This is the absolute dream team! In this market, it is so important to find a flexible and…read moreresponsive lender and Katie and Alyssa were absolutely amazing at helping us get competitive offers out the door FAST. Even on nights and weekends they responded to our emails within a few hours at most. They absolutely exceeded my expectations in getting us a great interest rate, and made us feel reassured that our financing was taken care of, so that we could make the best possible offer. When our offer was accepted we worked with Modesta to get all our financing in order, who made it such an easy process. I cannot recommend this group enough! They make a daunting process so much easier! You will not regret working with them!

Katie and Alyssa were both amazing. They were very prompt answering all of our questions and even…read moretalked after hours with us. HIGHLY RECOMMEND! :-)

Marc and his team made my first home buying experience a smooth and streamlined process. They were…read moreincredibly organized and professional. I appreciate them taking the time to fully explain the process to me, and their patience in answering all of my (many!) questions thoroughly. I highly recommend Marc and his team!

Marc, and Nathan, at Guaranteed Rate were great. Clear communication. Ready to explain anything…read morethat I did not understand. They prepared my pre-authorization package, and always quickly prepared the letters I needed when I submitted offers on houses (yes, multiple houses, because of this market). They were timely, informed, professional, and compassionate. I also appreciated the clear presentation of information that they provide - you know exactly what your rate and associated closing costs will be. I would definitely recommend Marc to anyone.

Quick, clear, professional 5 star partnership!…read more We were seriously concerned when we read reviews here on yelp prior to purchasing our first home. After going through the process, honestly, I think your experience really depends on the specific account executive your work with. Program/product wise, Allhamdulilah we are really happy with Guidance providing a halal way to purchase a home. Their website and tools work well during the offer to close process. Here is our review for our awesome account executive in the Seattle area: Allhamdulilah, we were able to close on our first home in 22 days. Abdisa is an excellent partner and professional. He educated us about the home buying process, how the Guidance Partnership works and the end-to-end process from offer acceptance to closing. If you would like to close in 22 days as well, remember that this is a partnership; the process involves alternating actions from you, the buyer, and Guidance. Abdisa is professional, moves quickly, is responsive and helpful. You must be as responsive, professional and organized as you expect from Guidance. Abdisa, we genuinely appreciate your guidance and partnership, Thank You

My agent said it was her worst experience in 26 years and- after my closing that was 2 weeks late…read morethanks to Guidance- the legal rep said it was her worst in 51 years.

Worked with Bob on recommendation from my realtor. He was extremely responsive during our…read morecommunications, whether it was questions we had or confirming technical details in our application, or working with all the other entities. He took the time to understand our unique situation, was creative with the financing options, and enabled us to achieve our goal, all on time!!

Bob was Outstanding through out our entire mortgage process. He was the epitome of professionalism…read more He communicated at a level unmatched by others I have worked with before. He was proactive, thorough and made things happen quickly. He is the best in the business at what he does. I recommend him to anyone in the market for a home loan. You won't find anyone better.

Brian was fantastic to work with throughout the mortgage process. He was responsive, knowledgeable,…read moreand took the time to explain every step clearly, which made a stressful process feel much more manageable. He shopped options, answered questions quickly, and was always transparent about rates, fees, and what to expect. What stood out most was how professional and steady he was from start to finish. I never felt pressured, and I always felt like he had my best interests in mind. If you're looking for a mortgage broker who is sharp, trustworthy, and easy to work with, I would absolutely recommend Brian.

Over the years, we have worked with Brian on multiple home mortgages. His expertise saved us a lot…read moreof money and helped us get the loans we needed to eventually buy our dream home. He went way beyond our expectations for service and helpfulness throughout the process. He continues to provide excellent counsel as we have investigated refinancing our mortgage and buying a second home. As others have also said, I cannot recommend him highly enough.

Been a customer of Navy Federal for 40+ years. Several years ago went to Navy Federal with a check…read morefrom my insurance company for wind damge for about $8k, made out to me and Navy Federal as I had a mortgage with them. Wanted to deposit the check in Navy Federal to pay down the mortgage. Navy Federal would not deposit the check until I filled out forms, and provided evidence that the repairs would be done. I never missed a payment in over 2 decades. My balance was $15k. If they would have cashed the check it would be about $7k, or about 3% for a house would appraise at $300k. Taked to several representatives. No common sense or consideration. Paid the mortgage off. Got the letter. Sent it and the check back to the insurer and got money sent only to me. Should have quit then. Recently went to Reston branch to get cash from savings. Always before the teller counts the money in front of you. Not this time. Just got handed the bills. Put it in my pocket. Took it out at home. Was $20 short. Called, initially told they would credit my account. But shortly thereafter was called and told their camera system showed I got the full amount. Later, when closing our 3 accounts. Learned the the camera is over the tellers desk. It couldn't have verified the amount as i was handed a stack of bills. Turns out they have a mechanical bill counting system that they consider infallible. You're supposed to trust them 100% while their trust in you is zero, even after 40+ years.

Had to get a simple letter to verify I had an account. Easy... however, Tara was rude, couldn't…read moreprovide what I asked, and really made me consider leaving this bank. Just a complete lack of respect and inability to be kind.

Andy made the lending process smooth and stress-free. He was able to close my loan very quickly and…read moreeven had the flexibility to close sooner if needed. Throughout the process he was knowledgeable, proactive in keeping in touch, and always clear in his communication. His pricing was transparent and fair from the start, with no surprises at closing. I would absolutely recommend Andy to anyone looking for a dependable and trustworthy lender.

Andy was extremely helpful throughout the process. He was very responsive and answered all of our…read morequestions promptly. I enjoyed doing business with Andy Sikora and his team, and would highly recommend them.

Frank and his team were the best asset we had throughout our home-buying journey. If we could give…read morethem 14 stars, we would. Seriously, they're that good. They stood by our side patiently for over a year until we found the right home. While others at work complained they could never get ahold of anyone at their mortgage company, I kept thinking, "That's strange... I could call my loan officer right now if I wanted to." Anytime. And he'd still be ready to answer all of my annoying questions even if I had already asked them five times before. What really sets Frank and his team apart is that they don't just communicate well - they truly know what they're doing. Their knowledge, professionalism, and advocacy made such a difference for us. Frank personally advocated for us with listing agents, and I genuinely believe it helped us finally win a home after 8 attempts in an incredibly competitive market. My family and I are so grateful for everything they did for us, and we recommend them to everyone we can.

Frank's the guy you want on your side to close on time, every time. He provides impeccable customer…read moreservice. Weekends, nights, he's available to answer questions and help you get offers in when you need them. Got a great rate too.

Before writing this review, I wanted to take the time to read what other had said about NVR. No…read moresurprise, it looks like a 50/50 mix of love/hate reviews. This one is most definitely the former....in a nutshell, we LUV 'EM! I've been the the mortgage process a couple of times before and yes, it can be VERY stressful....but the NVR team working with me (Melissa Adler and Brianna Little) were as close to perfect as any business can get. They were always kind, courteous, communicative and respectful. Even though I asked several times to "call me Jim", Brianna always refered to me as Mr Grimes. (Refreshing!). As for the process itself, I had no real surprises at all. The communication lines between the builder (Ryan Homes) and NVR (their Mortgage Partners), seemed to work well through the process. I received a call from Brianna (and sometimes Melissa) roughly every week, even if there were no significant updates. Whenever I had a question, it was answered quickly without making me feel foolish for asking what, to them, was likely a routine thing. In the end, we cleared underwriting with weeks to spare....that part may have been a bit unnerving for me as I was expecting another shoe to drop, but we closed on time and with no drama. As mentioned earlier, I had been through this process before on several occasions so there was some prep work I had done in advance. Some of those things to make the process go smoother: 1. I had already been collecting and filing electronic records such as paystubs, bank statements, bill payments, etc so that whenever Brianna needed documents, I usually had them ready to go. 2. I gave any paperwork requests top priority and wherever possible, scanned and sent requested information within a day or two. 3. I set up a filter for my email Inbox that automatically copied incoming messages from NVR (and Ryan Homes) to a separate file. This helped keep me organized. As for some of the negative reviews....well...everyone's experiences will be different, for ANYTHING! Some of those appeared to be buyer-induced issues, and others seemed like genuine concerns, but I can tell you that I found no hint of dishonesty or manipulative tactics...this is a straight-up business group who did a professional and outstanding job. If I ever buy another new construction, I'll likely go with Ryan and NVR.

In early September 2025, I took the plunge, signing a contract with Ryan Homes and NVR Mortgage,…read morenaively believing in the American dream of homeownership. I meticulously provided every document NVR demanded, jumping through hoops with the good faith of a soldier following orders. Then, in October, disaster struck. The government shut down, and NVR, in an act of utter betrayal, refused to approve funding for military service members - the very people who risk their lives to protect this nation. NVR's unconscionable decision threw my life into complete turmoil. I was forced to drain my savings, desperately clinging to hotel rooms while trying to save enough for the closing. Adding insult to injury, NVR's loan officer had the audacity to forbid me from seeking interest-free loans offered to service members by USAA and Navy Federal - lifelines that could have eased the financial strain. They wanted me trapped. After weeks of begging and pleading, desperately trying to secure a Mutual Release Agreement that NVR callously denied, I was forced into an apartment complex, lured by a few months of free rent, a desperate measure to avoid utter financial ruin. I informed NVR of this new, crippling expense - an expense I'm contractually obligated to for ten months. The response? Cold indifference. I was told it wouldn't be considered during loan approval, as if my reality didn't matter. As if things couldn't get worse, my marriage crumbled under the pressure. My wife and I separated. The Army now requires me to provide her with half of my BAH, a devastating $2,100 monthly blow. Again, I informed NVR, fulfilling my obligation. Their response? A robotic assurance that it "wouldn't affect my approval status." Let's be clear: with the apartment sucking $2,700 from my account each month and the court-ordered support payments of $2,100, I'm facing a staggering $4,800 monthly shortfall. Yet, NVR, with their eyes wide open to my impending financial doom, is still pushing for loan approval. They are knowingly setting me up for catastrophic failure, expecting me to somehow magically afford two primary residences. This isn't just reckless; it's predatory. It's a repeat of the same greed and negligence that led to the housing market collapse in 2007/8, destroying countless lives. The closing hasn't happened yet. There's still time for NVR to show a shred of decency and grant the Mutual Release Agreement. But if they proceed with this loan, they will be complicit in my financial ruin, and they will bear the responsibility for the devastating consequences

have known Yogi for a number of years and I have known a few loan officers but by far He is one of…read morethe best and fastest Closer's in town. He not only listens to what you want but delivers a better experience in the Home buying process and helps you with other financial aspects of life due to his life experiences and wisdom. Yogi walks his client's through the complete process of your home loan needs. You will never go to closing and have any surprises. He is a Gem and I am grateful he is in my life. I would in a heartbeat refer him to my friends and family since trust is what you also need in buying one of the most important assets.