions. Thanks to Michele, we are now closing on our first home--and we couldn't be more grateful. If you're looking for someone who's knowledgeable, trustworthy, and truly committed to your success, pick Michele!

We reached out to Michele many months ago to get prequalified. In this crazy market, this was just…read morethe first step to get "seen" by any seller, of course. Because things were so competitive, it took us a long time to find something that was the right fit and in our budget. (Michele helped us know exactly what our budget was.) When we finally decided to put an offer in, I called Michele and asked her how long it would take her to get her letter in for us. She had it to our real estate agent the next morning ready to go! When our offer was accepted, she helped us figure out how to maximize our loan and gave us very clear and well-explained options for moving forward. She was readily available to speak to whenever we needed- even in the evening because of our crazy work and kid schedules! I would highly recommend Michele for your loan endeavor!

Was not impressed by my experience with Guy. Felt like a throwback from the sleazy old mortgage…read moredays. Do yourself a favor and work with a local broker that actually knows the area and will see your loan to closing. Before leaving town on vacation.

I have no complaints whatsoever…read more Guy and Yukiko helped me put a plan together and we easily executed the plan shortly after. They did not offer erroneous solutions and steered me away from frivilous spending, which in the end benefitted everyone involved. Will definately refer and use their services moving forward.

Craig has helped us obtain mortgage loans on two occasions already. He always looked for different…read moreoptions to find the right product that suited our needs. Throughout both times, Craig has followed through each step of the way to make sure we understood the process and the documents sent, tirelessly explaining all of the details and what should be expected. His professional dedication is well appreciated and hard to find. Working with him twice speaks to our trust in his exemplary service.

Craig makes it look easy. With his experience and professionalism, he helped us find the right…read moreproduct and terms for our situation. We thought we knew what we wanted, but we were wrong.. and Craig knew instantly. We got fantastic terms and great financial advice!

We have been seeking Corner Stone Home Lending guidance for…read morenumber of years now. We always go to Kelly and the Team for our finances. The knowledge and supportiveness of Kelly's Team is outstanding! We would like to congratulate Kelly and her team for providing such a distinguished home lending services for this area. Thank you very much, and all the best!

Cornerstone was the key to help me go through the whole and long process of buying my very first…read morehome! They have a very specialized group to help from beginning to end. They were all very responsive every time I had a question. They were always very on time with the deadline for a fast 30 day escrow. You should choose Cornerstone as your local lender! Thank you Kelly Marsh, Heather Ntem and Chelsea Kootstra, you ladies rock!

If you haven't applied for a mortgage loan lately, you're in for a big surprise -- on the heels of…read morethe last banking crisis, it's a grueling process and you need a strong professional to get you through mounds of options, paperwork, and lender requirements. McAdams Financial Services just secured a fantastic loan for us, and I can't say enough about the their efforts on our behalf. They are thoroughly knowledgeable, responsive, service oriented, and highly respected in the industry, which I believe is how they get the best rates and lenders eager to acquire their clients. Gail McAdams keeps a close watch on the prevailing economic indicators and has an uncanny sense of knowing which mortgage companies to pursue and when to lock. This is the third loan we have gotten through Gail McAdams, and each experience resulted in securing terms that beat any of the other offerings out there at the time. I have referred multiple friends to McAdams in the past who have had equally successful experiences.

From the owner: Family owned mortgage brokerage serving Santa Barbara for over 40 years.read more

Peter is from a family of trustworthy mortgage brokers. Helpful, patient service is the old…read morefashioned kind of service that probably is hard to find these days. Over the years have kept in occasional contact with Peter and one can depend on his being there to help without further hidden agendas, as what happened with one of my friends who had a negative experience at a local bank. Home town guy who upholds a tradition of professional helpfulness. Recommended highly, especially over slick banks who are beholden to their bosses far away or overseas.

I was very pleased to have partnered with Peter Trent for my home mortgage financing. He's an…read moreexpert who works hard to find the best rate with reputable lenders. His communication skills are top notch, he's very clear in explaining the process, necessary documents required and providing timelines. He is patient and will answer any questions (I had a lot!) at any point in the process. There are a lot of choices when searching for a loan provider and I wasn't comfortable using an online service. I wanted a real person to be my guide. Peter delivered and found a great financing program for me. I highly recommend contacting him to discuss your loan.