Matt has been such a great lender to partner with. He's fast on communication, articulate and my…read moreclients love working with him. I enjoy watching his content on IG @themattbarba. Great information that makes so much sense and incredibly educational for my clients.

Matthew Barba There…read moreis only positive things to say about this man! He is responsive, understanding, knowledgeable and genuine. He not only has experience on the lending side of things but also has worked on the agents side. He is able to relate and find what problems you may have then solve them! My clients and I were in a competitive situation where we needed a lender that would be there when we need him, be able to perform exceptionally well and make sure the offer we wrote get accepted. He became the lender to my clients because 2 big banks that my client had reached out to were not able to respond as quickly as we needed to meet deadlines. Even being put in the right timelines, Matt remained calm and made sure everything got done. His team that helped balance the load by getting everything upfront made it so that when it came to the appraisal and funding, everything happened more smoothly. We were able to close this deal and get our client into a home that other lenders would have said was hard to fund. For any situation wether this is a 1 bed 1 bath starting home up to a luxury home, he will a)find what you need and b) work harder than most lenders to make sure that the terms are tight and deal is SEALED!

My husband and I are first time home buyers, we had no idea what we were doing -- and Tim Halverson…read morenever once made us feel silly for that. From day one, he walked us through everything step by step, explaining the process in a way that actually made sense and made us feel confident instead of overwhelmed. He was incredibly patient, answered every single question (there were a lot), and always responded quickly. Real down to earth, easy going, nice guy. Buying our first home was stressful, and having Tim guide us through it made the experience so much smoother and less stressful than we ever expected. We're so grateful we had him in our corner and would recommend him to any first-time buyers in a heartbeat.

John Easterbrook brought knowledge, perseverence and kindness to our situation. He just never gave…read moreup - every time we ran into some bizarre snag (more than one!!) he knew how to navigate through it. He explained the process and every issue with clarity and patience. His encouragement was a lifeline! Shout out to our friend, Chris Hanf who recommended John.

Best Ever I have…read moredealt with some Mortgage Brokers before, but nothing like these guys. I met Andrew at a trade show and he said call and lets discuss. I filled out the paperwork and started talking to Kim and Cindy. They are amazing at what they do. The whole company is really taking care of the customer and especially Vets. I appreciate everything you have done for us. Thanks Guys

I have an A credit rating. I have worked for 40 years as a scientist. I applied for a…read morePre-Qualification loan with WealthWise Mortgage. I wanted to know how much money I could qualify for a house in Carmichael. I gave them the following documents: W-2's for 2018+2019, paystubs for the last two months, mortgage statements, bank statements, credit statements, insurance statements, tax bills, driver's licenses, and personal information. Remember i am not trying to lock an interest rate. I am simply asking to be "Prequalified for a loan." They asked me to sign 6 more declarations. I signed the two that were important. I told them they didn't need me to sign a Carbon Monoxide Detector required in the new home. What new home? I am asking to be prequalified only. I get a call from Andrew stating he won't due business with a client unless they sign all the forms. I asked him why it was mandatory to sign a CO2 detector when i was only asking for PreQual at this point. I told him it was not necessary at this point. He said, "I can't work with a client who won't comply." We parted ways. When a business owner becomes so entrenched in their own dogma that they can't see the client's side of the story....time to move on. BTW, I signed documents today with Loan Pal on my refinance. Never did they treat me like i was just a "JOHN" like this ego maniac Andrew. His tone was demeaning and authortarian. Do not do business with him. Take your loans to Loan Pal. Ask for Elmer Deleon.

Ted Kappel Mortgage Group Highly recommended! So glad we…read morefound this firm since our original lender was no longer available we even reached out to credit unions who never bothered to respond I knew it would be hard to find another lender that we used to rely on and someone who would take the time to answer all our questions with honesty and be trustworthy after reading all the reviews for Ted Kappel we decided to give his firm a try we met him on a Saturday morning and right away felt very comfortable speaking with him he made it about you and your needs I do have to say there was a little bump in signing the paperwork but overall everything else went smoothly in going back and forth with all the questions we had and didn't feel as we were bothering him any calls we made he or his lovely assistant Lindsey got back to us right away.

I discovered Ted through Yelp, and my experience turned out to be exceptional. With countless…read moremortgage companies to choose from, I decided to work with Ted because of his honesty and transparency. His entire team kept me informed throughout the process, ensuring a smooth closing within the promised time frame. I highly recommend KMG--you won't be disappointed!

A great big thank you to Cheryl Pavelchik at Alpine Mortgage Planning (Alpine Mortgage). I've been…read moreworking w Cheryl since early September 2015. She worked w me to get me prequalified and,eventually, I've purchased a home. I appreciate Cheryl's candid, matter of fact demeanor as well as her terrific customer service and positive attitude. Cheryl worked w me to clean some things up, told me what I needed to do and kept me informed thought the entire process. She was thorough, explained all the changes in laws and when she needed something from me she asked for it and gave me reasonable timelines. She responded to all my inquiries and kept me in the loop throughout the house buying process. A great big thank you! I would be delighted to be a reference for Cheryl and Alpine Mortgage Planning. I will utilize their services again if I upgrade my home.

Dan Furtado is by far THE BEST Lender. I am a Realtor and if it were up to me, Dan would be the…read morelender on all my transactions. He has pretty much made miracles happen. One of many reasons I refer Dan is simply because his professionalism, quick response, and he truly cares about getting his clients into their new home. I can't forget to mention his assistant Kristie (who is so sweet) and very helpful! I am floored at some of these reviews. Every time I refer him, my clients are very happy! Great job Dan and keep up the good work! You always go above and beyond.

Just bought a home using Alex as our Lender. We are first time home buyers and young. Alex lead us…read morethrough the complicated process very efficiently and with ease. He was very patient with us and extremely professional. He made it seem like a breeze to get through the escrow and worked all the bugs out that came up. He took the extra step to get us whatever deals he could find and settled for nothing less then the best he could get. I highly recommend Alex to others as a lender. He was also very easy to contact and readily responded whenever we reached out.

Alex is an excellent mortgage lender! We met him he through our realtor…read more The minute I called Alex and talked to him on the phone, I knew that he was the one I need to work with! I am a business owner my self and I know if someone has the skills or they don't. Not only that he is a great banker and that he knows everything in home loans, but he is a great person to deal with! He is very knowledgable and patient. He is always there when you need him! There were many obstacles but he never gave up, instead he always helped us and encouraged us to keep going forward. Every time when we needed extra documentation, not only that he told me to go get this or that, but he would call on my behalf and got what we needed to move forward. My credit history was very poor but he still got me a greet low rate!!!!!!!!! Last month we closed on a house and we are super happy with the end result!!!! Thank you Alex :)

Erick Perpich is amazing! He goes above and beyond for his clients. He is incredibly knowledgeable…read morewhich is evidenced by his ability to think outside the box and offer legitimate and feasible options to his clients. Erick truly cares about the best interest of your family over his bottom line. We highly recommend Mr. Perpich. If you are looking for honest, friendly, and knowledgeable assistance look no further! Erick and his colleagues deliver it all!

Magical 21 days. Erick. Man is Pure magic…read more Erick was introduced by my real estate agent. I have never met him in person. I don't even know what he looks like or. How good he was or how experience he was. All I had was recommendation from my realtor. Uh. Let me tell you that was all I needed. You see I had 2 years of income tax return and business profit and loss statement and credit score of 750. Though I had everything ready. NO Some time we need more then that. That's where Erick did his magic. ( instead putting lots money on down payment for house. Erick recommend that I should be taking care some of high credit card bills and other.) You see not only my credit score went up. Now I only have to deal with mortgage payment only. You See Erick knew exactly what my situation was. That's what I m talking about. Here's the man I never met but I can feel the man wants to help. Not only getting me a house. but The man cares. And very experienced. When you want a house it's big step. And you want A loan officer to be on your side and be part of your Goal. ( already have 3 of my employees on the line to get a loan from Erick in the future) Even if your not ready at this time you should get hold of Erick and get some ideas what it takes to get a loan for your house in future Have plans. And I guarantee Erick will walk thought every steps. ( if anyone needs recommendation you can call me at916-895-0050)anytime.or call me at my restaurant (916-483-1224) and ask for jimmy Now I m seething here at my home and how much I appreciate Erick and his magical team. ( MELISSA from Erick team you're thank you.) It's like meeting a angel in middle of hell. Trust me there out there. Thanks Erick and the team. From jimmy and the family

Ben gives pre approval/pre qualification letters out without doing due diligence and creates an…read moreissue when buyers can't perform. He is slow to respond and veers towards unprofessional behavior to make a commission. At no point were the buyers aware that their application had issues and that they were unlikely to be funded. Sellers and agents beware! We were off market for 16 days as a result of Ben's lack of transparency. His supervisor Indy is the polar opposite and should be your point of contact. *** His response is that I as the seller don't understand when he issued a pre approval letter to someone with issues in their application and was misleading. He knows exactly what property this is for. This isn't my first time selling or buying real estate and I want others to know that they should be wary of empty promises.

Working with Ben Karimi has been one of the best parts of my home-buying experience. He honestly is…read morethe best loan officer I've ever met. Ben worked so hard on my loan and managed to get me an amazing 4.3% interest rate, which I never expected. He was always kind, patient, and quick to respond to any questions I had. highly recommend Ben Karimi. If you work with him, you will not regret it. He goes above and beyond for his clients, and I'm really grateful for everything he did for us.