Jason is an expert at his craft. He will comb through all the possibilities and present you with…read morethe best approaches to consider. He is very detail oriented and very easy to get a hold of. I would highly recommend Jason and will work again with him in future opportunities. - Wilson

I don't even know where to start. Paid double for an appraisal that took months to happen. The…read moreagent I worked with, Matt Winkle, told me that Ladera Lending only works with one appraisal company, which charged me an obscene amount and again, didn't assess the property for months. I followed up constantly and Matt would always say he was just about to reach out. Then in the end, they couldn't offer us a loan because our house was an older structure. A couple thousand dollars later we had no loan and had to start from scratch with BofA. We almost missed the lower rates we were trying to secure with a refinance. BofA came through. Ladera was a massive waste of time and money.

Our real estate agent referred us to Franklin Direct, and we worked with Justin Walsh…read more We thought getting a loan would be super stressful--tons of paperwork, digging up old documents, slow responses... just a lot of back and forth. But Justin made the whole thing way easier than we expected. He answered all of our questions fast, kept everything moving, and helped us close in just 15 days. What we thought would be a headache ended up being the smoothest part of buying our home. We're really glad we got connected with Franklin Direct and Justin. We'll definitely recommend them to anyone buying a home.

From the get-go (the pre approval process) to the actual loan process and finish and even now AFTER…read moreloan closing and escrow, Justin and Christel have been there every step of the way. They gave us a checklist of items they needed, when they would be needed, when the next steps and process would be and were great at keeping track of, following up and just to answer all of our questions. Could not have asked for a smoother loan/escrow process with them and our realtor. They explained everything and gave us all our options even if they were time consuming for them to research/formulate, just so we could go with the best loan for us. Christel especially... you were amazing to work with and so thankful for always checking in and making sure this was as stress-free as possible.

The Mortgage advisory provided me with excellent customer service and went above and beyond to…read moreensure that my mortgage needs were met. The professionalism and dedication to pursuing the best deal possible was impressive. Ace was incredibly knowledgeable, accessible, honest, and dedicated to finding the best possible deal to support my goals. I highly recommend Ace and his team.

Ace is a ROCKSTAR - he made my first home buying experience a breeze. Definitely knowledgeable,…read morepersonable and works hard to GSD!! Thanks Ace!

I used Variant for help with my home loan, and I'm so glad that I found them! As a first time home…read morebuyer the task of obtaining financing for our home was daunting, but the staff at Variant helped walk me through the process with ease. I can say with certainty that our file was not an easy one, but the people at Variant were able to jump over every hurdle, and as a result I got an approved file. I've heard horror stories from friends and families about mortgage brokers/bankers in general, but these guys were nothing but a pleasure to work with- I really felt like they cared about me and my file. Thanks guys!

I went to Variant Lending to re-finance my condo based on a recommendation from my friend. Variant…read moremade the re-fi process hassle free and smooth and walked me through all parts of the transaction so I knew exactly what to expect. I now feel confident in recommending their services to others. Thank you!!

The Hardin Team bossed up and got the job done. This is the second time I've worked with Tim, Todd,…read moreand Taylor and their attention to detail and follow up are second to none. Tim and Todd were great at checking in with me periodically to check my temperature on re-financing, which made it a no-brainer when it was time to reach out to them. From our first conversation until close it was right around 30ish days - they got the job done at light speed. I highly recommend working with the Hardin Team, they are thorough, transparent, and they execute. For context - Tim and I worked together on my original mortgage at a previous lender, and just closed my refinance through Cardinal.

I am currently in the middle of a refinance and the communication with Tim Hardin started out…read moregreat. I was assigned a loan officer and have not spoken with him since my loan process started. I have been trying to contact them for over a week with no response. Starting to think this company is a scam. Today is 9/19/20 and I will update as things either progress or digress. But so far, not very happy. -Mark

Cory is very knowledgeable about the market and can help you secure a loan at the lowest interest…read morerate available at the time.

Cory and Tabatha are the absolute best in the business! They closed my purchase loan in under 2…read moreweeks with an amazing rate. They are so knowledgeable and answered all of my questions quickly. They made sure the escrow went smoothly and kept all parties informed throughout the process. They are the only lending team that I trust, this was my third transaction with them. 100% recommend!

Son un grupo de personas muy profesionales,amigables y muy respetuosas…read more Son muy flexibles siempre dispuestos a atender y ayudar a sus clientes! Me encantó trabajar con la señorita Suzie. Siempre me explicó las cosas de la mejor manera y paciencia! Muy amable,carismática y buena persona !!!

horrible service. impatient guy that didn't understand the value of customer service. seemed like…read morehe hated his job. they use the same IP address to artificially inflate their business with positive reviews to give a false impression that their business is trustworthy, see warning message screenshot from Yelp attached**

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.