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    13 years ago

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    Langley Federal Credit Union - Inside

    Langley Federal Credit Union

    (4 reviews)

    I would not recommend Langley Federal Credit Union. My experience with them was frustrating from…read morestart to finish. When I purchased my car last year, the dealership sold me a GAP policy even though Langley already offered complimentary GAP coverage. After refinancing through Langley earlier this year, they canceled the paid policy but kept the refund check without giving me any say in how it was applied. They also processed the refinance as a new loan rather than an internal modification (an employee informed me), which erased my payment history. To make matters worse, they falsely claimed I had refinanced the vehicle twice and refused to correct the issue. I've since switched to a new lender and couldn't be happier. Langley's online portal is clunky and not user-friendly, and overall, they are not a lender I would recommend. I also would never consider banking with them.

    I had an unsettling experience at the branch on Jefferson Ave yesterday. I went to the bank to…read moreinquire about a credit card statement that was incorrect. I had paid off the account but received a bill that di show the payment they received from me. The teller was helpful but couldn't explain the error so she said I could talk to a banker. The one banker had been rude from the time I entered the building. I sat in the lobby with two other customers waiting to see a banker. after a long wait I went to the office door of the obnoxious lady and asked how long the wait would be as I had another appointment. Shw was sitting in a dark room at her computer doing nothing. She asked for my name. then she looked at her computer and said there are two ahead of you. when I returned to my seat she called one of the customers who had been waiting before I entered the bank. I texted my husband who was waiting for me in the car to tell him about the situation. he came into the bank and we decided to leave and go to another branch. The rude banker was an extremely huge black woman who was so big it must have been uncomfortable for her to walk. She looked like there was a desk under her skirt, her posterior was huge and unsightly. maybe that contributed to her nasty attitude. I will not use this branch again.

    BayPort Credit Union - BayPort Credit Union BayPort Way branch located in Newport News, VA

    BayPort Credit Union

    (12 reviews)

    The staff is courteous and Jenell in customer service is…read moreprofessional, knowledgeable, warm and friendly; an asset to your company.

    My experience with BayPort has been extremely concerning, and the matter has now been escalated and…read morereferred to legal counsel. Over the course of my auto loan, I discovered that the interest I was charged appears to exceed what I understood and documented in my original agreement by more than $3,000. When I requested a copy of the original contract and supporting documentation explaining the charges, I was repeatedly directed back to Courtesy Auto, the dealership where I purchased the vehicle, despite BayPort being the lender servicing my loan. The situation became even more concerning when my vehicle was repossessed approximately five days after a payment was due, despite my contract reflecting a 10-day grace period. At the time, I had only three payments remaining, totaling approximately $990. During the repossession, the front bumper was damaged, which I have documented on video. I later received correspondence regarding approximately $2,000 in charges related to an alleged lapse in insurance coverage beginning May 10, 2026. The vehicle had already been repossessed on May 4, 2026. After I contacted my insurance agent, I subsequently received correspondence indicating that the insurance issue should be disregarded. I have since learned that the vehicle was sold for approximately $7,850, despite my remaining loan balance being approximately $990. I am now requesting a complete accounting showing the sale proceeds, all fees and charges deducted, the interest calculations over the life of the loan, and any surplus funds that may be owed to me. I have retained documentation, correspondence, insurance records, payment history, and video evidence related to these issues. At this point, I have retained an attorney and will allow the documentation to speak for itself. Consumers should be able to obtain clear documentation regarding their own loan without being given the runaround. Based on my experience, I strongly recommend keeping copies of every contract, payment record, letter, and communication when financing a vehicle through BayPort.

    Merrill Lynch - banks - Updated September 2026

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