These people know what they are talking about. We were in need of a place that knew what they were…read moretalking about because all the banks we dealt with had their heads up their asses. The person we worked with knew the ins & outs in the mortgage world. I would definately recommend this place due to their knowledge about real estate and willingness to work with people. We will be closing on our home soon and I have to give some of the credit to this place for know what's what and for working with us through this new chapter in our life. Thank You Summit Financial.

I was very happy with Scott Hackers service. From start to finish he communicated every step and…read morewhat needed to be completed next. The process was very efficient and completed without any glitches. At one point, rates went down and he made sure my refi received the best rate possible. I would highly recommend Scott for refi or home purchase.

Had a great intake meeting with Dustin Weaver, senior financial advisor. He took the time to get to…read moreknow us and our financial goals. No pressure just a great beginning to our partnership

Ruined one of the treasures in Bakersfield- Moneywise single-handedly destroyed this area of…read moredowntown by their sheer neglect and ridiculously slow pace. They have failed to deliver on every promised reopening date - think they deliver on other aspects of their business???? Results are in - 2024 is over and the Woolworth sits still a closed eyesore- so pathetic and beyond disappointing. Trust is critical when managing others money- but Moneywise seems to lack integrity failed to come through.....

We went to a class that Lance Howard from Howard Financial was giving with the hope of learning…read moresomething about retirement/social security. At the class, we made another appointment to meet with him at his office. We were very impressed with his staff, everyone treated us with respect and they were very knowledgeable. He made a phone call on our behalf and ended up saving us quite a bit of money. We would recommend anyone looking for a financial advisor to give him and his office a call. Phone: 661 322 5192 Suite 112 Bakersfield, CA 93309 website: http://www.lancehowardfinancial.com/

From the owner: Howard Financial & Wealth Management, Inc. is an independent Registered Investment Advisor serving…read moreBakersfield, California and surrounding communities that provides financial planning and access to third party asset management. Our specialties include investments, retirement income strategies, fixed annuities, life insurance, long term care, and secure online storage of documents and financial information using our Generational Vault. Our mission is to provide the families we serve with innovative financial strategies, solutions, and planning that can result in financial clarity, security, and overall financial health. Making strong commitments to our clients and building life-long relationships are tenets of success at Howard Financial & Wealth Management, Inc. Howard Financial & Wealth Management, Inc. provides investors custom tailored investment strategies to meet short and long-term needs. We provide full transparency in the form of separately managed accounts through our partnerships with third party money managers. Our goal at Howard Financial & Wealth Management, Inc. is to help our clients realize their financial dreams by offering creative solutions through an open and transparent process utilizing both financial and insurance* solutions to achieve financial independence. As a fiduciary, Howard Financial & Wealth Management, Inc. is legally obligated to put our client's interests first. *Insurance offered through Howard Financial & Insurance Services, Inc.

Andy and his staff are dedicating there time and efforts to serve you in preparation of your…read morefinancial future. This is an important topic to you or at least it should be. Confusing issues related to social security and medical health coverage needs you will face are made less worrisome with a consultation with Andy. I recommend you check him out. Give his office a call today.

Andy and Brad have been very accessible and informative. They have always explained all aspects of…read moremy retirement plan in plan English so even I could understand. I am very pleased with their advice and recommendations.

Researched Barnes Wealth after deciding to move from my out of town advisor. Wanting someone local…read morewas my main criteria as I wanted the face to face contact. A 15 minute consultation turned into an hour long conversation with Scott Barks. After our phone conversation, I was already leaning in the direction of going with the firm. The initial face to face meeting as Scott did his presentation sealed the deal for me. The firm takes a holistic approach to the individual as they get to know their client besides the financial assets the client brings. The office staff are great and you feel like family right away. Depending on what you are looking for, I suggest giving them a look to see if the vibe and fit is there. So far the transition has been excellent and walking into the office is always a pleasant feeling. mju

My husband and I do a pretty good job of tracking our expenses and trying to plan for the long run,…read morebut we admittedly don't give it as much time as we should to maximize our returns. We reached out to several financial planners to see if we could get someone to help us better chart our future. This was especially critical as we rapidly approach major life changes like kids and a new home. Barnes was quick to respond, so we moved forward with setting up appointments. Everything has been friendly and casual to this point - they understand our financial personalities and risk tolerance, and have been working diligently to rework some existing accounts to better reflect what we hope to achieve. We have specifically been working with Scott Barks and have loved our interactions thus far. Scott is friendly and down to earth. We're excited to have someone in our corner that can keep a closer eye on our overall financial picture. I've recommended this firm to several friends, be it as a first step in putting together a strong household budget, or planning for retirement 30 years down the line.

It's hard to believe that we have been with Jeff and Nellie for so many years but we have because…read moreof the integrity of Jeff and Nellie. We love the new office. Even though we now live in Laguna Woods and are retired we stay loyal to Jeff and Nellie.Very comforting to know and trust them.

Jeff is knowledgeable and very helpful in explaining all the details of retirement and investing in…read morea way where you can feel confident and secure. He's a great listener and knows his stuff!