My girlfriend Terry, and myself, are both seniors and found that Tom Hall was a excellent mortgage…read moreloan officer that helped us acquire our dream home. Tom went over various options that his firm could offer us, as well as recommendations on refinancing discounts that Coast One offers, if and when the rates should fall. Tom was totally accessible to answer any questions and concerns in a prompt, courteous manner. Terry wanted Tom Hall to meet with her newly wed son and daughter in law to give out advice on how to get their financial affairs in order so that they could achieve the goal of home ownership of which he gladly set up a appointment.

From the owner: At Geneva Financial, we specialize in providing a full range of home loan solutions tailored to…read moreeach client’s needs. I help first-time buyers navigate affordable options and down payment assistance, guide investors using DSCR and other specialty loan programs, and support veterans in maximizing their VA benefits. Our team offers Conventional, FHA, VA, USDA, Jumbo, and renovation loans, along with programs designed for self-employed borrowers and unique financial situations. We focus on clear communication, fast turnaround times, and a people-first approach, ensuring every client receives personal guidance from application to closing. Whether you’re purchasing, refinancing, or growing your investment portfolio, we’re committed to making the process smooth, transparent, and aligned with your long-term goals.

We went to Valerie at first due to positive reviews for loan and real estate pro's in our area. We…read moreneeded to get a pre approval before we began shopping for home. Valerie kept great communication with us throughout, allowed me to ask all kinds of annoying questions, and remained very supportive and informative throughout the process. We were very impressed with her and with her team throughout the entire process - from pre-approval all the way through our first mortgage payment.

We have used Valerie and Fairway Mortgage twice now and she made the process so easy and efficient…read more There was never a point in the process when we didn't know what was going on. If we ever had questions, it was easy to contact her and she would give us answers almost immediately. I highly recommend using Valerie and Fairway mortgage.