John is the BEST! I've always had AllState insurance and never bothered to change it up but always wondered if there are better rates elsewhere. I was able send John my current policies and he got back to me quickly with matching policies and price differences. He reviewed my policies for FREE and explained them in details and gave me a piece of mind regarding my coverage. At the end of the day, the saving was not enough to go through the hassle so he recommended that I do not switch. I love how honest and genuine he is, so I went back for my life insurance policy.
John was extremely patient and explained every detail regarding life insurances, from term vs permanent, return of premium, to rate levels, etc. He was able to direct me to what I needed and got me the best rate possible! When I signed the policy, he went through it in detail and explained to me what the different riders are (disability, ROP, etc) and was really thorough and made sure that I was comfortable with everything. When I compared my policy with a friend, I found out that I'm paying 30% less than her with 4 times the insured amount!!!
I learned so much from John regarding insurance and I'm very happy that I'm properly insured. Thank you!!! read more