1. Optimal Loans

    1. Optimal Loans

    0

    Castro Valley, CA

    Cancel

    Open app

    Search

    Optimal Loans

    5.0 (5 reviews)
    Closed Closed

    Optimal Loans Photos

    You might also consider

    Recommended Reviews - Optimal Loans

    Your trust is our priority, so businesses can't pay to alter or remove their reviews. Learn more about reviews.
    Yelp app icon
    Browse more easily on the app
    Review Feed Illustration

    5 years ago

    Business owner information

    Photo of Karan S.

    Karan S.

    Helpful 0
    Thanks 0
    Love this 0
    Oh no 0

    6 years ago

    Helpful 0
    Thanks 0
    Love this 0
    Oh no 0

    6 years ago

    Business owner information

    Photo of Karan S.

    Karan S.

    Helpful 0
    Thanks 0
    Love this 0
    Oh no 0

    9 years ago

    Helpful 0
    Thanks 0
    Love this 0
    Oh no 0

    7 years ago

    Helpful 0
    Thanks 0
    Love this 0
    Oh no 0

    Ask the Community - Optimal Loans

    You might also consider

    Verify this business for free

    People searched for Mortgage Brokers 814 times last month within 15 miles of this business.

    Verify this business

    Brenda Wyatt

    Brenda Wyatt

    (284 reviews)

    North Oakland

    Brenda Wyatt and The Wyatt Team made buying our first home an amazing experience for my wife and…read moreme. From the very beginning, they were professional, responsive, and genuinely cared about helping us become homeowners. One thing that really stood out was that they were able to get us pre-approved without a hard credit pull, allowing us to start shopping for homes while protecting our credit. Their secure third-party verification for employment, income, and tax documents made the process incredibly simple. Everything was organized, modern, and hassle-free, and we never felt overwhelmed by paperwork. Throughout escrow, Brenda and her team kept both of us informed every step of the way. They answered all of our questions quickly, explained everything clearly, and made what could have been a stressful process feel smooth and easy. Their communication, professionalism, and attention to detail were outstanding from start to finish. Thanks to Brenda, Dejon, and The Wyatt Team, my wife and I are now proud homeowners, and we couldn't be more grateful. They truly went above and beyond to help make our dream a reality. If you're looking for a lender who is knowledgeable, honest, efficient, and genuinely cares about their clients, look no further than Brenda Wyatt and The Wyatt Team. We will absolutely recommend them to our family, friends, and anyone looking to buy a home. Thank you, Brenda and The Wyatt Team, for making our dream of homeownership come true. You have earned customers for life!

    if I could give more than five stars, I would in a heartbeat. You would be making a big mistake to…read moreuse anyone other than Brenda for a home loan. Brenda and her team are absolutely amazing. This is the fifth house I've purchased in my life and this was the first time I didn't panic during our loan underwriting. Outside of this experience, closing on time always felt like it was at risk. This time, we had 3 week close and actually closed a few days early. Brenda was extremely proactive, communicative, and responsive. We could not believe the seller went with us despite not come in with the highest offer. We were told through their agent one of the reasons they accepted our offer was because of Brenda's reputation. You can't ask for more than that

    Patelco Credit Union Castro Valley

    Patelco Credit Union Castro Valley

    (80 reviews)

    Great fast customer service and friendly staff. Daniel helped me open accounts for me and my family…read moreand helped me apply for a new credit card. I will be coming back to get his help to open more accounts for my other 2 children.

    The most frustrating and unprofessional experience I've ever had with a financial institution. We…read morebegan the process of applying for a HELOC with Patelco in March, and from the start, it was an absolute mess. I was forced to repeatedly chase down responses--constantly emailing and calling just to get basic updates and move the process forward. Emails would go completely ignored, and it would take multiple phone calls over several days to get any answers. We opted to pay for a BPO appraisal hoping it would increase the home value estimate. It actually came back lower, which dropped the loan amount--fine. But again, I had to initiate contact to even find that out. No communication. I was then told we had 10 days to accept the new amount. I clearly and directly confirmed over the phone with the loan agent that we were okay with the new loan amount and wanted to proceed. So imagine my shock when I received a notification 10 days later that our loan was denied because we supposedly never confirmed the new amount. I immediately contacted both the underwriter and the loan agent--no response. That was over 5 weeks ago. I've followed up since, and still, no one has had the decency or professionalism to respond. At this point, I wouldn't trust Patelco with a single cent of my money. They've shown a complete lack of competence, accountability, and respect for their clients' time. Not only have they lost my business for this HELOC, but they've lost me as a customer for life. What a truly unacceptable and disappointing experience.

    Jon and Leslie Foster - J&L Real Estate Group - 18749 Walnut Rd Castro Valley, CA

    Jon and Leslie Foster - J&L Real Estate Group

    (62 reviews)

    Jon and Leslie were amazing to work with! They were very communicative and provided great advice…read morethroughout the entire process -- from recommending repairs before listing to helping us decide when to adjust our price. They handled a lot of back-and-forth with professionalism and were always quick to respond. They also hosted multiple open houses on weekends until we got an offer. The process was as smooth as I could have hoped. Highly recommend them to anyone looking for dedicated and knowledgeable realtors!

    It is so easy to rate Vanessa, she gets 5 stars in every category!…read more Our family interviewed three real estate firms (including Vanessa) to oversee the sale of our condo in the Hayward hills. Vanessa's excellent, well-prepared, sales presentation demonstrated she is very knowledgeable about the local market and financial conditions, and her great advice on preparing our condo for sale, made Vanessa our unanimous choice to list our property for sale! Vanessa is always available to congenially answer questions, provide knowledgeable sales advice, and prepare an excellent sales plan which saw Vanessa properly price our condo for sale, have a home inspection, stage our condo, have professional photos taken for social media presentations, list our property in the MLS and Zillow, and personally oversee an open house weekend on our property...all within just 12 days after hiring her! But wait, there's more...we sold the condo to a couple who attended the open house on the first day! We know it was Vanessa's home sales preparation plan that led the way to this fabulous outcome! Once we had accepted the buyers' offer, Vanessa was also able to work with our title company and 1031 Exchange provider (both recommended by Vanessa) to fully close our escrow on-time in 21 days! We know we are blessed by GOD to have Vanessa as our realtor! It's our pleasure to take the time to write this glowing review of the extraordinary customer service provided by Vanessa! Obviously we will highly recommend Vanessa to everybody we know...including you! Halililujah!

    Optimal Loans - mortgagebrokers - Updated September 2026

    Loading...
    Loading...
    Loading...