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    Teotl Store

    4.5 (4 reviews)
    Closed • 10:00 am - 6:00 pm

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    Maxferd Jewelry & Loan - Luxury Watch Evaluation

    Maxferd Jewelry & Loan

    (134 reviews)

    $$

    Union Square, Financial District

    I ran into a bad time with my mortgage company when I had some emergency expenses during March of…read morethis year. I called and let them know what was going on and that I would make a double payment at the beginning of April. Much to my surprise, they told me that this wasn't going to work for them and if I didn't pay them immediately, they were going to foreclose on my house! I was like, "After a month? Are you serious?!" Indeed they were, and I had no idea a mortgage company could foreclose if someone was only ONE MONTH LATE! I didn't have the money to cover it nor anyone to borrow from. So I started thinking what I could pawn to get the money right away. I settled on a collector guitar that I owned and started making calls. No one was willing to loan me much on it, and Maxferd was highly rated and I explained what I had when I called. I had spoken to Michael and he explained that they didn't deal with musical instruments and he gave me a referral to another local shop. I checked with them and a couple of other shops and no one was able to provide the loan that I wanted. I called back Maxferd's and spoke with Michael again. He said he had a couple more referrals if I needed them. I said no, I'm really in a hurry to do this because time is short and the guitar was so valuable that I really didn't even like taking it out of the house! Then I asked him about the jewelry loans and explained a bit about what I had to borrow against and he said I should be good to borrow that much with what I had, but of course, he would have to see the items first before he would know for sure. So I went in the next day and brought everything over. I pawned 5 rings for the 1K loan, including a custom handmade one of a kind ring that had belonged to my mother and had been in my family for 50 years. Michael gave me the lowest rate on that ring so that I could afford to get it back the soonest. He also knew which ring was a keepsake from working for the phone company, another custom one-of-a-kind ring that I had bought from the daughter of a fellow phone company employee. So he gave me the best rate on those 2 rings so that I could afford to get them back first. When my pension check came, I went down there right away to pick both of them up. And I was so relieved to have them back! I had to pick up the other 3 rings much later in the loan, and I would call - a few times - to check on the interest and how long I had left to pick them up. I ended up being able to get them about a week before the loan was due and - I lost the pawn tickets!!! OMG! Most pawn shops really sock it to you if you lose those tickets. I called again to check what the extra charges would be for a lost ticket. They only charge $2 per lost ticket, plus they thoroughly verify ID. So I just picked my last 3 rings up a couple of days ago, and they were just as kind and considerate as always. No one wants to have to borrow money against their most prized possessions, but sometimes life will hit you like that. And if it does, Maxferd is the best place to go. The folks there are the kindest and most considerate that I have ever dealt with at a pawn shop. Highly Recommended!!!

    This is hands down my favorite jewelry store in San Francisco! I've shopped here for about a decade…read morenow and I love all of the gold jewelry that I've purchased from here. The sales associates are so friendly and fun. I can always get beautiful jewelry at an affordable price from here! They also offer ring resizing- I've had 2 rings resized here and I'm very happy with the smaller size. I tell everybody about Maxferd Jewelry and Loan- it is the best! Fancy showroom lighting, shiny glass countertops, and very skilled jewelry experts! Thank you so much, Maxferd Jewelry and Loan!

    Teotl Store - goldbuyers - Updated September 2026

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