I had an amazing experience working with Marty and Gohar throughout my home loan process. From…read morestart to finish, everything was incredibly smooth, organized, and stress-free. They were able to help us close escrow in just 24 days, which was so impressive and a true reflection of how efficient and knowledgeable they are. One of the things I appreciated most was their communication. Marty and Gohar were always available to answer my questions, kept me updated every step of the way, and made sure I understood everything throughout the process. Buying a home can be overwhelming, but they made me feel confident and well taken care of from day one. I trusted them completely, and they absolutely delivered. Everything worked out exactly as planned, and I couldn't be happier with the experience. If you're looking for a lender who is professional, responsive, honest, and truly has your best interests in mind, I highly recommend Marty and Gohar. I will absolutely be working with them again for any future transactions.

Artin and Option one lending were simply amazing and professional and get the job-done. Ive used…read morethere services several times to get my first house, get a cash out loan for my parents ADU project and most recently Artin helped me get a 2nd loan cash out to help consolidate some payments. I highly recommend there services they are second to none

Sir Joe, Thank you very much for all your help! I really do appreciate it. Explaining all details…read moreregarding negative impacts on my credit report and you guided me how to fix, been completely helpful and my credit score went up. Thank you for your time. Hoping my next mortgage will go smoothly like the first one. Your patience and knowledge are remarkable!

Just fabulous , through and through - you will not find a more knowledgeable loan professional…read moreanywhere!! Top marks for Joe , you will be in great hands . Navigated a difficult situation for me with class and ease

I have never used a home lender before, so I have nothing to compare my experience per se. But in…read morethe general realm of helpfulness, knowledge, breaking things down in layman's terms, always answering the phone (or getting back to me with minutes). Prospect Mortgage's service was top notch. I should say that I started out the home loan process with two lenders, as I was told comparison shopping was imperative because rates are competitive. Not only did Prospect have the lower rate in the end, they also had the most streamline process by using all digital documents with DocuSign. All the many pages that traditionally were mailed, signed, and returned via fax or mail can all be done on your phone (the other lender did not use digital signing which was a pain). Mike and his assistant were my only contacts there, and they were both at the ready via phone or email at all times. I was quite impressed and surprised by this, and specifically recommend working with these two.

So just days of me closing on my house with Homebridge my loan was sold to Cenlar. This has been a…read morenightmare. I made my first payment to Homebridge and apparently it should have went to Cenlar. I get several calls a day from the new company harassing me about payments and they are tacking on late fees but nobody knows where my first payment is. I figured I would use Homebridge cause of all, the good reviews and seems like it would have kept my loan local. Well I guess Homebridge didn't want. Must have been cause its a VA loan and maybe they dislike veterans.

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team kick a$$! Mike helped us with a HELOC and I'm glad to say from the moment we…read moreconnected it was a wrap. Not only was the process made easy to understand, it was completed from the comfort of our home and our schedule.The team is flexible, quick, knowledgeable and most importantly explained it in a way that made sense to us. Our HELOC closed in a little over a week. Mike was in communication with us which felt like 24/7. If anyone is looking for a reputable lending team look no further.

Emin was the lender for my client's condo purchase in Studio City. As a Realtor, it's necessary to…read morework with lenders who are on the ball with great communication skills. I'm happy to say that Emin was a pleasure to work with, made my client feel comfortable, and we funded on time with no issues whatsoever. I highly recommend you give Emin a try!

We are so glad we chose Emin and his team at Skyline Home Loans for our mortgage needs. Being…read morefirst time homeowners, we had a lot of questions. Like a whole lot. Emin was extremely patient and helpful explaining all the details, making sure we fully understood what everything meant. He frequently checked in with us to make sure we were okay and always replied immediately when we reached out to him - even on his honeymoon! We would highly recommend Emin and will most definitely use his services again next time!

A friend recommended Lantern Financial to me in 2023 as I needed a loan for a large renovation I…read morewas embarking on regarding my commercial property. My first encounter was with Ken Carmona, President, who was extremely knowledgable, professional, patient, honest and responsive. Following is the impressive team---Barry Judis, Lusine Hayrapetyan, Nadia Garcia and Lucy May. Each of them are impressively professional, knowledgable, honest and responsive and deserve to be acknowledged for their contribution as well. Thank you again, Lantern Financial! Wishing you continued success in all your future endeavors.

We are return clients with Lantern Financial and I am so thankful to work with a professional team…read morewho made the process a pleasant experience. The terms were very fair for our situation, Ken and team were so prompt with responding to our needs and we worked great together to accomplish our goal. We are clients for life and highly recommend Lantern Financial! Ken Carmona and team, thank you, thank you for everything.

Very professional loan officer that work with a digital approach but also have the paper based if…read moreyou prefer that. Nicole Melgar helped me get pre-qualified and pre-approved so I was able to get my home when I found it. She works for you and I can only recommend her as your next loan officer.

From the owner: We specialize in tailored mortgage solutions to meet unique financial situations…read more Whether you're self-employed, investing in real estate, or need fast access to capital, we offer a wide range of Non-QM and alternative lending options, including: DSCR Loans Bank Statement Loans Jumbo Loans Commercial & Residential Financing Bridge Loans & Hard Money ITIN Loans Se habla español — providing expert service to both English and Spanish-speaking clients.

We Wouldn't Be Homeowners Without David…read more David Lerman and the entire team at Cal Union Funding made what felt impossible possible for our family. As first-time homebuyers, we ran into roadblocks with other lenders and weren't sure buying a home was going to happen for us. David was patient, honest, thorough, and always available to answer questions and explain the process at any given time. He kept us updated every step of the way and found solutions when others couldn't. Most importantly, he genuinely cared. Thanks to David and his team, we're in our first home, and we couldn't be more grateful. If you're looking for someone knowledgeable, responsive, hardworking, and who will fight to get your loan across the finish line, we highly recommend David and Cal Union Funding. Thank you so much for everything!

I don't use the word "extraordinary" lightly, but David Lerman and the CalUnion Funding team earned…read moreit. I came to David with a complex transaction -- purchasing a $2.7M owner-occupied property in the Coachella Valley that required creative financing, fast execution, and a team that could handle curveballs without flinching. David delivered on every single one. What sets David apart is not just his knowledge of the mortgage industry -- it is his character. When obstacles came up (and they did), David did not just solve them, he anticipated them. He moved mountains quietly, kept me calm, and never once made me feel like the deal had challenges even when the pressure was real. His team -- Lauren, Vicky, Ryan, and the entire CalUnion crew -- matched his energy every step of the way. Professional, responsive, and genuinely invested in getting this done. I closed on a stunning 5-acre estate in the Coachella Valley that will change my family's future! That does not happen without David Lerman and this incredible team. If you are looking for a lender who is a true partner -- not just a transaction processor -- stop looking. You found him. Five stars is not enough.

Judy was great, very responsive. Helped us close a deal we could not get done with any of the…read moreother hard money lenders we spoke to.

I wish I could give more stars! Judy was an incredible underwriter to work with! As someone who has…read morenever taken out a loan before, she made the process extremely easy for me, was on top of all communication, very organized and just overall was able to put my mind at ease. She was able to get me approved and money in my account in just about 2 weeks. INCREDIBLE!! I cannot recommend Judy enough!!!