Sergio Angeles and staff are awesome to work with. They made it easy to buy a new home!read more

I am a happy homeowner thanks to Sergio. My family and I have been living in our home since last…read moreAugust and we know his help made this possible. **I was looking for his address to send a thank you and saw the previous review. I am a business owner and feel it is only fair to review a business you have actually had a transaction with- if you got a weird feeling and chose not to move forward- you have that right- but to attack someones reputation without solid ground is erroneous.** I was introduced to Sergio by my Realtor and from day one he was responsive and worked fast. My loan was approved within a month and his cooperation with underwriting in the mortgage company was imperative. The underwriters were asking for documentation out of the ordinary (due to our type of employment) and the sellers were impatient to sell- between an awesome Realtor and very serious mortgage broker my dream has come true! THANK YOU SERGIO! **Previous review has been removed since my original review. It is not appearing in the "Filtered" reviews nor is it showing as "Removed for violating Yelp guidelines". Hmmmm...

James was incredibly helpful, diligent and patient though some serious escrow struggles, he came…read morethrough BIG TIME, during covid, fires, unforeseen life struggles and otherwise.. actually getting us a SUPER low APR, and getting us into our dream home. It was anything but easy but he got it done and we are forever grateful! Thank you James!!

From the owner: The resourceful and skilled team at Concept Mortgage is eager to help you reach your dreams. If you…read moreneed an experienced Watsonville, CA mortgage team focused on precision, give us a call.

James is amazing! He understood the type of mortgage we needed and he handled it very…read moreprofessionally. We would highly recommend James/Concept Mortgage for financing or refinancing your home. When documents are required the web interface they used made it so simple. We are very happy with our loan and would highly recommend James. We will be calling on him again, soon!

From the owner: Whether its your first home purchase or your tenth, Concept Mortgage has tailored solutions to…read morematch you with the right loan program to fit your needs. Our wide variety of loan options include: -Conventional -Conventional with and with out PIM -FHA -USDA -Portfolio and Private loan programs, including, stated income, alternate doc income programs, and down payment assistance options for no money down financing.

Conscientious is the name of the game with this team. I…read morehave done a lot of transactions, but Integrity Lending is more on top of, and even ahead of every single detail there is in this transaction! Very smart & incredibly detailed, and the name Integrity fits perfectly! I recommend Trina & Integrity Lending without reservation.

From the owner: Integrity Lending is a boutique mortgage broker providing personalized, individual attention for…read moreall your mortgage needs.

Review for Steinbeck Real Estate - Angela Savage, Realtor…read more I recently had the pleasure of working with Angela Savage from Steinbeck Real Estate, and I can highly recommend her for anyone looking to navigate the complexities of the real estate market. Angela is an exceptional professional with over two decades of service and her expertise truly sets her apart. In 2021, Ms. Savage assisted me in selling my condominium of 14 years and recommending things to do to improve the property to sell and giving me a base price to list at. I obviously wanted more, but her knowledge of the current market was spot on and the right buyer was available to help facilitate this closing. Fast forward February 2025. Ms. Savage was aware that I had been looking for a new home since late November 2024 and was sending me updates almost daily on homes that I was interested in South Salinas that met at least three requirements that I had: a) awesome kitchen b) two car garage c) a nice backyard to entertain and/or relax. She knocked it out the of park, on a listing that literally was up for a few days. She contacted me right away and said we needed to do a walk-through ASAP...it was one of those homes that was literally on the market and didn't have an open house...a few days later we put in an offer and just a little over 4 weeks later we had closed this transaction. Ms. Savage's due diligence to follow up and assist with this closing made this a smooth transaction. She diligent and even returned my phone calls and texts right away even on the weekend. She made recommendations that made sense and noted that they could be resolved with the seller/buyer agreements (contingency). The negotiations really made a difference as I felt lost in the paperwork and she reassured and went over anything I was unfamiliar with. Overall, I am happy with the purchase I had made and the ability to live in a part of South Salinas, that I always dreamed I could. I am fortunate to personally know Angela Savage, a broker/realtor for Steinbeck Real Estate in Salinas, California. I look forward to my next transaction with her company and the opportunity to sell or buy another home. I don't take recommendations lightly, I really believe if you are looking for the right home and want the best, consider Angela Savage at Steinbeck Real Estate or any of her team members. They are a class act.

If you are looking to either buy it sell a property I would highly recommend Jennifer Hardy. We…read morehave purchased and sold many houses in the past, and she was very thoughtful. She was always in touch and on top of everything. Our purchase went very smoothly. Tom & Terri Clark

My husband and I had a first appointment with Fernando it was the worst customer service I have…read moreever received. He was very rude when I approached him with questions. And when we got there he didn't even offer a chair to my daughter my husband had to get one for her. Also very unprofessional. Buying a house is a family decision. He only approached my husband during the appointment. Asked him so what do you want to do? He needed to ask both of us compared to other realtor and lending brokers appointments that I have been to. And the realtor wasn't even involved during the appointment he was just sitting on the sofa at first until Fernando asked him to get a chair and sit close to the desk. It was all very unprofessional and uncomfortable. Not a good sign to get help from them to buy your dream family house.

Fernando was very helpful and very consistent thought the loan process. He is easy to work with,and…read morealways available to help you. He cares about his job, that's why it's easy to work with,because he keeps your best interest at heart. Thank you Fernando

I was referred to loan officer Stephanie Montoya by my realtor, as I was looking for a home in San…read moreBenito County. I have bought/sold six houses in my lifetime, and Stephanie is my favorite broker, hands down. Not only is she the first broker with experience in VA loans for veterans, but she got me prequalified with both a VA loan and a conventional loan. She called occasionally to see how the house search was going, and was always there for advice. I will definitely use her again and highly recommend her to others, especially veterans Stephanie Montoya stmontoya@primeres.com (831) 801-4959