I have used Mike for 2 purchases and 6 or 7 refis (over 9.5 years and 3 houses). Here is a summary of my experience with him. 1) He is straightforward and honest. 2) He has gotten me the best terms out there (which I believe because I trust Mike and from seeing friends who've used other folks and got a worse rate and higher fees). 3) He's incredibly organized at every stage of the process, which minimizes the time that I have to spend. 4) Because he's organized, he has been very creative at getting me the best terms for me. I've never paid any fees because he balances the fees and the rates (even though my rates still seem to be better than my friends). And, I've even told him "I will a no-cash-at-the-table refi when rates hit XX%. THen a couple of months later, I'll get a call or an email from Mike when the rates are there. 5) He's incredibly adept at working with underwriters. Through the various swings in underwriting standards, Mike has made it as painless as possible. In one case (around 2010 or 11, when the underwriting was really crazy), we did not make it to my lock and rates had gone up. But Mike still honored the rate he had originally offered. And even in one case where there were problems with the underwriter and appraisal that were out of Mike's control I've never written an online review on anything, but I recommend Mike to everyone I know and even people I meet at birthday parties my kids go to. So happy to share here. read more

The experience of obtaining residential mortgages through Mike DiMaina is outstanding -- in all respects. I have used him exclusively for several refinances of my principal residence in the DC Metro area during the last decade, and also for a recent one on a second home in central Virginia and all have been extremely straight-forward, efficient and extremely cost-effective processes, When my niece purchased her first home, in southwest Virginia, she was extremely apprehensive. Mike efficiently guided her through the entire process in a manner that left her astounded at how easy and inexpensive it was to purchase a home compared to experiences many of her friends had related to her. Her real estate agent was similarly impressed and kept Mike's contact information to give to her future customers -- she couldn't remember a closing process that had gone any quicker or smoother, and the manner in which Mike was able to obtain market-best rates and keep costs to a minimum was truly impressive. I would recommend Mike to any of my family or friends -- he works extremely hard to stay current on all manner of loans, rates and terms -- and he effectively works with his customers to insure that they get the package that best represents their interests and needs. read more

I was referred to Mike DiMaina from a friend who had used him to refinance a mortgage and had a good experience. The rates he offered were extremely competitive and were actually better than the quotes I was receiving from my personal bank. He was able to offer a variety of options with respect to rate and term, including those with low/no closing costs, which was also appealing. Mike was extremely professional, and his communication was solid throughout the loan process - I received constant emails updating me on my loan status, and he was always available to readily answer any questions I had. I was able to go from application to closing in less than one month. Having previously closed on two home purchases and two other refinances, this was easily the least stressful mortgage process I have been through. I would highly recommend using Mike to any one looking for a mortgage! read more

I have financed/refinanced several times in my life, and I have had good, medium, and bad loan officers. Mike is a GREAT loan officer and this is why (in a nutshell): honest (he will not give you a line of crap or make excuses), very on top of the process (everything moved very quickly and was efficiently handled), I actually felt like he was working for ME (didn't push anything, had sound advice, and was always trying to get me the best deal), and extremely competent (I had a VERY complicated loan that involved transferring money between HELOCs and lots of crazy complicated stuff and he somehow managed to make it happen - it was nothing short of amazing). I used him on my original loan 9 years ago and once for a refi. I would recommend him (and have) to my closest friends! read more

We recently decided to refinance and decided to do it with Mike, whose information I got as a reference from a friend that had done business with his as well. The process is always a bit stressful, but Mike did absolutely everything he could to make it smooth. I had numerous questions, and he was always super quick to return my emails, calls, etc. with the best answer. There were no hidden things, he was very clear about everything from the beginning, and even worked with some difficult people at my job to get the information needed. We didn't even have to go anywhere to sign the papers. Everything was done efficiently, effectively, and at our convenience. I highly recommend his services if you are looking for great rates and exceptional customer service. Good luck! read more

I am a first time home buyer and I had a bad experience prior to working with Mike. I was very hesitant, but he was truly a breath of fresh air; it was wonderful how personalized everything was and how he stayed on top of the communication and paperwork! He handled all of my questions and concerns, but more importantly offered great advice and different avenues to ensure I was all around happy and making the best financial decision. In addition, he truly kept me sane through my 60 day closing. I cannot say enough good things about him and how great the process was due to working with him. You will not be disappointed! read more

I've worked with Mike for years and could not recommend him more highly. He's done the loans and refinancing on my two of my homes. Hands down, Mike knows his business and answered all of our questions very patiently. He has great customer service and walked us through every step of the process. What's most important to me when dealing with any business transaction is integrity and he can be trusted without question. Not only has Mike handled all of my loan work for years but i have referred at least 8 of my friends and family to him. Everyone has the same great experience and keeps going back to him. read more

I was a first-time homebuyer in early 2010 and met Mike DiMaina because he is one of my neighbors. When interest rates dropped by 2012, I consulted Mike. He explained a few excellent options to me for refinancing. And he also made the application process very simple, straightforward and easy to navigate. He was always available to quickly answer questions about the refinancing process. I'm confident I got the lowest interest rate possible by going through Mike. I recommend him to anyone who needs financing for a real estate purchase or refinance. He knows his stuff and is easy to work with. Jerry read more

Working with Mike is as good as its going to get. He was knowledgeable, quick acting, and professional. I have experienced nightmare re-finance and home purchases before so I was expecting the worst. He changed my mind completely about this process. It was easy, fast, and painless. From start to finish the process lasted just around 30 days. We were able to save almost $800 a month refinancing with him and we had shopped around. Other lenders programs we would have only saved a few hundred. I highly recommend working with him and we will again when we are buying or re-financing in the future. read more

We have refinanced multiple times over twenty years and Mike was was one of the best we've seen. He was a straight-shooter when we were looking for a good rate, and beat the competition's best proposals. He was always quick and responsive to queries and his explanations were clear and on target. He was very helpful in navigating what is these days a very detailed and burdensome underwriting process. He even helped after the loan was signed when we had some communication problems with the bank holding the loan. read more

We have worked with Mike on several transactions. He offers great mortgage products with competitive or better rates than even some of the well-known Federal credit unions I work with, and with no junk fees. Even in this day of heavier requirements of the lenders, which can be a burden, the process has been easy. He is responsive, and the closings were hassle free. We have referred him to many friends and clients and have heard nothing but praise. We will continue to refer him to friends and business associates. read more

I have used Mike for two purchases and multiple refinances. I wouldn't even consider using anyone else. He is trustworthy, honest and easy to work with. You can trust the rates he is offering you are the best out there. He is also very proactive which is rare for someone in this industry. The home loan business is constantly changing so Mike keeps his knowledge current. Mike has impeccable attention to detail with knowledge spanning multiple states and the District of Columbia. Your loan is safe with Mike! read more

Mike is possibly the best Loan officer I have ever dealt with in my 8 years of home ownership. I used his services twice and also have been reaching out to him once every few months when interest rates fluctuate. Mike is very articulate , has high attention to detail and has a great capacity to close. I recommended him to a couple of my friends that have also used his help on securing loans. He breaks down this complex process into easily manageable tasks. I highly recommend him. Thanks, Vinay read more

Mike was super helpful in helping us refinance. He was actually referred to us by our neighbor, who had been referred by her neighbor. So we had a feeling we were in good hands from the start, and we were. He was low-key, not aggressive, and he listened patiently to our questions. I think we may have asked too many times about how often rates were going down, but he patiently gave us answers :-) He knows his stuff and we really trust his professionalism. I've referred him to everyone I know. read more

Mike is an absolute professional...best of the best. He has handled a mortgage and two refis for us. We couldn't ask for better service. It seems like he is always available to answer your questions and is willing to walk you through every step of the process. He is extremely accessible via email and phone and wants to make sure he is providing you the best possible service and value on your mortgage. We feel very fortunate to have found him and recommend him highly. read more

Mike is the easiest and most reliable mortgage broker we've worked with. He works hard to find his clients the very best rate and then bends over backwards to ensure the financing comes through in time for closing. We have used him 3 times and had terrific experiences each time. We've used other brokers in the past and had very stressful experiences. We unequivocally recommend Mike DiMaina for any mortgage or refi! He is the best! read more

Mike came highly recommended to my husband and I from a friend 11 years ago. Since that time we have used Mike several times and referred him to friends and family seeking to finance their first home or refinance at a lower rate. Mike makes the process quick and painless and was very professional and informative throughout the process. i am in the real estate business also and the closing fees were reasonable. Monique H. read more

My partner and I recently purchased a new home. We used Mike's services for the Mortgage Loan and we only have praises. The entire process went very smoothly. The communication between Mile and us was really great. He always was availble to answer any question or doubts we had. He took time to explain any point that was not clear. He made the all process very easy and pain free. The experience was really great! J&R read more

I will always recommend Mike if you need a mortgage. He is able to get you great rates and gets the job done. He is very thorough but only requests needed information. I have refinanced with him several times as the rates have come down. It is well worth it! He will tell you up front what he can or can not do. You will not be charged any extraneous fees. The closing costs are always kept to a minimum. read more