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    8 years ago

    Mike was very honest and willing to help. He answered all of my questions and helped us through the entire process. Mike is the man!!

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    Peoples Mortgage Company - Michael Baker - Our new corporate office, located in Tempe, opened in October of 2017.

    Peoples Mortgage Company - Michael Baker

    (54 reviews)

    Worst mortgage broker ever! Do NOT deal with these falsely…read moremarketed & shady people. I was directed to them as I work in public education for the state of CA. They are the "Teacher Next Door" program lender. DO NOT be fooled - they are amazingly archaic, oblivious to the current real estate market, and offer very high interest rates! We applied for a pre-approval (not full underwriting) with a hard pull on our credit, submitted documents, proof of income and pay stubs. A week later, they reply and said they are sending out written letter of verification of employment. I said WHAT ? We are not at that stage of underwriting so I was confused. So we then get a call from their network "realtor" asking if we wanted to look for a home. I asked realtor "um where do you suggest we look for a home in Los Angeles County for under $400,000 ?". The realtor said nothing - I said, how about a vacant lot in the Mojave desert ? The realtor said she knows something about Southern California realty so tried to apologize. I could not believe the gall of this mortgage company to offer such a low amount to a state of California employee! Very disappointed with this company. Don't waste your time!

    Experience I had with Jose Palomar NMLS # 1687471Company NMLS # NMLS-6274…read more He was pushy unprofessional, didn't have the courtesy to let us know he would be in meetings and wouldn't be able to conference on agreed upon time. He talks over you. Being deceptive about running credit even when told we were not ready yet. And this was only the beginning of the process. I think a job like this requires patience and understanding especially for first time homebuyers. Taking such a big responsibility is intimidating Upon reading other reviews online, I'm glad I didn't go through with them.

    AZ Lending Experts

    AZ Lending Experts

    (20 reviews)

    I can't say enough good things about this team! First, Scott goes above and beyond for his clients…read moreand is super knowledgeable about the mortgage industry. Contacting him and his team was the best thing I have done and I will be a customer for life. My boyfriend and I were looking at purchasing a home together. He owns a home already and I rent. My lease renewal was coming up and my landlord is a....I won't use cuss words. Anyway, I opted to buy something as renting as really changed over the past few years and it's really enjoyable anymore. We contacted a broker with Nexa Mortgage who kept dropping the ball so I went on Yelp to find a different one and that's when I found Scott and AZ Lending Experts. I contacted them and was SUPER impressed right from the initial conversation. Scott then contacted my realtor (who is also my sister) and she was also super impressed and will refer him to her clients. Anyway, my boyfriend and I were facing an issue with a contingency as when you own a home, it's sometimes difficult to buy a home as the offer would need to be contingent upon the sale of your existing home. My boyfriend was nervous and didn't want to sell his place without having a place lined up, which is understandable...and given the low inventory right now, it's difficult to wait for something to be listed and go under contract when you finally find a priority. Scott found a way around that for us. He also shared his recommendations, which we went with. His whole team is amazing...Emily is SUPER nice. I contacted her for the appraisal and she sent it right over to me and was just super polite and friendly. This is my first time buying a home and I have heard from others that it's a pain and a not-so-fun process but I honestly have to say it hasn't really been that bad for us and I have AZ Lending Experts to thank for that.

    I've worked with Scott and his team three times now, 2 times buying homes and another when he…read morehelped my grandma refinance her house a few years ago; this in itself should show how much I trust them. They make the process easy, seamless and stress free, all while making sure they get the best rate they can for you. I trust Scott and will continue to work with him in the future when needed.

    Mike Kortas - mortgagebrokers - Updated June 2026

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