They are the best of the best!!! They are knowledgeable…read moregreat customer service and they go above and beyond. Sandra helped me increase my credit score almost 200pts!!!!! Thank you to this team!!! Highly recommend

Great service, handling all items that they said they would. Will use again in the future if we…read moreneed it!

would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

Credit can be intimidating, and I often neglected it for that very reason. However, when I…read moreconnected with Karen, she was incredibly patient and informative. What stood out the most was that they were not pushy at all. I've noticed significant improvements since I started working with them, and they genuinely care about your well-being. I've recommended Second Chance to friends and family who also felt uneasy or stuck. If you're in a similar situation, take a moment to call them. It's worth it! Thank you, Karen, Wayne, and the entire Second Chance team. You're making a positive impact in more ways than you can imagine.

Thanks Made the process easy and simple…read moreGreat service I highly recommend them to anyone looking for a bankruptcy lawyer

I took a while to process my bankruptcy, Once I gathered…read moreall my important documents I paid extra to make the process faster. The lawyer and Tammy helped a great tons. After the hearing I waited for the call that everything went well and a weight off my shoulders was finally lifted. Thank you guys for taking care of this!! I really appreciate it!! I value your patience with each question I had, the time it took to finally process this bankruptcy!! So worth it!! Starting fresh!

Like for real, Fernando deserves more than 5 stars. This man gives people another shot at life…read more When I came to him I have a 450ish credit score with a lot of Oops on it. Now Im more than 200 points up. I've been able to put my cars loan under my name and get credit with my bank,Kohl's , target, capital one and more. He also gave me tips on how to maintain it. I honestly can't thank him enough. He's the Goat. My next goal is a home & I know with his help, it's within reach. I brought my momma to him , she also needed help. And every time I get a report with deleted on it. I feel so happy that I was able to get someone to help her. From the bottom of my heart. Thank you so so much. God bless.

I used this company for credit repair unfortunately Fernando (owner) was a complete scam after he…read morereceived payment he would never reply to anything. For months I would never recommend sharp credit services. Look else where.

Solid company. Straightforward, responsive, and organized. They helped clean up issues and put a…read moreplan in place to get my credit where it should be.

I signed up with Infinite Financial Firm Credit Doc to help remove several late payments from my…read morecredit report because I needed my credit fixed quickly in order to buy a house. From February 23 to April 21, I trusted the process and was very clear from the beginning that money was not the problem. I even told them I was willing to pay extra if they could work faster and actually get results. At first, they told me I did not need to pay off my credit cards or balances for the process to work. Later on, they changed their advice and told me that if I paid off the accounts, the disputes would move faster and have a better chance of success. I followed their recommendation and paid off the accounts hoping to finally see results, but even after doing that, I still did not receive any meaningful improvement. Instead of offering a faster or more effective solution, they placed me into a monthly payment program and kept telling me to wait. Communication was also very slow, especially from the owner, who would take a long time to respond to my messages and concerns. During the entire process, they claimed they filed disputes multiple times, but I never saw any positive results. In fact, my credit situation became worse instead of improving. After almost two months of waiting, I was eventually told that I should just cancel the service because they were not getting results.I feel disappointed because I spent time, money, and trusted their promises during an important time when I needed my credit fixed urgently. Based on my experience, there was a lack of urgency, communication, and effective dispute strategy. I would strongly recommend others ask for clear proof of work, realistic expectations, and actual progress before signing up.

Paid $1500 to use their services. Was given a 3 month timeline. They never came through as…read morepromised. All they did was get me 1 credit card which I could have done myself. I have bad history and wanted to remove some of it but like I mentioned they couldn't live up to their word. All of a sudden it was really hard to remove some of my history but when they sold me their service, they talked a big talk about getting my score up and history removed In a short time frame. All of this because I wanted to buy a home and I was able to do so WITHOUT using Angel and "Credit Brokers". I don't recommend anyone coming here and using this service. Do some more research on fixing your own credit on your own, it's easier than you think.

I've always wanted to get my credit restored. When I was young I didn't know the value or…read moreimportance of why my credit mattered. I surely paid for it over the years. Credit Brokers is not only helping me settle out my debt and collections. I already had a spike on my credit score and it's only been about 40 days!!! Another thing that is great is that it is affordable. Fixing my credit will position me to have an amazing 2017!!! THANK YOU CREDIT BROKERS

Raymond is a very experienced attorney that will look for things every other attorney would easily…read moremiss including advising against a lot of the misinformation found on the web and chatgpt. I got a lot of assumptions wrong and thankfully was given expert advice from Raymond. I highly recommend him to anyone looking for an experienced affordable attorney.

Professional, responsive, smart, and knows exactly what his clients need. The old line is your…read moreattorneys aren't your friends. Best part of Ray is he's straight with you and knows what needs to happen for your success.

In my wife's case this office hided negotiations of medical bills after giving you your pay check…read morein a lower amount (your 30% only). A Remaining balance of medical bills which can be thousands and thousands will be negotiated by them alone and after you are dispatched with your final check with your 30%. They are not going to tell you about the remaining medical bills they will negotiate with the other parties insurance, I found out accidentally because we complaint for something else. I will never comeback here. They have 4 stars because when you go to pick up your final check and while you are excited they encourage you to score them right there, when you are excited for your $3k or $6k. In the past that was in average the amount I received and I was wrongfully excited. Not anymore after I knew the remaining negotiations they do on your behalf (but you are done with the case).

I would definitely recommend this firm to anyone who needed help! Because they help me with my…read moreaccident I didn't know if I had a chance in settling. It was a strange accident but after I explained what happened my Insurance Co received their money back, I received money for my injuries and everything was settled and my husband and I were satisfied. They were pleasant and patient and really listened to what I had to say.

IF I COULD GIVE THIS COMPANY NO STAR RATING TO WOULD. They are only after your money. Do your…read moreresearch. There are many other with more experience and more knowledgeable that don't lie about their service.

Still waiting to get a response from them it's been months and still nothing I just want my money…read moreback it's been a year now and NOTHA!!