JJ, Lindsay and everyone at American Pacific Mortgage have been absolutely amazing to work with!…read moreThey are incredibly friendly, knowledgeable and willing to help by any means necessary. They took the time to answer all our questions and concerns. This is our first home buying experience and APM made sure we were comfortable every step of the way. Thank you all for your professionalism and willingness to help us!

Working with JJ Mack was a pleasure. From the start, Lindsay made it very easy. She worked with me,…read moregoing through all my numbers. The whole team was very on top of everything, letting me know what was needed and making sure all documents were in on time. Thank you all for such a smooth transition to a new home. Danny

Loan Processing and Execution: Paul and his staff provided…read moreexceptional service. He was incredibly punctual and communicated every step of the process clearly. He always requested supporting documentation and promptly responded when he received it. With his guidance, the process was incredibly easy. I highly recommend this service.

Just secured a mortgage with WCMG! Its the second time I've used them, the first time being a refi…read more Each time the process moved at lightning speed and I got the very best rate available to me! They are very thorough in their explanation of the options for financing and their expert support team is prompt, courteous and professional. Highly recommended!

victor with JVM lending was so effective with his communication during the entire process of…read morepurchasing my first home. he ensured all of my questions were answered and was able to complete the closing process with a very quick turnaround and very competitive offers for lending options. highly recommend him and his team!

Working with JVM lending has been a real pleasure, and I cannot thank Victor Flynn and his team…read moreenough for assisting me in this process. This is the 2nd time I have used JVM, and they have provided top-notch service throughout. I would like to give a special call-out to Victor Flynn. In this 2nd time working with JVM, I told Victor that his speediness in my first transaction 3 1/2 years ago made me realize that he was "in like Flynn"--in that he was right on top of getting things moving from the very first day after I had contacted him regarding my mortgage needs. Victor's explanation of my various options this time around was presented in a totally clear manner, and he and his team were available to assist me at all times. I also really appreciate the fact that there was no pressure upon me, as I was not ready to get the move going for 6-9 months after my initial conversation with Victor this time around, and other than 1 or 2 check-in emails from him, there was absolutely no high sales pitch from them, and no "push" or fear tactics regarding the market. I highly recommend Victor and JVM team for anyone who is planning on selling and/or buying a home in the Bay Area. I have no hesitation in giving Victor and his team a 5-star recommendation.

I discovered Ted through Yelp, and my experience turned out to be exceptional. With countless…read moremortgage companies to choose from, I decided to work with Ted because of his honesty and transparency. His entire team kept me informed throughout the process, ensuring a smooth closing within the promised time frame. I highly recommend KMG--you won't be disappointed!

Ted Kappel Mortgage Group Highly recommended! So glad we…read morefound this firm since our original lender was no longer available we even reached out to credit unions who never bothered to respond I knew it would be hard to find another lender that we used to rely on and someone who would take the time to answer all our questions with honesty and be trustworthy after reading all the reviews for Ted Kappel we decided to give his firm a try we met him on a Saturday morning and right away felt very comfortable speaking with him he made it about you and your needs I do have to say there was a little bump in signing the paperwork but overall everything else went smoothly in going back and forth with all the questions we had and didn't feel as we were bothering him any calls we made he or his lovely assistant Lindsey got back to us right away.

I was referred to Corby and the folks at Tri-Point by one of the best investor flippers I've known…read more And I know why the best work with Corby. Most trustworthy and professional lender I have come to work with in my 11 years of real estate. Corby and his team have come through for me on numerous occasions funding real estate projects and deals that resulted in great returns on my flips. They are easy and simple to work with, the fees and terms are fair, but overall the amount of time to receive funding are within days! Compared to other lenders, where I had to jump through hoop after hoop, the process was simple and the timing is impeccable. The amount of time to receive funding can make or lose the deal.

The best private money lender in Sacramento area!!! Fast closings. No credit qualification.read more

I was referred to Kathleen by a friend and she was great to work with. What I liked was that she…read morewas responsive and very straight to the point. I had checked a few different mortgage companies for rates but she seemed to have the best interest rate and was the most easy to work. I had delayed refinancing my house because I didn't want to deal with the headache of all the paperwork. She made it as painless as possible and answered all my questions.

My realtor referred me to Kathleen and I was very well taken care of as a first time homebuyer…read more Like others were praising, she provides a very competitive package and is very transparent with the whole process. She's a powerhouse in her field and makes sure her clients are educated and informed on each step of the process. Kathleen works with integrity and has a keen sense of timelines and has great ambition in getting the job done well. Her availability and consistent communication gave me peace of mind for time sensitive processes and I have already recommended her to my friends in the area and will continue to do so proudly. Thank you Kathleen for all your hard work and making for a fast and smooth close! This oscar goes to you!

Need a Home Loan? GO TO PHILLIP!…read more He is one of the most genuine, helpful, AND supportive person ever! He has helped my boyfriend and I in so many ways! He truly knows what he's doing! When we first were referred to him, he gave us the best loan that we could find, thus far. We also pre-qualified for a few other loans from different companies, but Phillip had the best loan for us and made us feel so comfortable that we knew we could trust him. Guess who we went with? HIM! We later then asked him for a reference on a realtor and he gave us such a great recommendation. They worked hand in hand with each other and made our buying process as easy as they could. Phillip made our buying process so easy and helped accommodate us with some of our financial issues. He always knew the right play and gave us plenty of options to choose from. Additionally, he always answered our phone calls, emails, etc as quickly as possible. (Sorry for all our late night calls and/or being annoying with the endless emails.) If you really want a trustworthy, knowledgeable, and professional Loan Officer, you have to come to Phillip! He truly is such a gem in this field of work. I'd definitely recommend him!

Can't say enough about Phillip and his team. I have used his services since the first house…read morepurchase I made and haven't even shopped around. I have so much trust in him and I know he's always looking out for his client's best interests. Even my real estate agent was impressed with his efficiency and level of service. He's always available to address any concern I have. I always recommend him to family. Highly recommend him.

Not all lenders are built the same--Manuel Tobias stands out…read more As a Realtor, securing a popular floor plan took a strong effort, and he delivered. He helped close my client's deal and stayed ahead of every deadline--I never had to chase updates. I trust him enough that I used him for my own home purchase too. Definitely worth a call.

Jeff Gorman at Loan City Mortgage is nothing short of incredible. I honestly don't think our loan…read morewould have closed without him. From day one, Jeff worked tirelessly to make our dream of homeownership happen. He stayed in constant communication, kept us updated every step of the way, and always made time to answer our questions. When we didn't understand something, he never rushed us. He patiently explained everything until we did. There were plenty of moments when things felt stressful, but Jeff stayed calm, positive, and determined. His knowledge, professionalism, and genuine care gave us confidence throughout the entire process. He didn't treat us like another file on his desk. He treated us like family. In fact, my kids know him as "Uncle Jeff," and that says everything about the kind of person he is. Jeff didn't simply help us get a loan. He helped our family achieve the dream of owning our home. We will never forget everything he did for us. If you're looking for a loan officer who is honest, hardworking, patient, and truly invested in your success, I recommend Jeff Gorman without hesitation. Thank you, Jeff. Our family appreciates you more than words can express.

I couldn't be more grateful to have found Marlena and her team! I recently completed a cash out…read morerefinance with them, and they made the entire experience a breeze. From the very beginning I felt like Marlena was a true partner who had my back. She is beyond organized, an excellent communicator, and super efficient (seriously, the woman gets sh*t DONE!). Not once during the process did I feel out of the loop. Whenever I lacked understanding, she educated me in a way that was empowering so I could make decisions with full confidence. I absolutely recommend Marlena and the Olson Team! 10/10!

With the recent increases in rent (fun fact: Sacramento has the third-highest rent increase in the…read moreU.S.) paired with soaring home prices, my wife and I were stuck in a tough position. With the possibility of another recession approaching in the upcoming years, we could continue to rent and pray that home prices eventually decline. However, we literally felt like we were throwing money away as our apartment complex continued to increase rent in order to remain competitive with neighboring complexes. We decided to take a leap of faith and see what the housing market could offer us. Per recommendation by our Realtor Mrs. Courtney Ellison, we scheduled an appointment with Mortgage Loan Originator Mrs. Shannon Walton at VITEK Mortgage group. Leading up to our initial appointment with Shannon, Shannon sent us an email detailing all of the items that we would need for our pre-approval. When we arrived at the VITEK office, Shannon immediately welcomed us into her office. Before diving into the home loan process, Shannon inquired about the areas that we would prefer to live in, and our ideal mortgage payment. Next, she patiently walked us through the home loan process from beginning to end. After hearing the process and having all of our questions answered, we decided to move forward with the pre-approval. Once we received approval, Shannon began explaining the various loan options that we could opt for. She patiently played the "fun" numbers game that would eventually assist us in determining our monthly mortgage payment (home amount, down payment, loan longevity, interest rate). Shannon would eventually arrive at numbers that satisfied my wife and I. That evening we left Shannon's office confident that we would find a home that we could comfortably (keyword) afford. Once our amazing Realtor was able to assist us in finding our home, the loan process kicked into overdrive. From beginning to end, Shannon did a great job of communicating every intricate detail of the loan process (there were no "surprises" at the end of the process). Although we did not physically see Shannon until we had to meet in person for the loan signing, Shannon kept in touch with us via email and quickly responded to any questions that we had. Aside from her home loan expertise, Shannon was a pleasure to work with. She is very relatable, professional, understanding, and not once did we feel like we were under any pressure to conduct business with her. Most importantly, she alleviated the new homebuyer stress and anxiety that we were experiencing. We highly recommend Shannon for your home loan needs....thank you Shannon!

Lavega simms is the best litterly does everything for you. He made is fast and easy!read more

We cannot thank Kevin enough for helping our family get approved for our dream home. From the very…read morebeginning, he went above and beyond to make what could have been a stressful process feel simple and manageable. Kevin and his team were outstanding throughout the entire process. Communication was excellent, everything was handled quickly and professionally, and we were always kept informed every step of the way. We were amazed by how efficiently everything came together in such a short amount of time. Thanks to their dedication, hard work, and genuine care for our family, we are now homeowners. We are incredibly grateful for all the support we received throughout this journey. If you're looking for a reliable lender who truly has your best interests at heart, I highly recommend Kevin. Thank you for helping make our dream of homeownership a reality!