Back in beginning of 2017 my boyfriend and I were looking into buying a home. We decided to see if we could get pre-approved so we went in on a Friday to meet with Mike at Mariner Mortgage, who quickly and very thoroughly pre-approved us! We were not in a huge rush to get into a home, but the next Wednesday we found the perfect home and put in an offer and they accepted! Mike and his staff worked with us every day to make sure that everything went smoothly until our escrowed closed. There was not a single thing that went wrong during this process, and he made the experience more exciting rather than overwhelming. From the day we got pre-approved, found a home, and closed escrow it was about 4 weeks. Our relator and Mike worked as the perfect team! We had heard nothing but great things about Mike and Janice at Mariner Mortgage from other people that went through them ( including my brother and my parents). After working with them I would fully agree and back up those statements. If you are looking into buying a home, Mariner would be my number 1 recommendation. read more

I was already working with a different lender and I was not happy with them, the entire process of getting a loan was starting to become really stressful, plus having to drive 30 minutes to their office was getting ridiculous.Instead I took a break from trying to buy a house for a few months. I came upon Mike and Janice with Mariner Mortgage through my New listing agent Tiffany Hernandez . At first I was hesitant to start the loan process all over due to the previous experiences that I had with a different lender, but I'm so glad I did. Mike and Janice from Mariner Mortgage were awesome !!! The entire process of getting a loan was smooth and stress free. When ever I had a question Mike or Janice would reply to my email or calls.Plus they are located here in Arroyo grande. So If your a first time home buyer like me I would highly recommend Mariner Mortgage there the best!!! read more

If I could give Mike and Janice more than five stars I would. It's not often you come across such a great lending team. We were in the process with another lender whom we had worked with before and they failed us. We were then introduced to the Mariner Mortgage Team through our realtor Tiffany Hernandez and it was a referral that has changed the way we will buy all future properties. Mike and Janice took such good care of us we felt as if we were part of the team. They were expedient in the processing of our application and quick to respond to all of our inquiries. I can't even imagine purchasing another property without Mike and Janice there to lead the way with financing. No matter where you're buying a home they can help so don't hesitate, call them today and make your dream of home ownership a reality. read more

Mike & Janice had amazing teamwork skills as they closed our not so easy mortgage. They exceeded all expectations, kept us in the loop at all times. If you've never bought a home, it can be a very stressful process. That being said, they both assured us that this loan would close. Being self employed and owning two businesses doesn't always make for an easy time with the underwriter, but Mike was amazing with negotiating conditions that could be signed off. We couldn't have had a better team to do this for us. I'm happy to say that our home closed escrow in June and my husband and I couldn't be happier. Thank you both very much for working so hard for us. read more

I highly recommend Mike and Janice for all your home loan needs. They are both extremely knowledgeable in all things loan related. I have used them twice over the past 5 years and have been 100% satisfied both times. Getting a first time loan or refinancing can be a stressful time, but both Mike and Janice make it as seamless as possible with their quick responses to all our questions and their calm demeanor during the entire process. We will continue to use them and will recommend them to all our friends. read more

Mike and Janice with Mariner Mortgage are amazing. They helped us every step of the way with purchasing our new home. They made it as stress free as possible. Mike and Janice are both friendly and professional. They are extremely knowledgeable in their field. They answered all of our questions & explained in detail. We felt at ease through the entire process and knew we were in good hands. We will use Mike and Janice for any future purchases and/or refinancing needs. We recommend them to anyone. read more

I've been in the real estate business for 40 years. I have found that honesty and experience are the most important qualities to have in your loan officers. My family and I have been coming to Mike and Janice at Mariner Mortgage for years to complete our loans because they exemplify honesty and experience. They always communicate well and keep me up to date on the loan's progress. I will continue to use Mike and Janice in the future. read more

Mike Hahlbeck and Janice Borja of Mariner Mortgage are true professionals. I've had the pleasure of working with them on many transactions, they've been exceptional with every one of my clients. They're very good about keeping me informed as they progress through the loan process with my clients. I really appreciate their commitment to doing everything they can to make sure we meet closing deadlines. read more

We were referred to Mike and Janice by Dennis with Allan Real Estate. They were very helpful and available to answer all our refinancing questions. They kept us informed with each step of the process. Our refinance took place during December, a very busy and stressful time for us, they were very flexible and worked with us to get everything done. read more

I most highly recommend Mike for any mortgage needs I have used his services twice this year. Both transactions went very smoothly. If there was a bump along the way he resolved the problem pronto.. Karen is his right hand gal, she's great. Very efficient office, very available. You will be most satisfied. Sincerely, Janie Parrish. read more

Mike and Janice at Mariner Mortgage have and always will be our "go to" for any of our home loan needs. They are always quick to respond and ready to go the extra mile! I highly recommend the Mariner Mortgage team to anyone that wants a team fully committed to getting you and yours the best possible loan to fit your financial needs. read more

As a high producing real estate agent, I need a top quality lender to assist my buyer clients. Mike Hahlbeck and Janice Borja have assisted me in closing many purchase transactions. I also recommend them when my clients are looking to refinance. I can depend on them for top quality service and their pricing is excellent. read more

Michael at Mariner Mortgage is a great guy to go to for a home loan. He's really easy to talk to. He listens. And he gives great advice specific to your needs. Whenever I called with questions, he got right back to me. His office staff is really pleasant. We felt really good trusting him for our mortgage needs. read more

This is an amazing office of professionals. They are caring & work with exquisite detail.