Matthew at BJA Partners takes care of my personal auto insurance for me and recently he decided to…read morelook into my business insurance as well. After reviewing the policy he was able to set me up with a different one that had better coverage for roughly the same cost. During my selection, he explained a lot of aspects of various coverage to help me make a decision. His dialogue was informative without sounding like a sales pitch. Once I made my decision, he promptly sent me the e-signature documents. Everything was taken care of very efficiently. Matthew even helped me furnish my new certificate of insurance to my landlord as required by my lease. I have worked with BJA partners in the past before working with Matthew. They have always been very helpful as well. Thank you Matthew & BJA! I appreciate the help.

Ross did a great job saving me money and getting me better coverage on both my Commercial Auto…read morepolicy and for my son's car insurance. He took the time to make sure that I understood the policy and that it was the right fit for what I needed. I would recommend Ross and BJA Insurance to anyone looking for an insurance quote!

Sara and team are nothing short of absolutely amazing! We are thrilled to share Sara and her team…read morenot only answered more questions then they should have but were patient, understanding, clearly explaining the process and making sure we were good along the way! Sara and team, thank you! We are so happy, grateful and appreciative for all you have done for us!

When we purchased our house in 2020, Sara was great about contacting us frequently to check in and…read moremake sure that we were happy with our insurance. When it was time for renewal, multiple emails were sent and calls were made requesting immediate help and no contact was made. Her assistant called a few weeks later asking how everything was going and I informed her of my experience and how disappointed I was. I requested that Sara contact me and nothing happened. When the renewal was up again we got a new company and called Sara and canceled the plan and told them what was going and how disappointed we were with the service we received. They canceled the plan and then a couple of days later her assistant called me and asked me if I wanted to get Life Insurance. After informing her of my previous experience multiple times, I can't believe that she called after canceling the plan to ask if I wanted a different plan. Finally after canceling the plan Sara made it a point to contact me. Maybe if she had made an effort when I had sent multiple emails over multiple years asking for assistance she could have kept my business. I would NOT recommend Sara at all if you're planning to keep your policy for more than a year.

I had to change insurance companies and get Landlord's fire insurance to do short term vacation…read morerentals. I am in a high risk brush fire zone 6, that no insurance company wants to insure in, especially with all the tremendous losses that "burnt them" in Calif. Well I set Yelp filters on "highest rated' first and Lutz Insurance came up. I wanted to talk to one of the people mentioned in the great reviews about them, and asked for those particular names. But this lady named Jennifer Patrishkoff (her name was not in any of the reviews) answered at Lutz Insurance, so I rather reluctantly told her of my insurance needs. Jennifer did GREAT for me. In a couple of days, she found me a fire insurance landlord's policy for only $1007 for $687,000 building coverage $5000 deductible, that is OK with AirBnB. I am paying $520 now for landlord policy $2500 deductible (WHICH IS SUPER CHEAP!) for $515,000 building coverage. My earthquake insurance sent me a dump letter (just before the Ridgecrest earthquake happened) because their reinsurance could only insure for 75% of the 100% of rebuild value. You know, California houses are soooo expensive, and there were sooooo many devastating fires, that insurance companies "get burnt", insuring them. So Jennifer found me earthquake insurance for same $687,000 building coverage as the landlord policy, with 15% deductible, and $10,000 personal belongings (I don't have much since this is a rental house, not my home) for $271, which is about the same as I was paying for before, because building coverage is more that the outgoing earthquake insurance. Get your insurance quotes from Jennifer. See if she can beat your current house and car insurance, too. She is the only agent who came through for me on a very difficult to insure house, out of the 5 brokers or so I contacted through Yelp. Like one guy did find me landlord vacation rental insurer willing to insure my high fire risk, but costs $3300 for same policy coverage as what Jennifer found me for $1007. And she did it real fast, too, against great odds. If your house is in high fire risk zone (above 3 or 4) you may not want to move from your present company, because they likely won't take you back if something happens with the company you move to. They only keep you if you are already a client, but won't take you back if you leave, cos you no longer fit into their underwriting parameters. Make sure you also read the 5 "Not recommended reviews" in a link at the bottom left of the first page. Ask Jennifer to give you quotes for your home and car insurance, too. She could not beat my Scottsdale house and car insurance, tho, like only found quotes for double the premium, in fact the auto was more than twice what I am paying now. But it PAYS TO SHOP!

I have been using Lutz for quite a few years now. They have always been highly communicative and…read moreprompt in responding to my questions. Lutz has been extremely helpful in finding the best insurance policies/prices for both Renter's and Auto insurance. I will continue to use Lutz for as long as they are in business:)

Having just move from Maryland to California i had to change my insurance policy with AllState…read morebecause of various state regulations. I really was not looking forward to it as dealing with insurance agents in my experience has been like Chinese water torture. My previous agent in Maryland was barely responsive when i signed up and completely ignored most of my emails and communication attempt over the 2 years i was with him. Boy! what a refreshing change to have Nancy and her team working with me. They pay attention to detail, are very responsive, make a point of knowing their clients and just overall are excellent. I highly recommend this team if you are getting sub par service elsewhere.

Despite not choosing to go with Allstate in the end, Nancy was Extremely helpful, and not pushy (in…read morethat "saleman" type way). I would completely recommend Nancy to anyone!

I had an absolutely incredible experience with David. I had a mess of an insurance situation with…read moreCovered California and Medi-Cal and he got me sorted out. He is knowledgeable, patient, and understanding. He is easy to talk to and I always felt like I could trust him. Thank you so much, David!

I shop around and I found that for me, Cain was by far the best insurance. Nice people too!…read moreThanks for cutting me a great deal.

Super easy to work with, executed all requests professionally, answered all questions, proactively…read morehandled the process & addressed any concerns promptly. It's great doing business with quality people like this!

I've been a client of State Farm for a long time now (15ish years...all with Todd). My initial…read moredecision was based upon me not liking my last insurance company and basically price-shopping. But after being a client for so long, I see that the true benefit is the service from Todd's shop. EVERYONE that I've spoken with there of the past 15 years has been phenomenal at providing service. I feel that this is a conscious event based upon how Todd runs his practice. While the State Farm name/price is what first drew me there, it is Todd's groups that I've built a trust and rapport with. Most recently, Sydney has helped on two separate occasions (adding new car to insurance, and providing info to Credit Union for re-fi). I have full faith and trust knowing that they tasks will get done, and most importantly, are always looking out for me with their guidance and insights. I even moved 35 miles away from Todd's office and have found that there is a local State Farm agent...but I won't consider changing agents. Why stop a good thing?! Thank you Todd and crew!!

After reviewing your website there seems to be conflicting information regarding your location as…read morefollows: Your website states Solana Beach, Ca as your physical location. Yelp directions map to Stevens location in Solana Beach. I have been to the SB office and it has t been your office for quite awhile. On other areas of your website it shows Encinitas, Ca as your location. Do you have a street address or physical location? I am a policy holder and have not received notification regarding a new or additional location. Perhaps with COVID you now work out if your homes. Can you please UPDATE your website to reflect your office location? Appreciate it

UPDATE: Megan has been extremely helpful, while keeping our…read moreagent knowledgeable of our status. Just want to let you know I appreciate you, Megan for keeping everything on track!

I had to get some new insurance, and was blown away at the attention to detail and care that…read moreValerie provided. She walked me through all the insurance options and took the time to do some research into my previous insurance situation to ensure I got continuing care from my current doctors. I truly appreciate the guidance, care and support that Valerie gave me. Highly recommend!!!

I work for a small firm and our insurance broker, Valerie Lubic, is absolutely phenomenal. She is…read moreresponsive, helpful, bright, and cares about our company. I highly recommend J.S. Tucker Insurance, I have worked with insurance brokers in the past and the quality of service Valerie provides is so far and above what they have provided. Thank you Valerie for all of your help!

Excellent working this Agency for all my insurance needs, they are always help customers save on…read morethe insurance premimums. They always recommend different policy changes to save on insurance. When I was switching to Tesla Model Y, I thought that I will have to pay through my nose for insurance but gave me options to really get great premium on my insurance. I happy to have them for all my insurance needs which includes Auto, Home , umbrella and earth quake. I have to deal with a small claim related to some minor mistake, it was easy to deal with it. I see good reason's why we need to go through a local agent for insurance needs who understand more about the demographics and come up with wonderful recommendations! instead of calling some 1800 number which goes to someone who might not be be familiar with our local conditions, sometime call getting directed to some other coutry used to be pathetic. After trying couple of online services for couple of years, I ended up switching back to working through a local agent. This agent is best, I have ever worked with. They are very quick on the responses and insurance changes. I want to complement Nick and Emily for working all my insurance needs and made dealing with it quite simple (like a single click).

I have been with this insurance brokerage for 35+ years, first with Nora Lynch and now with Nick…read more Nick, Emily, and Armando give first class service and a ton of experience and great advice. I can't recommend them highly enough.