Nick was our hero when our broker didn't have suitable options for us when they were being dropped…read moreby Traveler's due to the broker losing their relationship. We looked at alternate and more responsive brokers that could sell with Traveler's and Nick's reviews caught our attention. After one phone call, I knew this is who I wanted to do business with. He has since helped guide me on some home insurance claim questions that ended up being really good advice. A friend shared a cautionary tale of what happened to her as a result of a similar circumstance and I told her similar happened with us but we didn't have same fallout with our insurance because we took Nick's advice. We successfully renewed our home policy a second year, where if we had stayed with our previous broker we would have been dropped a year prior. We are so thankful we found Nick. He is incredibly responsive, knowledgeable, and thorough. I wholeheartedly recommend!

Nick Kazerouni is hands-down the best insurance broker I've worked with. We're in a high fire-risk…read morezip code and kept running into dead ends trying to secure strong home + auto coverage. Nick didn't just shop quotes, he worked directly with underwriters to make the case that our home is materially lower risk based on our exact location and the property's characteristics. The result was an excellent policy when "no" was the only answer we were getting elsewhere. Beyond the outcome, Nick is great to work with. He consistently makes time to walk through options, explain tradeoffs, and help you make a decision you actually understand. If you want someone who will advocate for you and won't phone it in, I'd recommend Nick without hesitation.

I've had the opportunity to work closely with Ben and Mia over the past couple of months as I…read moreprepare to sign up for Medicare. Ben took the time to understand my current situation and then review the options available to me, racking and stacking them based on select criteria. He fielded multiple questions and assured that no items/steps were missed once the decision was made to move forward. Mia has been very helpful with the logistics and administrative parts of the process. I recommend Schulte Insurance Agency for anyone embarking on the Medicare journey. Thank you, Ben and Mia :)

I worked with Ben Losin to get started with Medicare. He was absolutely wonderful to work with…read more Ben explained everything, assisted me in signing up for a supplement and a prescription plan that was tailored to my exact needs. I had heard so many horror stories from my friends about signing up foe Medicare -- Ben took away all those fears and put my mind at ease. Thank you Ben!

Have had insurance with Katie Harlan for over 5 years ( home, auto, umbrella, all 3), with numerous…read morepolicy changes and questions and Katie and her office are always on top of things, always available, and VERY responsive. Could not recommend this insurance firm more!!!

We have been very pleased with Katie and her entire staff. In response to other reviews, I have…read morealso been happy with State Farm. I did some damage to my car in a parking lot; State Farm sent me to a body shop in the Convoy area that was as clean as a hospital and took care of everything. I didn't even need to get an estimate.

I was a client of Denise for many years when she was with Liberty Mutual. I have also been an…read moreex-client of Denise for just as many years, to no fault of her own. The cost of insurance just kept increasing. Today, as I work with my current insurance provider, I am reminded of Denise and how special she made me feel to be her client. Denise delivered excellent customer service and went above and beyond to make sure that I was well informed of my insurance options. She always had time for me and made me feel special. It's been some time since I was a client of Denise. She was really cool to work with. You can't go wrong having Denise as your insurance broker.

Loved working with Denise. Its a nice change to deal with someone knowledgeable, honest and prompt…read moreanswering all my questions. She met with me in person (first time an agent has ever done that!) and was so glad she is locally in Carlsbad. She is my new go to for all things Insurance.

DMV services are fast! 15" wait to pay my car registration here. They also have insurance service…read moreand travel services here. We have a bundle with our car and home owner insurance as well. Great customer service too!

Still have not heard from any AAA executives or leadership. They essentially stole $500 from me and…read morewon't respond to any of my emails or calls and won't schedule an appointment based on the money that we already paid even though they canceled the appointment three days before we were supposed to have a driving lesson. This is criminal.

I recently moved all of my insurance business over to Lisa Trapp's office and am very happy I did…read moreso. Her team answers your questions quickly and clearly and if there are any issues, they get resolved. Insurance coverage can sometimes be confusing so it's good to know you can call and get the answers you need. My personal business with her agency has all been handled remotely but they've got a physical location in Encinitas near a bunch of other solid businesses (Peet's, Los Tacos, the Habit, Luna Grill, and nearby Trader Joe's) so pick up a new insurance policy and come hungry.

Always provides the best service. Fast responding and very caring. Recommend 100 %.read more

Sorry for the delay, Mr. Thompson but I do not get on the computer much, and don't do much online…read morestuff anymore....it took me some time to research this and possibly more time than it is worth, so here we go......my comment was based on the State of CA website that has Marc's license effective date as 06/06/2018. It appears that there were Yelp reviews prior to his license being active, but they have been removed. It is my belief that Marc was a teacher at la costa canyons high school before he got is license, as the Voice of San Diego attests to. As with anything in life, I recommend that buyers do their research and take responsibility for due diligence. That is what I always told my Marines, and live by that today. https://interactive.web.insurance.ca.gov/webuser/LIC_STS_UTL.GET_LIC_DETAILS?P_IL_LIC_NBR=0K88969

I found Marc because I needed some help with Covered CA enrollment, and I'm really glad I did…read more Marc was super nice, very helpful, and patiently walked me through things (actually did much of the work for me). Dealing with the complexities of our healthcare system is definitely challenging, but Marc made it easy for me. I would definitely recommend Marc, and although dealing with insurance isn't my favorite thing to do... I will enjoy working with Marc again. Thanks Marc!

They help me get the best insurance coverage for me with my medical issues very caring and also…read morefollow up was great

John came out to my home and gave me great advise and took care of my issues starting Medicare,…read moregetting supplemental health insurance, prescription plan. He's also helping me roll over my retirement fund. Top quality services.

Sebastian Saetre is an absolute blessing. I have gotten in a jam with the insurance company over…read moreautomatic billing twice now. Sebastian promptly took care of it both times. I cannot tell you how valuable it is to have an advocate like Sebastian in your corner. Thank you for coming to my rescue for a second time.

Knowledgeable - professional - sincere. Nov 26 2019 met…read morewith Sebastian to change Medicare Advantage Plan for 2020. Had spoken with him twice before and he impressed me right away. I have been on Medicare Advantage for 10 years and used 4 different providers so I understand how it works. He doesn't try to push you into one plan or another - just explains the differences and the pros and cons. Does a great job. If you want someone to help you with your Medicare decision - I highly recommend Sebastian.

Paul Royko, the owner, wrote me a policy that was significantly in error. He dated the house and…read moreroof new in 2010 when it was built in 1989. If I had had any need for this policy during the last year, it could have been contested by the insurance company. Given, I didn't catch the error earlier. The policy was over $1000 per year and would cost $317 more for the correct date of build. Because of this error I asked for half my premium back because he had put me in potential jeopardy monetarily IF I had had a claim. He was contentious, unreasonable and attacked verbally by asking very personal questions and then saying that my background gave him reason for my behavior in response to his negligence. Since nothing actually happened, there is no actionable case. His customer service leaves a lot to be desired. His customer communication is poor. He now strikes me as someone who would take advantage of you.

From the owner: Our slogan is "Always Searching for your Best Coverage and Lowest Rates" All we want to do is save…read moreyou money on your insurance. We have access to multiples insurance carriers and make it a point to shop your rates annually. It's almost guaranteed that customers who shop their insurance rates annually will save more money in the long run. We take the hassle out of shopping because we do it for you.