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    Modesto's First Federal Credit Union

    3.8 (11 reviews)
    Open 9:00 am - 5:00 pm

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    Services - Modesto's First Federal Credit Union

    Personal banking

    Auto loan

    Personal loan

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    Recommended Reviews - Modesto's First Federal Credit Union

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    3 months ago

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    21 days ago

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    2 years ago

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    4 years ago

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    2 years ago

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    3 years ago

    Business owner information

    Photo of Heather B.

    Heather B.

    Helpful 1
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    4 years ago

    Modesto 1st has excellent rates and outstanding customer service. They beat out every bank to support your financial needs.

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    11 years ago

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    5 years ago

    Excellent service and loan rates. Makes for applying for services and loans a pleasure. Five stars all the way.

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    10 years ago

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    Modesto's First Federal Credit Union Reviews in Other Languages

    Ask the Community - Modesto's First Federal Credit Union

    BMO Bank - My BMO card mgr took away from me he also cut with scissors!!

    BMO Bank

    (3 reviews)

    I tried to go to the bank Saturday night July 26, 2025 to go do a deposit. I am sick and tired of…read morethis happening. It could be daytime. It could be afternoon. It could be in the morning. The ATM is always and I mean always OUT OF SERVICE! I shouldn't have to go all the way across town to another BMO bank, and unfortunately, I do not have friends or relatives and my transportation is the public transportation so you see what the problem is! And when you try to go inside the branch and ask her for help, they tell you straight out "go to the ATM machine and use the ATM" this branch downtown does not want to help you. Their customer service is very bad oh and don't go to the little desk area and ask for help. They will tell you straight out "go to the tellers they can help you." I do not understand. Why do they have a Customer Service area when they are not willing to help you they are straight out rude unfriendly coldhearted unprofessional.!

    I highly dislike that bank of the west merged with BMO it's been terrible! Constantly getting hung…read moreup on the phone line it just disconnects. I have a fraudulent charge all of a sudden. My card isn't working they were supposed to cancel my old card. They also canceled my new card. So I'm without money. I can't directly deposit into my account because my cards don't work. There's two people on my account we can't see who's transactions are, whose like we used to be able to with the bank of the west which I think is absolutely ridiculous that that has changed. I really wish BMO would get it together before I have to find another bank.

    Mocse Credit Union - Mocse Credit Union employees all dressed up for Graffiti Night! Photo 2 of 2.

    Mocse Credit Union

    (21 reviews)

    I've been dealing with standard big name 'banks' for my entire adult life. On occasion I've had…read more'credit union' accounts. The differences are the reason I have gotten a new Credit Union account recently. Mocse has pleasant and knowledgeable people who seem to honestly care about their customers. At the BIG BOYS one gets fake smiles, as well as less perks like loans that are easier to get, credit cards with better interest rates for folks trying to re-establish their credit/FICO scores, and more selection options for people needing HELOC loans, etc. Mocse is our 'neighborhood' Credit Union and as such we keep our money local and invest in our own community. That's our main focus. Go try them out. I'm sure you'll find them a good place to bank and keep your precious hard earned dollars!

    The overdraft fees are horrendous. Taking advantage of people when they are at their lowest…read more Charging without any warning that your account is low & no grace period to fix your account before they slap on a $30 overdraft fee PER transaction. So even if the transaction is for $1.99, you are hit with a non refundable $30 fee. It's wrong on so many levels. Also, they are not open nor have a 24 hr call service on weekends making it hard to fix issues, leaving you high and dry until the next business day. I will be leaving this establishment soon after being with them my entire life. Not sure why I didn't leave sooner. If I could rate no stars I would.

    Wells Fargo Bank - Ridiculously long line everyday

    Wells Fargo Bank

    (26 reviews)

    takes 30 min to get thru the line. last time i went in, i needed to cash out a big amount and the…read moreteller shorted me $70. i didn't realize it til later in the day, after the branch had closed for the day. i called the next day and they found the overage and deposited me the $70 to my account, so that was nice. the security guard there is very rude, i overheard a customer complained to him about the long line and only two tellers being open. the security guard said it's not the tellers fault, it's the customers fault because "most of the things people are in line for, can be done on the app" and although that might be true, i looked at the of people in line, they were all old enough to be someone's grandparents. i found it annoying that the security guard tried to shame the customers in line, to be serviced AT THE PLACE THEY HAVE THERE MONEY IN. they really need to get more tellers. cant believe i have to wait 1/2 of my lunch break, just trying to get a cashiers check!

    Terrible experience - my client and I had scheduled an appointment to open up a new account; we had…read morethe necessary paperwork but were informed that we still needed additional documentation including "one more copy of the court document". I indicated that only one was available (I've been opening estate accounts for over 50 years-really) and was told that I could shake my head all I wanted but they were right and we were wrong. Needless to say we took our business elsewhere. Crummy.

    Modesto's First Federal Credit Union - banks - Updated September 2026

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