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    Natalia Benshaw - Guaranteed Rate Affinity

    5.0 (3 reviews)
    Closed 8:00 am - 7:00 pm
    Updated 3 months ago

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    3 months ago

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    Loan Guys

    (13 reviews)

    Woodland Hills

    Garbage bait and switch operation with tons of fees…read more Advertised 5.5% DSCR (with no asterisks like points) Brought them a loan of $500K on a $1.2M+ property with a signed 5-year lease with monthly rent of $13K (established institutional group home, 1st year pre-paid, guaranteed with annual 3.5% increases) No debt, FICO of over 800, $3M in liquid assets. They offered a loan with 1.25% points ($9K), $3,000 in fees (.6%) on top of that, and a rate of 6.25% pretty sure this is false advertising and borders on predatory lending. Never to business with these clowns unless you are desperate.

    This is a third party loan processor that engages in fraud and predatory lending practices. Do not…read moretrust them at all. They tried to push a loan through that I don't qualify for and that would have led me to foreclosure on my home. They refused to disclose who the lender was. They told me to fabricate documents to get the loan through. They promised that this loan would close in 15 days and that I was approved but continued to request documents that I informed them, I did not have. They also started requesting upfront payments from me, without much explanation as to why, other then it was to pay for documents. They prayed on the fact that I was in urgent need of a cash out refinance loan to complete a buyout of the joint owner on my home title to satisfy a court order. I paid $850.00 for an appraisal that they also refused to disclose to me and claimed that my home was worth $100k less than it is. I requested a formal withdrawal of my application with documentation that it was withdrawn, as it was not an appropriate loan program for me and I was not comfortable moving forward. Their response was a denial email, still without disclosure of the lender. They requested that I email photos of my SSI card as well.. they don't use a secure portal. Everything is via email. They have multiple non verified phone numbers and no way to contact the actual company. DON'T USE THEM.

    Natalia Benshaw - Guaranteed Rate Affinity - mortgagebrokers - Updated September 2026

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