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    Pacific Loan

    4.1 (16 reviews)
    ModeratePawn Shops
    Closed 11:00 am - 4:00 pm

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    12 years ago

    Highly recommend. Barry and Michael is very honest, knowledgeable and its a great family own business.

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    Review Highlights - Pacific Loan

    Non judgmental, down to earth and fair.

    Mentioned in 2 reviews

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    The Pawn Shop - Patatas Bravas

    The Pawn Shop

    4.5(980 reviews)
    0.1 miSoMa
    $$

    update: loved my second visit -- the host was fun and friendly, and we got trinkets in return this…read moretime the food was also amazing and we enjoyed all the dishes we ordered, especially the spanish omelette, hanger steak, and octopus. they don't have an liquor license so their cocktails don't contain liquor only liqueur, and don't taste as strong. our bartender was really sweet and recommended us great options. she even brought me a little lamp when she saw me trying to take pictures with flash!

    The Pawn Shop is one of the coolest speakeasy experiences ever. From the moment you walk in, it…read morefeels like a real pawn shop - filled with precarious things, creepy decor, and organized chaos. The host was hilarious, friendly, and just the right amount of sassy. To get in, they asked if we had anything to pawn. We were caught completely off guard! So here's your heads-up: bring something small to 'pawn' if you want to fully enjoy the experience. We didn't have reservations, but since there were only two of us, they were able to squeeze us in for an hour, which was plenty of time to enjoy the food and drinks. I was pleasantly surprised to find orange wine on the menu. Coming from Oregon where it's everywhere, I didn't realize it was harder to find in the bay. Now for the food: do not leave without ordering the octopus. It was incredibly tender and perfectly cooked. Easily the standout dish of the night! We also had the salmon roe over eggs, which was fresh and light. The only thing I'd skip next time is the 'charcuterie board'. For the price, it felt underwhelming with just a few slices of bread, cheese, and cured meat. The influencers were right - this place absolutely lives up to the hype. Come for the immersive speakeasy experience, stay for the food, and definitely make a reservation if you can!

    Photos
    The Pawn Shop - Enterence

    Enterence

    The Pawn Shop - Hanger Steak

    Hanger Steak

    The Pawn Shop - Inside bar area

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    Inside bar area

    Maxferd Jewelry & Loan - Luxury Watch Evaluation

    Maxferd Jewelry & Loan

    4.7(134 reviews)
    0.6 miUnion Square, Financial District
    $$
    Luxury
    Boutique

    I ran into a bad time with my mortgage company when I had some emergency expenses during March of…read morethis year. I called and let them know what was going on and that I would make a double payment at the beginning of April. Much to my surprise, they told me that this wasn't going to work for them and if I didn't pay them immediately, they were going to foreclose on my house! I was like, "After a month? Are you serious?!" Indeed they were, and I had no idea a mortgage company could foreclose if someone was only ONE MONTH LATE! I didn't have the money to cover it nor anyone to borrow from. So I started thinking what I could pawn to get the money right away. I settled on a collector guitar that I owned and started making calls. No one was willing to loan me much on it, and Maxferd was highly rated and I explained what I had when I called. I had spoken to Michael and he explained that they didn't deal with musical instruments and he gave me a referral to another local shop. I checked with them and a couple of other shops and no one was able to provide the loan that I wanted. I called back Maxferd's and spoke with Michael again. He said he had a couple more referrals if I needed them. I said no, I'm really in a hurry to do this because time is short and the guitar was so valuable that I really didn't even like taking it out of the house! Then I asked him about the jewelry loans and explained a bit about what I had to borrow against and he said I should be good to borrow that much with what I had, but of course, he would have to see the items first before he would know for sure. So I went in the next day and brought everything over. I pawned 5 rings for the 1K loan, including a custom handmade one of a kind ring that had belonged to my mother and had been in my family for 50 years. Michael gave me the lowest rate on that ring so that I could afford to get it back the soonest. He also knew which ring was a keepsake from working for the phone company, another custom one-of-a-kind ring that I had bought from the daughter of a fellow phone company employee. So he gave me the best rate on those 2 rings so that I could afford to get them back first. When my pension check came, I went down there right away to pick both of them up. And I was so relieved to have them back! I had to pick up the other 3 rings much later in the loan, and I would call - a few times - to check on the interest and how long I had left to pick them up. I ended up being able to get them about a week before the loan was due and - I lost the pawn tickets!!! OMG! Most pawn shops really sock it to you if you lose those tickets. I called again to check what the extra charges would be for a lost ticket. They only charge $2 per lost ticket, plus they thoroughly verify ID. So I just picked my last 3 rings up a couple of days ago, and they were just as kind and considerate as always. No one wants to have to borrow money against their most prized possessions, but sometimes life will hit you like that. And if it does, Maxferd is the best place to go. The folks there are the kindest and most considerate that I have ever dealt with at a pawn shop. Highly Recommended!!!

    This is hands down my favorite jewelry store in San Francisco! I've shopped here for about a decade…read morenow and I love all of the gold jewelry that I've purchased from here. The sales associates are so friendly and fun. I can always get beautiful jewelry at an affordable price from here! They also offer ring resizing- I've had 2 rings resized here and I'm very happy with the smaller size. I tell everybody about Maxferd Jewelry and Loan- it is the best! Fancy showroom lighting, shiny glass countertops, and very skilled jewelry experts! Thank you so much, Maxferd Jewelry and Loan!

    Photos
    Maxferd Jewelry & Loan - Dare to be different and make a statement with the captivating 18K blue and black cufflinks.

    Dare to be different and make a statement with the captivating 18K blue and black cufflinks.

    Maxferd Jewelry & Loan - Discover the epitome of elegance with the ROLEX Gent's Wristwatch 214270 Explorer.

    Discover the epitome of elegance with the ROLEX Gent's Wristwatch 214270 Explorer.

    Maxferd Jewelry & Loan - Nature's Elegance in Gold  Discover the beauty of our gold necklace adorned with stone charms.

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    Nature's Elegance in Gold Discover the beauty of our gold necklace adorned with stone charms.

    Best Collateral - Thank you for trusting me to never lead you wrong.

    Best Collateral

    3.3(29 reviews)
    1.7 miMission
    $$

    Thank you for the greatest customer service that is rare these days. The integrity & this business…read morehas shown to me. These people at Best Collateral in the mist crisis when the company had a computer crash and melt down. Yet they held it together. I really appreciate them being patient is the key. These are the team to I trust with my loans and jewelry. I recommend you to this business.

    Since the chain opened they always under cut the customers and will tell you your jewelry doesn't…read morehave much value. Then I'd go to the SF Gold Buyer in San Francisco, out on West Portal, and I'd get double to triple the price. I sold them a very unique fine grass weaved bracelet with a silver clasp, 2 side silver adornments, very plane, & the larger adornment in the middle. I was told by this place that it had no value but the silver that amounted to nothing. I drove over to SF Gold Buyers and the bought it. A week later I saw it in the sale cabinet, and another week later it sold! I sold it to them for $60. They priced it at $120. So, you have to know more than just the value of the metal! These lunkheads have no clue of the value or history of anything but the obvious. Like that Haida silver jewelry is expensive because it's ALL hammered by hand & hand engraved. No melting & casting!! l just want to warn all of you. Go to another place 1st then go to this joint to make sure they know the value of your items!! You'll be surprised, & angry.

    Photos
    Best Collateral - New mural embodies the Mission

    New mural embodies the Mission

    Best Collateral - Evangelist Evangela Williams  San Francisco

    Evangelist Evangela Williams San Francisco

    Best Collateral - Me content with my jewelry intact. I would never stir you wrong

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    Me content with my jewelry intact. I would never stir you wrong

    Campos Jewelers - Left side pin keeps breaking. Right side keeps bending.

    Campos Jewelers

    4.4(64 reviews)
    4.3 miMission Terrace, Outer Mission, Excelsior
    $

    This is a small place but full of business and life .. This was my first time visiting Campos…read moreJewelers and I gotta say it was a great experience. The owner was as the nicest guy , super friendly and super helpful . Introduced himself , was friendly and treated us as if we were long time customers. I will definitely be making my next jewelry purchase from them , I urge anyone looking for their next jewelry purchase definitely stop by Campos Jewelry. The owner also have my daughter a free shirt which was pretty cool . Thanks Campos Jewelry for your amazing customer service.

    I keep having to repair the same issue. I requested a custom chain and bracelet set that can fit…read moretogether. So I can wear it as a longer chain or have on my chain with my bracelet on my wrist. I paid 15k in total and this is what I got for a custom piece. Looks like work I could have done with a drill bit. My request was a custom chain and bracket and this is what I got. I'll let you be the judge. I keep having to repair the same issue because the way it was "customized". Damaged Goods is what the other jewelers call this. For me to get it repaired and fixed properly. I have to pay an additional $1500 elsewhere . Repair on the chain for the Box Clasp. I stopped buying jewelry here and went downtown to the jewelry exchange a whole block of vender with quality and better pieces. Truly customized pieces as well that will compete so you can go back and forth and hustle the prices down.

    Photos
    Campos Jewelers - Damaged Good is what the other jewelers call this. $1500 repair.

    Damaged Good is what the other jewelers call this. $1500 repair.

    Campos Jewelers - Customized Jewelry
We customize any kind of jewelry design in gold or silver, from nameplates, necklaces, pendants, bracelet,& rings.

    Customized Jewelry We customize any kind of jewelry design in gold or silver, from nameplates, necklaces, pendants, bracelet,& rings.

    Campos Jewelers - Close up

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    Close up

    Yann Phuy Jewelry - Larkin street at Ellis street

    Yann Phuy Jewelry

    3.4(9 reviews)
    0.5 miTenderloin
    $

    On my last two visits, the owner cheated me. She made a quote on the gold per gram, then raised it…read morehigher. When I questioned her about it, she said, oh, he made a mistake and gave me the difference. Last week she did the same thing again. After going to them for over 15 years, this should not happen. I know the economy sucks but you don't cheat old clients. Totally in the last 15 years, I spent over $50K there, and only recently did her cheating become blatantly disappointing. Why couldn't the $33 difference be in my favor ... cause they cheat. I will not return and she saw that look on my face as I left the premises. There are other places, over 300 gold shops posing as jewelry stores, in San Francisco, their business would not be missed.

    I come here because my parents always do business with them and thought we would be treated fair…read morebut no, go elsewhere with your money and jewelry. The owner is quick to take your jewelry when you pawn it BUT making payments to buy it back!!!!! I just missed 1 payment with her and she automatically said that my ring was no longer available to me? I've been coming here for years with my parents since I was a little girl and to get played like that was unnecessary and unprofessional! I always pawn the same ring when I need quick cash but I ALWAYS buy it back. It's the same service I've been doing with her for a few years and she knew how much my ring meant to me. So when that 1 payment was missed and I called about it, she was quick to tell me that it wasn't mines anymore and I had to pay FULL PRICE of whatever number she wanted to charge for it. They have moderate selections in jewelry but very overpriced! You'll find better deals in Oakland with better selections and customer service!!!

    Pacific Loan - pawn - Updated September 2026

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