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    Micaela White

    5.0 (1 review)
    Open Open 24 hours

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    Services - Micaela White

    Mortgage services

    Mortgage refinancing

    Home purchase

    2 More Services

    Buyer's agent

    Listing agent

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    Transparent Mortgage - Beau H. - Owner - Mortgage Professional Since 2003 | Mortgage Lender San Diego

    Transparent Mortgage

    (170 reviews)

    Miramar

    Working with Beau has always been such a pleasure. He is an absolute wealth of knowledge for…read moremyself and my clients. He is fully transparent and does a wonderful job guiding my clients every step of the way. When I work with Beau, we always make it to close on a new home for my clients and it is a joy for all of them. He is a breath of fresh air and has become a friend along the way

    I didn't end up originating my mortgage through him, but I just had to come on here and say I…read moreHIGHLY recommend Drew Clemans for your mortgage origination needs. Throughout my entire home buying process Drew was generous with his time and expertise, literally every step of the way. His bio mentions that his approach is rooted in education, and that really came through in my experience. He took the time to make sure I understood what was happening and why, which made the whole process feel a lot less overwhelming. His advice was thoughtful and tailored to my situation, never generic or salesy. He knew I already had a lender but he was still willing to give him time and advice with no strings attached. He also connected me with a homeowners insurance agent who ended up getting me a much better policy than what I was originally planning to sign up for. That referral alone made a huge difference. Drew is the kind of person you want in your corner when you're navigating the home buying process. Knowledgeable, kind, and genuinely invested in helping people. I truly can't recommend him highly enough.

    Renzo Marsano - MAR Financial - Renzo Marsano MAR Financial

    Renzo Marsano - MAR Financial

    (289 reviews)

    I've worked with Renzo Marsano three times now, and each experience has been outstanding. He first…read morehelped me purchase my home, then guided me through my first refinance, and most recently assisted with my second refinance. Every time, Renzo has been professional, knowledgeable, and incredibly responsive. Renzo takes the time to explain all options clearly, answers questions quickly, and makes what can be a complicated process feel smooth and stress-free. He truly looks out for your best interests and tailors solutions to your specific goals rather than offering a one-size-fits-all approach. The fact that I continue to return to Renzo says it all. I trust him completely and would highly recommend him to anyone looking to purchase or refinance a home.

    It's been almost a year at our new home and Renzo helped us with us refinance! It was our first…read moretime so we had a lot of questions. He walked us through the entire process professionally and kindly. The entire thing went very smoothly. He was always available to answer our inquiries. Prior to refinancing, there was an incident where we had an issue with our escrow account and Renzo graciously agreed to assist us by having a three way call with customer service. This is one of many examples to show how he goes above and beyond to help his clients out; The quality of customer service was beyond a doubt amazing! Thanks again for everything and helping us out! Most definitely recommend Renzo if you are seeking a home loan or need assistance with refinancing.

    Dustin Gildersleeve - Mission Federal Credit Union

    Dustin Gildersleeve - Mission Federal Credit Union

    (64 reviews)

    Scripps Ranch

    Dustin is amazing! I was shopping around with multiple brokers until someone referred Dustin to me…read more Dustin and Mission Federal Credit Union was offering a short closing period (at the time it was 21 days vs the normal 30 days closing), I had to give it try even though I thought I had the best rate at the time. Dustin was very helpful, punctual and cooperative since the beginning, he explained the entire process very clearly every time I asked him. Not to mention that he ended up giving me a rate that was BY FAR better than my other local brokers. Also the 21 days closing period was a great option in this market to have a winning card among other buyers. I completely recommend Dustin and his team and look forward to be working with him again!

    WOW, I can't say enough good things about the mortgage loan process we had with Dustin and the…read morerest of the Mission Fed Credit Union team (Jeff Kang/Michael Redding). From beginning to end it was OUTSTANDING! Dustin and the team were in constant communication, always went out of their way to make things simply and smooth. They all were VERY knowledgeable and on top of their games! I've raved about them to my friends that are real estate agents and when I did they have responded they knew this already about Mission Federal Credit Union! Dustin helped us select a 5/5 ARM with the anticipation of refinancing in the future to a 30 year fixed when the time is right. I HIGHLY recommend Dustin (and team)! Thank you again Dustin Gildersleeve, Jeff Kang and Michael Redding!

    Morgan Home Funding - Located on the 2nd floor

    Morgan Home Funding

    (130 reviews)

    I just wanted to write a review for Morgan Home Funding. They helped us out with a "slightly more…read morecomplicated than usual" refinance for myself and my family (my words not theirs). I worked with Travis G. and he was super awesome. I really appreciate the great help and support him and the team over there provided to us. Everything worked out perfectly and I would never hesitate to do business with them again. I would absolutely recommend and refer them to anyone. Just to give some background, I originally found them on Yelp and called them late in the day before closing. This was immediately after calling a very large and popular broker agency in San Diego (I won't say who) who had me talk to one of their loan officers who seemed disinterested, didn't care about the background to the transaction that I was trying to explain, and couldn't wait to get off the phone with me yet proceeded to e-mail me constantly with his company's automated e-mails. That phone call disappointed me but I was determined to keep trying elsewhere. So I called Morgan Home Funding as I had seen their stellar reviews too and Travis answered the phone (I had seen his name in the reviews I read). I said I'm sorry I'm calling you late before closing but I need help and I need to explain my story because someone else somewhere else just now didn't care to listen, do you have a few minutes to hear me out to see if you can help me out? He apologized that someone else somewhere else made me feel that way and proceeded to listen. From there the rest is history. Travis always kept his word and everything ended up fantastic just like the way I needed it to. I got a great loan at a great rate. For those needing a place to get them a loan or refinance etc., talk to these people. The staff is awesome and Travis knows his stuff and does his homework. Also, thanks to all of you for the "congratulations" card I received in the mail the other day, that was very thoughtful. I know people read reviews so I wanted to make sure I shared my story. Thanks again for helping me out Travis and Morgan Home Funding, I had a lot riding on this and will never forget your help!

    Travis at Morgan Home Funding really does provide the best home financing mortgage rates (I called…read moreat least 6 reputable companies for comparison). Travis answered all our questions thoroughly and the process was relatively pain free. I would definitely call Morgan Home Funding for any mortgage quotes first!!

    First Security Mortgage

    First Security Mortgage

    (13 reviews)

    Danielle is simply a magic worker! This team absolutely delivered when I could not obtain lending…read moreanywhere else. I'm a business owner and investor, so we initially met with a very lofty goal in mind. as an investor w2's and 1099's have never been something I dealt with. That was a problem every time I looked to borrow money. I told Danielle my situation and she said she could help (which I had heard multiple times). She wasnt like all the the rest, she worked tirelessly to make this happen ( I was looking for more capital to invest) and I'll be the first to admit I am a very moody person at times, but she was undeterred by that and pressed ahead. The fact she put up with me is amazing by itself. Today I got the call saying every penny I was asking for is being wired to my account! You'll have to ask her how she did it, but if you need to borrow money for any reason, THIS is the person you talk to. if she can't do it, it can't be done. Danielle Rapozo will hold your hand step by step as things happen for you. She was my 8th try at this, now she'll always be #1. I'm quite grateful.

    Paul Rios gave me his word that he was going to do my loan. He sent an email out to have my house…read moreappraised and the next day called it all off. He did a background check on me and used that as leverage to cancel my loan. I'm sorry, I didn't realize that was a part of his job? I have 350k in equity but he was more interested in how I purchased my house cash and what I was going to use the loan funds for.. why that is any of his business is beyond me. He is not a man of his word. Put simply, if he feels the company won't make a profit off of you, you are not worth his time. I'll be taking my business elsewhere! Thanks Paul Rios!

    Rob Breiner Mortgage Lending

    Rob Breiner Mortgage Lending

    (39 reviews)

    Scripps Ranch

    The team was fantastic. Prequalification was as easy as their website is to use and upload…read morepaperwork. They never bombarded us with calls and yet we were able to talk to Rob while he was on vacation. He sent us multiple quotes for different rates, sales prices, and down payments so we could see our options before shopping. And then... They got us closed in a record (for us, at least!) 17 days... from accepted offer to close. We were moving across the country during most of the heavy paperwork parts, so Ledora and Rob were great about texting when a task was urgent, sending docu-sign items, coordinating with our Realtor, providing recommendations for Home Insurance quotes, sharing info between parties to keep things moving (when we didn't have cell/internet service). It was amazing. Our Realtor and good friend recommended Rob and we're glad we took the chance. I've already shared his number with friends and I'd use him again next time!

    We're so glad we had Rob Breiner as our loan officer! He made the entire home-buying process so…read moremuch smoother with his clear communication, quick responses, and deep knowledge. Rob was always available to answer our questions, and he explained everything in a way that was easy to understand. He was professional, patient, and incredibly helpful every step of the way. We closed on time without any surprises--couldn't have asked for a better experience. Highly recommend Rob if you're looking for someone reliable and easy to work with!

    Micaela White - realestateagents - Updated June 2026

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