I have had the pleasure of working with Grace for a year now as her lender. She has closed multiple…read moreloans with me and each of them were cleared to close in under 3 weeks. Grace is an absolute joy to work with and one of the most knowledgeable loan officers I have worked with. You can trust Grace will provide the best service and product for your needs and get the deal closed in half the time of the industry norm. Grace truly cares about each of her clients and is always proactive. I highly recommend Grace for all of your California mortgage needs!

From the owner: With over sixteen years of experience, my areas of expertise include loans for the purchase and…read morerefinancing of condominiums, single-family homes, and 1- to 4-unit properties. When it comes to selecting a mortgage, there are a wide array of loan options available. In our experience, many borrowers are unaware of the number of loan products and don't know the different types of programs that might be available. That's where I come in! We specialize in: Conventional Loans Jumbo VA Loans FHA Loans Reverse USDA - 100% Financing Renovation Disaster Victims Other niche programs We'll review the best options together and I'll make suggestions to fit your unique situation. After all, your home is more than your castle, its your future!

I would give more than 5 stars if I could!…read more Scott Lawson is an incredible mortgage broker. As a first time home buyer, he made the process so seamless. I had absolutely no idea what the home buying process entailed, and Scott did an amazing job helping me through the entire thing and answering the dozens of questions I would call and ask him almost every day. He was extremely communicative and kept me in the loop which helped ease my nerves, and was always willing to explain everything in an easy way for me to understand. I would highly recommend working with Scott to anyone looking to purchase a home. It was an incredible experience and I feel so lucky to have had him to help through the whole process!

If anyone is looking for a straight killer in the feilds of home loans Scott is your guy!…read more This man worked day and night for me. Met with me at my home at 8 o'clock at night twice. Worked around my schegual. He went to offices of poeple he needed my info from. This man is best described as a Robot working non-stop to get you your loan hitting all targets with precision and accuracy. Thank you for everything Scott

Randy did a great job in helping us secure our loan for our new home here in Santa Rosa. He was…read morevery organized, thorough and professional, as well as kind which made all of the difference in our interactions with him. We put our trust in him and he definitely came through for us. Thank you, Randy, for your patience as well as treating us as people rather than just home loan customers. You stand above the rest!

From the owner: Randy Keller is your premier mortgage expert located in Santa Rosa, California. He prides himself…read moreon offering some of the most competitive rates nationwide and makes the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Sonoma County area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Randy Keller can help you take that first step toward a financial solution. The goal here for Randy Keller is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. Randy Keller's name is trusted throughout the community. To speak directly with Randy, simply give him a call anytime or feel free to utilize any of the interactive tools offered throughout the site!

Yelp Review…read more Jackie Cuneo at Exception Lending is a gem to connect with--even before any formal business is done, she treats you with care and respect. Her advice is incredibly professional yet warm, and it gave me real clarity during a stressful home financing journey. If you're looking for someone who listens and truly supports your long-term goals, Jackie is that person. I'm excited to continue this path with her. -- Rohit Behera

Working with Jackie has been an absolute pleasure from start to finish. As a first-time homebuyer,…read moreI had a lot of questions and uncertainties, but Jackie was incredibly patient, informative, and extremely knowledgeable throughout the entire process. She took the time to explain everything in clear, understandable terms and always made sure I felt comfortable and confident with each decision. What really stood out was her ability to break down complex mortgage details and guide me through each step without ever making me feel rushed or overwhelmed. Jackie's calm and professional approach turned what could have been a stressful experience into a smooth and even enjoyable one. When I was looking into buying a second property, there was no question in my mind about who to turn to. Jackie continued to be just as responsive, insightful, and supportive as she was the first time around. It's clear she genuinely cares about her clients and wants the best outcome for them. I can't recommend Jackie enough to anyone in need of a trustworthy, experienced mortgage broker who goes above and beyond.

I've used the services of Loren and Erin to finance and then refinance two properties. They are…read moregreat! Loren is a numbers wizard who will give you the pros and cons of financing options and explain in detail how the numbers compare. Erin is very efficient at making sure all paperwork is in order so the process goes very smoothly.

We highly recommend GTG Financial! Glenn was friendly,…read morerelatable, professional, informative, and patient with us every time we came back requesting another scenario. He helped guide us through the entire home buying process, and was even present for our final walk through and signing in case we had any final questions. He has even left an open door policy, allowing us to reach out with any questions moving forward. He provided more guidance than I expected going into this crazy process. Highly recommend!

If you're reading this, congratulations, you just found the best mortgage professional in the…read morebusiness in Elise Groves, and her company GTG Financial (and her son Glen who is also on the GTG team). Before buying our first home recently, my Wife and I had never met or heard of Elise. We had just chosen our realtor, who raved about Elise for not only her incredible expertise, but her fun and easy-going approach to mortgage, something that terrifies most people (I know it did us). We took her advice, and we were immediately at ease with Elise's advice, demeanor, and overall approach to helping us get in our first home. Elise did all the work, and I do mean all of it. She also presented to us a wide array of mortgage options, and let me tell you, we were lost. Worry not though, when you have Elise on your side! Elise started by making a personalized video for us to watch and discuss in privacy, which outlines the options and the pros/cons of each. Once we had watched and discussed it 100 times, we had countless phone calls and a few in-person meetings with Elise before we ultimately committed to our choice. I kid you not, Elise's guidance resulted in us with a rate far better than we expected, and a lender credit of almost $20k based on the package we chose, which was thanks to her guidance! Neither of those would have happened without Elise! We also had some complexity with a probate issue related to the purchase, something Elise EASILY navigated and ensured we didn't need a 3rd party advisor for those issues, Elise knows everything there is to know about financing and helped us tremendously. Quite frankly though, that's not even the best reason to choose Elise for your mortgage needs. Elise is a kind and caring person, but also FUN! Be prepared to laugh during the good times of buying a home, be assured during the stressful times, and you can bet she'll celebrate with you when you finally sign! Most of Elise's clients also become her friends, and she will be there for you long after you've signed your loan papers. I always pictured signing mortgage papers in a wood paneled office, with people in suits hovering over me, waiting until I signed to exhale. When we signed, we were invited to Elise's home, in that beautiful, resort like backyard to sign and toast champagne. We all (Elise included) yelled "yay" and clapped as we signed, Elise was truly our biggest supporter and advocate right up the minute we signed to buy our first home. Best of all, she has certainly remained so after we purchased, to answer questions about property taxes, payments, etc. Now that we're in our home (and in love with it) I don't gain anything by leaving this review, but I hope you do. If you're looking to buy your 10th home, Elise is your gal because she has the experience, connections, and brilliance to facilitate lending for any size transaction, for the most experienced home buyer. OR, if you're like we were, terrified first-time homeowners who were only pretending to know what the heck was going on, Elise is also your gal, as her kindness, patience and knowledge will keep you at ease through the entire process and beyond. See? There's a reason I call Elise the best mortgage broker in the business, it's because she is. I think this picture of me, my Wife and Elise, taken the moment we signed says it all!

We had the pleasure of working with Joyce Yu from Loan Depot to secure a home loan…read more From the start, we really appreciated Joyce's style of communication. She was very thorough about the different options and trade offs. She used a combination of text, email, and Zoom calls to ensure that we were getting are questions answered promptly, and details thoroughly understood. Joyce also did an exceptional job of preparing us for the anticipated questions and documents that the underwriters would require. This helped us prepare additional documentation and letters of explanation that, in the end, saved us a significant amount of time. In the end, we closed in THREE WEEKS. We couldn't be happier for the quality of service, the interest rate we secured, and Joyce's focus on preparing us for this swift process. We will recommend to family and friends.

I had a great experience working with Joyce on my refinance. Not only she locked me the best rate…read moreavailable at the time, she was very responsive during the process. We waited a while to lock the best rate, and Joyce was never pushy to close the loan, but rather put client's interest at the first place. Everything was done in a professional way and I will definitely recommend Joyce to other people.