Nick and team are amazing to work with! Would not go through anyone else for our home lending needs. They make the process easy from start to finish! read more

The world would be a better place if the rest of the mortgage industry (and society in general) operated like the guys over at Point Equity. Nick and his team are honest, kind, and care more about helping people than making a buck. They are also smart as hell and know their way around home loans, so they were able to get my extremely difficult loan closed, despite the challenges. Full disclosure...I liked them so much I went to work for them, and am pleased to say that things are fully the same behind the curtain as they appear on the surface. They are the real deal. read more

Nick was the best, putting our minds at ease through out the process. He was very responsive! I would definitely recommend to friends. He found us the best rate and made sure our loan was going to close on time in a very short escrow period, all during the holidays. read more

Nick really knows his stuff. We bought our dream home recently and it wouldn't have been possible without Nick and his extensive knowledge. Our loan was very complicated (self employed, finances, credit history, etc etc etc.). To top that off I worry about every little thing. Nick was proactive to every possible complication, he knew who would need what and when before they even asked. He kept me calm, and most importantly he made sure we closed on time!!! I just can't say enough wonderful things about Nick!!! And our son really thanks you, he LOVES his new house :) read more

We were looking to refinance our home as we werent in a good loan with the one we had so my son had recommended Nick with Point Equity because he had used them for a purchase on his new home n loved the company !! From start to finish they went above and beyond to help us thru the whole process ! We are self employed so we really have to prove ourselves financially and Nick and Paul went thru everything with us and made it so easy to handle . Even brought paperwork to us or email when needed ! Even handled all our questions no matter what time it was . I would highly recomend this company if your purchasing or refinancing your home !! They make the process so smooth we loved it !! I have told everyone how great this company is for their customers !! Always looked out for us ! read more

Nick was the most responsive and helpful financial representative I have ever dealt with. I wanted a HELOC and could not get my mortgage guy to call me back, so I found Point Equity online and was happy to see all of the positive reviews and 5 star ratings. Nick called me the same day I filled out the form and was totally professional as well as helpful. Mortgage lending is a competitive business but I can say that this was service I have never experienced and I will been steering all my friends their direction. Awesome experience. read more

Nick is a true professional. He will do whats right for his clients and make sure you 100% understand the mortgage you're purchasing. Highly recommend. read more

Working with Nick on the purchase of our home was a pleasure, so there was no question when the time came to refinance he was our guy. Nick is a very professional person and is always available. Anytime we had a question or concern he was there with the answer. There is no doubt in my mind that we will be working with Nick again in the future. read more

Well let me start off by saying Nick and Courtney are the bomb. We tried buying a house in October with another mortgage company in auburn. The experience we had with them was horrific and humiliating. The guy they had doing our loan was not very professional and was an asshole to my wife on the phone and in all the emails he sent us. So we just gave up on trying to be home owners. So in January my brother said he has another guy that can really help us out and his name is nick. So we gave him a call to see what we can do to buy this house. So we dropped off all the stuff we had from the previous guy. And it was a whole stack of papers and folders. He said he can get us the loan after he went thru the mess the other guy had. Some how Nick and Courtney did it in less time than we thought. When things wernt looking good and we were about to give up they held our hand and said it will be fine. They worked there magic and we are now new home owners. We owe it all to them and want to tell everyone that if you are looking to buy a house they are the ones to make it happen. They are simply the best. read more

Nick and his team are amazing! Very easy to work with and looked out for our best interest when it came to our loan. Whenever we had questions it was answered right away with an explanation. Communication was stellar. We wouldn't use another finance company for our home. read more

My husband & I recently bought our first home together. We not only were buying a home together, we were 6 months pregnant. Needless to say, it was a very stressful time for our family. Thankfully, Nick guided us through the entire loan process- from start to finish. Our loan was rather complicated: my husband is self-employed, I work part-time & I owned another property. Nick was incredibly professional, prompt when answering our questions, detail oriented, & patient with us. We could not have survived the loan process without him; and I could not imagine entrusting anyone else to help us when we decide to buy our next home and/or refinance our current one. read more

As good as it gets! What an accurate rating! We reached out to Nick and his team to see if we would be able to refinance our home to consolidate some debt and see if we could free up some cash month to month. From the very first phone call I knew I had made the right decision, he worked some numbers for us and gave us a rough idea of what we could work out the same day! One of the best things about working with Nick and his team was that we were able to get in touch with him and get an answer or status back the same day, we never had to wait around and wonder what was going on and he never made us feel like our "stupid" questions were stupid. We were so grateful to have Nick advocate for us during the appraisal process and again explain things to us in a way someone not working in the real estate industry or lending would understand. Within a month we had everything wrapped up and were one giant leap closer to accomplishing our financial goals. We had a great experience for something that can be quite stressful, I would definitely recommend him and his team time and time again read more

Mortgage lending is an area that does not lack available options to turn to. Whether you are watching TV, listening to radio or driving down the road you simply cannot miss an ad for someone wanting you to purchase or refinance right this second. What separates Nick & his team from the competition is that they are spending their time and dollars towards creating a streamlined system to ensure you are taken care of. The point of the process is to see the client happen and taken care of but radio ads promising "no cost" or rates that are out of touch with reality is not taking care of anyone but that lender. Point Equity creates a memorable customer experience that takes the headache out of the loan process so you can spend more time focusing on the great parts of buying your first home, refinancing your home or simply restructuring your financial picture. I just completed my refinance with Nick & Paul at their office and could not be more impressed. They are timely with their communications and are mindful of the means you wish to communicate. If you don't want to email personal stuff then they will call or meet you in person every single time you have a question if that's what it takes. I had not issues with the process and not only would refer anyone their way but I have in fact referred a number of people their direction already. Avoid the lenders who are spending all of that money for radio ads and billboards. Focus on local companies who understand where their dollars are best spent...the client. read more

I reached to another broker about a refinance and received the typical lazy response, "Based on your credit score, here's what we can offer you...let me know what you want to do". Out of frustration I asked my agent for a recommendation who referred me to Nick at Point Equity and I'm SO GLAD SHE DID! After performing a detailed review of my credit report, Nick engaged with a third party credit repair agency (at no cost to me) who swiftly corrected several errors on my credit report, dramatically improving my credit score and qualifying me for better products and interest rates. Throughout the process, Nick was continually looking for the options that worked best for me, even going as far as to refer me to his competitors when he felt they could offer a product that was better than what he could offer. Though I was on a very aggressive timeline, I was at ease throughout the entire process as Nick and his team were in constant communication keeping me apprised on the status, timeline and any issues along the way. Nick had given me his personal cell number on day one and was extremely accessible whenever I needed to reach out to him with questions. I've worked with a lot of mortgage brokers over the years and to say that Point Equity is a cut above just isn't doing them justice...they provide a completely different experience than anyone else I have worked with. Don't waste your time with other brokers, just go straight to Point Equity! read more

Nick is extremely professional and a pleasure to work with. Buying a house can be an incredibly stressful process and having someone like Nick on your team makes the whole process much more pleasant. I highly recommend working with Nick. read more

From start to finish, working with Nick on our refinance has been a stress-free, seamless process. As a mother of two young children, I really don't have the availability and time in my day to deal with all the details that go along with the refi process. Nick and Laura worked hard at providing excellent customer service and we're always on hand to answer any questions I had and there were no surprises at closing. I will absolutely use Nick's services in the future and recommend him to friends and family. read more

I've known Nick for several years and long before I was even thinking about buying a house he was giving me and my husband tips for building credit so that when we wanted to we would be able to buy our dream home. We just closed a loan with Nick and the process could not have been easier. Nick and his associate, Laura, are a great team. They really care about their clients and want to get you the best rate possible. Buying your first home is extremely stressful but Nick and Laura put us at ease and handled everything for us. I always felt in the loop about what was going on. I truly could not be happier with how everything turned out! I would recommend Nick to anyone buying a home, you won't be able to find a person with more integrity than Nick! read more

Plain and simple, Nick is a rock-star! Not only is he extremely knowledgeable in the lending arena, he is one of the most genuine people I have ever met. I truly enjoyed working with him. My re-fi wasn't a piece of cake, and he always had my best interest at top of mind. I landed with a better deal than I anticipated, which continues to save me money every month! His communication was stellar - I always knew what was going on, and he made me feel very well taken care of. Highly recommended!! read more

Nick and his team members were fantastic! Knowledgeable, personable and kind! As stressful as purchasing a home can be, they made our experience a great one!! Thank you Point Equity!!! read more

As one of the banks Nick works with on a regular basis, I have seen how he navigates the loan process from behind the scenes. Mortgage financing does not come easy these days due to increased regulations and I've witnessed Nick turn around many loans that weren't able to get done with other lenders with his out of the box thinking and perseverance. And as a bonus ~ he is such a pleasure to work with and one of the most genuine and nice people I know! read more

Nick and Courtney just completed our refinance yesterday and it was an extremely smooth process. Courtney kept us informed the entire time and Nick got me a better rate than we could find at all of the other big and small banks. If you like working with locally owned companies who care about the community, then this is the company you need to be working with. read more

I was referred to Nick at Point Equity Mortgage to help refi an investment property. It was a great experience from beginning to end because of Nick's professionalism & his informative approach to the refi process. Not only is Nick friendly & easy to work with but his integrity is second to none. I highly recommend Nick and Point Equity Mortgage as a trusted mortgage company! read more

Nick is the real deal. Honest, helpful, incredibly informative. I was referred to Nick by an old friend who worked previously in mortgage after a bad experience with another broker. Right away Nick knew why that broker kept having problems, was able to figure out the right loan program for me as a self employed person, and got the ball rolling. Would highly recommend to anyone read more