The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.

I'm a repeat customer. Matt and Rebecca are very knowledgeable, incredibly responsive and make it…read moreso easy. Thanks!!

It is absolutely incredible how incompetent these people are. I called to make a partial payment…read moreeffective thay day and schedule another partial payment for the end of the month and the first payment never happened, instead, JMJ charged me the payment I scheduled for over 2 weeks out. I called to have this payment reversed as it caused me to go overdraft. The person I talked to was no help and delayed the process more. The representative could see I had the payment scheduled the payment for 9/30 but said the phone call would need to be revied to be certain I never authorized that payment to come out on 9/16 or some earlier date. The representative opened a ticket and said I would hear from by the end of the day. The day came and went with no response. I called back first thing the next morning to find out that the ticket had been opened incorrectly. I asked for a supervisor everything I called because clearly nobody knew what they were doing. The second representative told me I would get a call back within 24 hours. I finally received a call from a supervisor 30 hours later and they told me they made the decision to refund me and the money would be transferred into my account within 24 - 48 hours. 6 days later I got a call that I was later told was JMJ and they needed to know the account information to send the money to, I was at work and could not answer and they did not leave a message so they closed the ticket. I finally spoke with someone who verified my bank information and told me they would refund the money within 4 days. They still managed to tell me that they will report me to the credit bureau if I did not have my payment on time.

Union Choice and Don Peart have been our go to for all things related to home loans, refinancing…read moreetc. Don and his team truly do care about their clients and provide top tier service to make it happen. If you want a lender with the experience to get you to the finish line then look no further!

Union Choice has come through for me on so many occasions I have lost count! The personal,…read moreprofessional service that I have consistently received from Don Peart and his team is amazing. They always make me feel like I am their number one priority...I imagine they make everyone feel that way. I was at a loss for what to do, and Don once again sheparded me through the entire process. It couldn't have been easier. Thanks to Don, Chase, and everyone at Union Choice.

Great people through and through. The upper echelon of loan originators in the marketplace.read more

Shawn was such a joy to work with while she helped my husband and I refinance our home. She was…read morenot only very professional, but also made the entire process go very smoothly. Any questions or concerns we had were answered and addressed immediately. I would definitely recommend her and I look forward to working with her in the future!

We financed our Idaho home with Matt Morrell's office. We had some special circumstances so the…read moreunderwriters were somewhat onerous with their request. Shelbi was our rep with JMJ and she walked us through all the speed bumps, often times working directly with the agencies we needed help with. She ie very knowledgeable, efficient and her customer relationship was the best example of customer service I've witnessed in my professional career. Everything went like clockwork. We recently refinanced the loan and together with Matt, Shelbi put all our previous info together in short order and we closed within three weeks of starting the process. I highly recommend using JMJ for any mortgage needs.they have a great staff and support system making the whole process as seamless as it could be. Thanks Shelbi and Matt, it was great working with you both! Steve and Susan Sciortino

The BEST Loan officer we encountered for our VA home loan process. He was very responsive and quick…read moreprocessing all our financials to get pre approved and ultimately funded for our loan. Super grateful for his individualized attention to detail and availability to run numbers for us last minute during negotiations with sellers. I HIGHLY recommend Matt with your future home loan. We were extremely pleased with his customer service. We worked with 4 other lenders and JMJ blew all of them out of the water.

Bryan and his team are amazing. He got us a lower interest rate and $1,000 less in fees than the…read moreguy that our real estate agent recommended. He also updated us as much as we wanted. I used to be in the mortgage business and there are a lot of questionable people out there. You can rest assured that by using Aliso Niguel Mortgage you will get the best loan possible for your situation.

Bryan was great to work with during the up and down process of purchasing a home as a first time…read morebuyer. Highly recommended!

I would recommend Michael to all my friends and family. He was a pleasure to work with. He made…read moresure he looked into getting me the best deal and he took the time to explain everything everything in detail to me. I felt like I was really being looked out for. I needed to refinance a HELOC and wasn't sure if I wanted to do another. I knew I didn't want to touch my original home loan due to have such great rates. Michael took the time to explain my options and help me figure out what my combined interest would be on both loans. He kept in contact with me through the whole process. Thanks Michael. I look forward to working with you in the future.

Michael will work tirelessly to help make the loan happen! He finds different options for you and…read moremakes the process as seamless as he can, which any person could ask and hope for. Getting funded can be so stressful and he's there with you every step of the way. Would recommend him 10/10!

This was my first time buying a home. Michelle has been so helpfully and detailed in my process…read more Michelle made the all transaction smooth and transparent. Her and her office were super quick in getting things done. She definitely goes above and beyond to make sure you as a client is getting taken cafe of. Without a doubt I highly recommend you give her a try if you are in need or any mortgage assistant.

From the owner: Michelle is your premier mortgage expert located in Aliso Viejo, California. Michelle offers some…read moreof the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Aliso Viejo area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Michelle can help you take that first step toward a financial solution. The ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come.

I'll start by saying that I'm typically cynical of real estate agents due to some bad experiences…read morein the past. However, Bob completely changed the way that I view real estate agents (and the value that they can provide). We just moved into our dream house in Aliso Viejo thanks to Bob's experience and strategic thinking. Bob is a highly-skilled and experienced agent who understands the pulse of the market and is able to provide expertise during the search. When we started our search, he showed us a house that was at the upper end of our budget. At that point, we were ready to move forward with an offer and considered canceling the other scheduled viewings later in the day. Bob insists that we see the other homes before making a decision. It was extremely good advice as we ended up falling in love with another house that happened to be priced $200K less. Any other agent would have jumped to close the deal, especially with the potential of high commission on an expensive house. However, I felt like Bob was constantly looking out for our interests. When it came to presenting an offer, Bob worked with us to structure a unique offer that allowed us to compete on a hot property (and ultimately win). Afterwards, we learned that we were not the highest offer either (among the 28 submitted offers). However, due to Bob's networking and strategic thinking, we were able to construct a compelling and persuasive offer that allowed us to stand out. Lastly, Bob is a relationship person who has a strong network and presence in the area. This can be extremely helpful when in a hot market, and can honestly "make or break" the situation. Bob is also extremely responsive and dedicated. There were several times during the process when we were anxiously waiting to hear back from the selling team, and Bob would proactively contact us with updates. He even drove over to speak with the selling agent when he wasn't getting a clear response. That was above and beyond our expectations. Again, Bob broke my perception of real estate agents -- he provided so much value to our search. I honestly believe that his expertise, experience, and emotional intelligence helped us to get our home. Long story short -- don't hesitate to hire Bob for your next home search. He is an honest and trustworthy person who has your best interest at heart and is willing to think "outside the box" to help his clients get their dream home.

The Inspira COBRA group are amazing! I never thought I'd say that about an insurance company,…read morehowever, Elizabeth (AKA Ashley) has impressed me with her caring, thoughtful service. She understands my position, is supportive, kind and communicative. I wish I had 10 stars for her, I honestly can't articulate how wonderful she is.

Glenn has been very professional, informative and helpful during our process of a new home loan. He…read morewas very communicative to the questions we had and with his swift yet detailed responses, I was able to count on his guidance throughout the process. What sets Glenn apart from other loan officers is taking the time to conduct thorough research regarding loan options with what opportunities and limitations we had. He made us feel reassured and confident in the decision making process. Whether it may be your first home loan or refinance, Glenn will always be someone I can trust for home loans. Glenn is a great resource to have and will rely on his intel in the near future with the country's updated loan policies and rates. We are very pleased with his service!

From the owner: Glenn Cooper is a mortgage broker utilizing the platform of Promise Home Loans to offer his clients…read moreaccess to a vast network of wholesale lenders. This enables Glenn to find the best deal available and the right product for his customers. Please reach out to Glenn today to see how he can assist in your home financing needs. NMLS# 1538742