We walked into Mark's office to gather information about what we needed to possibly buy a new home while thinking that this would probably not happen anytime soon. Mark immediately became invested and showed us all of our options and worked diligently to find the best route for us to make this wish come true. Because of him and his team, our wish very quickly became a reality. Not only did we buy, but we built a new home and, when it was time to choose a lender, we chose Mark and his team without hesitation and turned down our builder's lender (which also came with incentives) as we knew they did not have our best interests at heart. Mark and his team did. They are extremely efficient, clear, and easy to communicate with. We were able to reach out to them anytime with any questions and would hear back within minutes! I cannot recommend him and his team enough. You will have a wonderful, stress free experience! read more

I highly recommend working with Mark Smith for your mortgage. We are young first-time home-buyers and knew basically nothing of the process going into it. The difference in the experience we had working with a large bank to try to get a mortgage (Chase) versus Legacy Mutual was night and day. Mark took the time to slow down and explain all the confusing terms to us, and was always there when we needed him. When there was theft on our account the day we made an offer an a home, and all our bank accounts were frozen--Mark took my 8pm call to ease my concerns. When we needed to move our closing date up so we could get in there before a holiday weekend and paint, Mark made it happen. We also got a great rate! Seriously, forget the large national or online banks and go with Legacy Mutual--you won't regret it! Kari read more

Outstanding Service! Absolutely amazing from start to finish. We were a contingent buyer/seller and they accommodated us to the fullest. Nothing was missed, everything from calls/texts to email and documents was efficient and electronically done. This is a huge convenience to someone who doesn't have the time to go into the office to meet. He is very informative and so is his team, they take care of you like you are family. I will/have to recommend anyone interested in taking steps to get a mortgage or gauge where you are at in affordability to Mark and his team. Very excited to be closed on both homes as of 6/6 and it was smooth and great throughout the whole process! read more

I want to express how our home purchasing experience went with Mark from Legacy Mutual. He was such an amazing person to work with. He was so proactively engaged with making sure that we understood every step to the day of closing. We couldn't have asked for anyone better. Legacy Mutual's entire team make you wish that every service provider that you deal with on a daily basis, cloned. We felt comfortable and secured. I would definitely use them again and choose them as #1 for The Mortgage Company to refer. They are truly second to none. Thank you Legacy Mutual for your integrity and making this process a true success for me and my family. The Williams read more

I couldn't have been more pleased with this process. Mark Smith knows more about the loan process than just about anybody I've met (and I've bought 3 homes and refinanced 4 times over the years) He brought professionalism and knowledge. And his team was awesome. I always knew exactly what the next steps were, and they helped me navigate all the steps without bogging me down with the minutia that I have experienced before with other mortgage lenders. Oh, I forgot to mention - I did this all while being multiple states away. I highly recommend. Next house, next refi (and many more) will be going to Mark and his team. read more

Mark Smith and his team at Legacy Mutual have done an outstanding and an amazing job! They took loan processing and approval to a whole new level! I am amazed that not only got me approved, but the interest rate was low, my closing cost was under $1200, and they did it in such a tight time frame! I will be recommending Mark and his team to all of my family, friends and colleagues. Heck if he gives me a box of cards I will hand them out personally! Thanks again for all your hard work to Mark and Gloria and to anyone else on his team that got me through this!! Frances S read more

Mark and his team were an absolute pleasure to work with for my first home purchase. They integrated seamlessly with my realtors and title company, and Mark was always quick to answer my questions about the many details of the process. Further, when we had reason to make a last minute change to our paperwork the evening before closing day, Mark and his team were able to implement the changes and get the process rushed through underwriting with lightning speed. I would absolutely recommend them to anyone in the mortgage process! read more

Mark and his team are excellent! I have just completed by 4th transaction with the Mark Smith Team. Each of my scenarios are very unique and incredibly challenging - Mark is knowledgeable and quickly researches the few unanswered questions with a prompt follow-up. I recommend Mark and his team and will continue using them in the future. Included in my transactions with Mark is a refinance, 2 fixer uppers, and 1 house in a practically condemned status. Mark is an excellent resource - highly recommend! read more

Mark and his team made, where I thought was an impossible situation, a very much reachable goal. He and his team was very straight forward and communicated routinely throughout the process. Mark and his team gave me step by step instructions to reach my house purchase goal. Since there was a limited time to my closing date, I feared we where not be able to meet closing on time. But Mark and his team worked hard and I was able to close on time. Great job team. You made me and my family very happy. read more

Mark and his team take care of my clients every step of the way, and they love working with him! He and his team are extremely knowledgeable, diligent, and communicative, and a fun group to top it all off! As a Realtor, having a great lender in my clients' corner can make or break a deal, and Mark always comes through as a hero for my clients. The best part is, he genuinely cares about them and their financial future! I highly recommend the Mark Smith Team when buying or refinancing! read more

Mark Smith and his Team are AWESOME! I had so much issue with the previous lender; Mark was referred to me and the moment he took over I could tell he was going to make it work. They were on top of everything, advising along the way and providing updates to keep us in the loop of the process. Super professional! Long story short...Here we are enjoying our new home and all Thanks to Mark and his Team. Do not doubt them. I can guarantee they make it work! read more

Mark Smith and his wonderful team are so amazing! We have worked with Mark on several real estate transactions from working at the Gene Arant Team so I already knew how amazing they are. However we were refnancing our home with his team and it was incredible see how well organized everything was on a personal level too. We would highly recommend him to anyone as his knowledge in the lending world is one in a million! This guy knows everything!! read more

Mark and his team were awesome! They helped us out when no other lender would! He pulled through for us and we are so greatly appreciated! We were close to giving up but thanks to him he didn't let that happen and he did every thing in his power to get us through this! He always answered our calls or returned them within a few minutes. We are now first time homeowners thanks to Mark and his team! We will definitely recommend them to others! read more

Mark and his team exceeded all of our expectations. Mark is extremely knowledgeable and responsive. I felt more at ease throughout the home purchase process knowing that Mark and his team were on top of things and keeping us informed every step of the way with emails, phone calls, and videos. Amazing customer service. Thank you so much Mark! I'll be recommending you to everyone I know! read more

We are thankful for all the hard work and dedication your team put forth to getting us approved for our new home. There are no words to express our gratitude. Your team members are professional, caring and supportive. You guys stated, " you would get us approved and you did!" We would recommend you to anyone looking for a great lender. Thank you again Mark Smith and your awesome team. read more

Mark Smith and his team at Legacy Mutual are amazing! I was denied from another loan company, but didn't give up there! I was turned over to work with Legacy and I have to say, Mark makes the magic happen!! He had me approved and closing within 2 to 3 weeks after first speaking with him. I am loving my new house!!! I highly recommend this company to anyone in the market!!! read more

Cannot thank Mark and his team enough for making our loan happen when our other loan went sideways they were ready to step in with only two weeks to close - they made it happen on time. From start to finish top rate service and we will be referring all of friends & family to y'all- you ROCK!! Forever Grateful- Doug & Julie read more

Mark Smith and his team are the best lending team I can imagine. Personable, honest, straight-shooters that had my best interests at heart throughout the entire process and got things done, and done well, extremely quickly. I recommend them without the slightest hesitation and in the most positive terms possible. read more

They are great!!!! I definitely recommend them. They help me after I had been denied on a home. They stepped in and explained what we needed to do to get into a home. They made it possible after I had lost all hope getting my home. I loved the Friday updates always letting me know how this we're going. read more