Melissa is so great to work with! I recommend her to everyone. She is very responsive, she's kind,…read moreshe's not pushy, she will advise if she has a loan available that isn't the best for you and your family. She communicates very well throughout the process with the Realtors and buyer. We never had to wait for her to do something, she is always one step ahead of you. She gives you many choices in a loan and will help you understand each one. She does almost all of her documents electronically so that makes life much simpler for everyone involved. She never tries to contact for loan modifications or anything, but will send a text now and then to keep in touch. Neighbors financial as a business are very honest I and have been around for years. I will definitely be going with Melissa for out next home purchase.

Once again the team at Sac City Mortgage has gone above and beyond to help me with refinancing my…read morehome. I can't sing their praises enough. Lisa worked with me, gave me constant updates, quelled my fears when they came up, and practically held my hand through the entire experience. I seem to throw some crazy curveballs Lisa's way, but she never bats an eye. She truly cares about her customers, explains each step of the process, and is just a total Rockstar. And Kaela was on top of it. She made phone calls, sent emails, and just worked non-stop to make sure we had everything we needed. If you are buying or refinancing a home and want a team that will lead and support you, look no further than Michael, Lisa, and Kaela at Sac City Mortgage. They treat you like family.

This company deserves more than 5 stars! This is my 3rd time buying a home and so far Michael Boito…read moreis the most honest agent that I've ever worked with. He response quickly on all your inquiries and concerns. He will make sure that you are protected and when he say he can get it done, trust me, he will make it happen. We are extremely happy with our experience with Sacramento City Mortgage. We will definitely use him again and will recommend him to our family and friends! We love our new home and really thankful for all his hardwork.

Loan Processing and Execution: Paul and his staff provided…read moreexceptional service. He was incredibly punctual and communicated every step of the process clearly. He always requested supporting documentation and promptly responded when he received it. With his guidance, the process was incredibly easy. I highly recommend this service.

Just secured a mortgage with WCMG! Its the second time I've used them, the first time being a refi…read more Each time the process moved at lightning speed and I got the very best rate available to me! They are very thorough in their explanation of the options for financing and their expert support team is prompt, courteous and professional. Highly recommended!

Closed in August 2022 when rates were bouncing around. April Noessel will take care of you, she…read morecame in and saved the day and locked me in at 4.4% after my other loan officer at Cross Country was not able to get me the best rate. They still couldn't beat April after I shared her quote. Knowing that I had very little money available to close, April was able to work the numbers, get the lowest rate approved and get me lender credits to lower closing costs. All in all, it was a very pleasant experience and I was able to submit most documents from my phone or via text message. April and her wonderful assistant Laura did all the work. Also, April is a real estate agent and can help you there too! The numbers are always confusing and there were inevitably some hiccups with my situation but they helped make sense of everything and worked to get the deal done. We are now living the dream on our 10 acre ranch with only $18,500 out of pocket, (the 3.5% down for FHA) and $4,000 leftover in the escrow account. Seriously, she as my real estate agent, and her mortgage team worked a miracle with the deal and the loan so we still had cash leftover to move, buy the chainsaw and leaf blower. As a bonus she saved us on insurance too, her recommendation got us FAIR plan fire insurance for far less than the agencies I contracted. All in all, I have $600+ more in my pocket every month thanks to April and Pacific Wholesale Mortgage.

Edward Hernandez of Pacific Wholesale Mortgage helped me with a quote. He pushed me into paying…read morehigher points to get lower rates that sounded to be for my own good, but I later found out he hid a lot his fees into those points when I compare other quotes. When asked if some of his fees can be removed or spelled out, he promised and ultimately flaked. Trust and credibility seem lost in him and his business. Lesson learnt is to always shop around.

I had a consultation with Joe Garcia and it was one of the most dismissive conversations I've had…read morewith a professional. He was rude, entitled, dismissive and made it clear that unless the case is over million-dollar claims or high-debt cases it "wasn't worth his time." He consistently talked over me and refused to listen to the specific statutory violations I was trying to explain. For an attorney in practice since the 90's and who claims to handle high-value litigation, the firm has no website, no BBB accreditation, and zero professional polish. If you want an attorney who listens, treats clients with respect, actually values the law and makes you feel confident your case is taken seriously regardless of the value, I would suggest looking elsewhere.

I paid Joe Garcia, DMI, $695 to write a response to a lawsuit pending towards me. I told him after…read morelooking up what was required legally, I didn't feel confident to creatieca legal response. I provided him with materials about my defense, a video, photographs, and a lengthy statement from which he could answer the questions on the lawsuit. I later found out that he merely submitted what I gave him. He did submit my response to the appropriate court and individuals involved. However he didn't write it anything more than I submitted to him and do it correctly and I receive notice from the the opposing Atty that my response was not adequate and that if I did not provide them with one which met the legal requirements and that I would lose the case. Fortunately my homeowners insurance attorney took over and submitted a legally acceptable response.. Mr. Garcia offered to secure a trust necessary in my case and offered it at additional expense of $1600. Given that the work he did for me was not accepted I do not choose to use him again. Mr. Garcia is charming and presents as caring, but as far as submitting legal documents in the state of Nevada, he is not competent. Even when told that the documents he submitted on my behalf were not accepted, he did not offer me any financial compensation for the fee I paid him.

I wanted to take a moment to thank Dana Krause with BVM for his efforts related to my recent…read moreinvestment home loan. I know I am not a typical case and Dana/BVM were able to come through for my second rental property. I had been denied last minute on a loan through a competing mortgage company in the area for my first rental which caused a very inconvenient situation. I had already committed to a family who was renting the home and had to purchase with cash. I look forward to this most recent rental as a solid investment for the future. Dana proved to be available at any time I needed to ask a question and presented data in a clear and concise manner. My rate and terms were also very competitive. Recommended!

Sean Krause in the Arden office on Fair Oaks was an amazing partner in our quest to purchase a…read morehome! This was our second home purchase so we weren't completely unfamiliar with the process, but he really took the time to go over everything with us and answer our many many questions :) He was always available to answer our questions via email, which is a big thing for me since it's hard for me to make calls during my work day. He kept us updated on every step, and was just an all-around nice person to work with. He went COMPLETELY out of his way when we made an offer on our dream home and actually called the listing agent to "pitch" us and make our offer the one they accepted! It was a multiple-bid type of situation, and I truly believe it was because of his willingness to (after hours!) convince the listing agent we were a good bet caused our offer to get accepted (and our Realtor too of course). Escrow went smooth, he pushed to get it closed early - and was even there at our closing. You cannot go wrong with Sean as your mortgage broker, and I'm so grateful I was referred to him! Loving my new home!!

I've had the blessing and fortune of working with Spencer Hearns from Champions to repair my…read morecredit. What I loved about working with him is that he humanized the experience for me. I had destroyed my credit when I lost my business and poor financial decisions. As it felt embarrassing and humiliating, Spencer treated me kindly and made me feel like there was hope. The progress we've made has been amazing. The experience has been everything he said it would be. It's been hands off for me which is great and I know it's just going to get better as we keep rebuilding. Thank you so much Spencer, I really appreciate it! He's my guy and he should be yours too! Cheers, Mel Martin

I highly recommend Spencer at Champion credit repair. Their customer service is excellent. I was…read morecompletely impressed how my credit improved. Outstanding, quality time he's worked on repairing my credit expectations.. Excellent work Champion Credit Repair Team Thank you, Much appreciate Andrea C

I appreciate the excellent service I continue to receive from Freeman financial. I see the progress…read morein my credit score, and love the monthly updates. Secured, respectful and excellent customer service.

I was informed of this company a little over a year ago. I should have called sooner, however it's…read morenever too late. I called I spoke with Customer Service Rep.Rhea, whom was pleasant and took down my information to start the process in financial services. I appreciate that because had I delayed I would not be where I am today.I did not expect the quick service which helped me to make a decision. I am still in the process but I believe it almost through. Thank you for the help and update I received. Thanks to the owner for the exceptional discount. God continue to bless you and all that concerns you.