Gary is great. He…read morehandled my case very efficiently and with great care. He held my hand as needed and was always available. I cannot recommend him highly enough, and I could not have picked a better attorney.

This is a LONG overdue review but I have to give Gary his flowers. What a great defense attorney!…read moreHe represented me about 10 years ago on a very serious case and his work and outcome of my situation was nothing short of amazing. I heard through the grapevine that he's now a Judge! Well deserved and if you ever get the chance of having him represent you, don't even think about it. Just do it! Hope he and his partner are doing well. If you're reading this, thank you, Gary!

would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

Credit can be intimidating, and I often neglected it for that very reason. However, when I…read moreconnected with Karen, she was incredibly patient and informative. What stood out the most was that they were not pushy at all. I've noticed significant improvements since I started working with them, and they genuinely care about your well-being. I've recommended Second Chance to friends and family who also felt uneasy or stuck. If you're in a similar situation, take a moment to call them. It's worth it! Thank you, Karen, Wayne, and the entire Second Chance team. You're making a positive impact in more ways than you can imagine.

I urge everyone to please do NOT go through with Speedy Credit Repair…read more They are scammers. Do not believe the fake reviews. We enrolled with them for 6 months. We understand coming into this it's a possibly our credit issue may not be fixed. We know this will take time. But one thing this company lacks is integrity. They are not true to their word. If you say something such as "I will call you back", please carry out your promise. All I asked for was communication. During this entire process, I only spoke with Chris 2 times. I called, no one answered I texted, no one answered You email Chris, no response He has an assistant Laurie who will respond to emails. She mentioned in my last email " Yes, Chris knows you are expecting a call" guess what? He never called me back!!! Chris said he will contact his lawyer associate and stated " I will call you back and give you an update" guess what? He never called back. They have you enrolled in a credit monitoring program which you have an additional fee. They probably get some sort of incentive. I can go on and on... there's has been so many occasions. Honestly, don't waste your time and money!!!!!!

Before I hired this company, Mr. Chris L. gave me a call fairly quickly when I requested a free…read moreconsultation. Phone call nearly lasted an hour, explains to me his story, how everyone has slip ups with credit, how he knows how to repair credit ethically and properly. Gave me his story how he initiated his company, when I asked to proceed he asked for a $200 fee up front and after that $199 a month for 6 month contract. He also sent me documents to sign, nearly a dozen, all stating ways for him to stay covered from legal troubles and so I don't ask for a refund and it's a non refundable deposit. I was not asking for a miracle with my credit score, I was aware how I messed up my credit but I didn't know how to tackle it to get it better, Mr. Chris highly recommended not to worry that he will help me that that's why I hired him, he'll tackle these companies to try and get rid of them from my credit score, 3 months pass by and I ask for a update of how the situation is going, no response. I called and emailed his assistant Laurie, no response, when I did get a response it was for me to set up an appointment, in which I did, come to the date of? No call, no text no email. 2.5 more months passed by, I reached out again, Mr. Chris said, "I'll call you in a bit" ....... No call no text. I reached out to assistant...... no call no text no email. Come to 3 days before contract is up, $1,200 later, I ask for another update, well I never received one before but you know what i mean, Mr. Chris told me that he wants to talk to me and give me a refresh on my credit score, and discuss next steps, told him great I'm available anytime to just give me a call. Never heard from him again. In summary, did they help my credit score? No. Did they remove anything from my credit report? Yes, 2 things that were $50 each additional cost, so total price : $1,300. Before they take your money Mr. Chris is so talkative and transparent and communicative , after though? No a single word, no communication, out of the work they did, hardly any, hardly any improvement was made but that's why they send a lot of documentation for you to sign so you don't later on try and get your money back for not being satisfied.

My experience was terrible! Working with Matt and Benjamin was awful, I had to chase them down for…read moreupdates, yet my card was charged every month with fail even when I cancelled the services! They LIED and said they made progress when they didn't. You are better off NOT using any credit repair services and fixing your credit yourself!

I had high hopes for this company, expecting expert guidance and strategic solutions to improve my…read morecredit. The staff was friendly, but in the end, the advice I received was very basic--things I could have figured out on my own, like paying down debt and getting an unsecured credit card. Had I just used the money I paid them to pay off my credit instead, I would have likely seen a similar or better improvement. I was hoping for insights, loopholes, or unique strategies, but it felt more like generic financial advice rather than a specialized service. At one point, I even considered having them work with my car company, but nothing came of it. Looking back, I think an attorney might have been a more effective option for my situation. If you're looking for fundamental credit-building tips, this service might be fine, but if you're hoping for something more advanced, you may want to explore other options. Save then an ld yourself some time and you money or at least apply it to your debt. That was my lesson.

I am a real estate Transaction Coordinator and work with many lenders. We just closed and escrow…read morewith David and I found him to be very professional, knowledgeable and easy to work with. I would highly recommend David for your home lending needs!

From the owner: The Adequate Mortgage Service Team is your premier VA mortgage team located in Aliso Viejo,…read moreCalifornia. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution. Located in Aliso Viejo, California, Independent Home Lending works with veterans seeking VA Loans in Los Angeles, Orange County, San Francisco and San Diego.

About a year ago i set out on the overwhelming task of repairing my credit…read more I was newly married and was struggling financially butknew that i did not want to compound my financial problems by making the same mistakes again. I did my due dilligence and came across Conquest Credit. I contacted Danny and thats the precise moment my financial life began to improve. Danny helped tailor a strategy and a payment plan that I was comfortable with, and never once has there been any hidden fee or extra charges. In fact Danny has donethink more than I paid him for. When i started to see real results, which was quickly, i referred my wife and also a close friend. In about 10 months my wife and i have gone from a FICO of 540 to just under 700. We could not be any more satisfied with Danny or with Conquest Credit. Do yourself a favor and call this man!!-

When I first met Erika I had such bad credit that I couldn't even rent an apartment even when…read moreoffering double deposit or financing a car. I thought that fixing my credit was an impossible or extremely hard thing to do. I have now been working with her over a year and I can definitely recommend her to anyone that needs help. My credit has improved greatly and I couldn't be more grateful

Sandra and Jeff helped me dispute the negative items on my credit and coach me along the way…read more Recently I purchased a new vehicle on my own without a co-signer. It's a really good feeling to be independent again. Thank you

If you struggle to get your credit where it needs to be, look nowhere else. I have a really hard…read moretime trusting credit repair companies. Sandra said what they can do and they did. Trusting this company to fix my credit was a great decision.

I have a very busy schedule, so I really appreciated how efficient and organized the entire process…read morewas. Amanda made everything easy, explained everything clearly. She was professional, friendly, and made what I thought would be a stressful experience feel simple. I couldn't have asked for better customer service. If you're looking for a loan and want someone who genuinely cares about helping you, I highly recommend working with Amanda.

I submitted an application online and got to a page where I was approved and asked to choose my…read moreterms. The website asked me for my ID which I submitted. Afterwards, I received a call from the "branch manager". She proceeded to ask me what I wanted the loan for and I explained to her it was for a personal purchase. After numerous and what felt like pointless questions, I told her I didn't want to go through with my application. She started to submit a new application for credit consolidation...which I did not want. I tried my best to explain to her that I wanted to apply for an unsecured personal loan and she kept interrupting me. She was very rude and I ended up speaking to another loan specialist who was equally rude. He kept interrupting me when I was asking for clarification on what documents they needed and why. I was told my application's outcome would be back in two hours. After three days, I received a call from yet another loan specialist, asking me for more documentation. I ended up canceling my application.. I will be going with another company. Overall, I can say that the Lake Forrest branch staff is very rude, impatient, and knows nothing about quality customer service. Id advise using another branch if your set on one main financial.