DO NOT ENTRUST REGIONS WITH YOUR MONEY & TIME! This applies from experiences I've had with corporate and local. I've been a customer since 1987. I'm now searching for another bank. On 2/26, I made appt. to meet in order to resolve an ongoing issue. An error was made with a bill payment. Money was paid to the wrong vendor. Since early February, I've been trying to fix and/or get status. Initially, I spent ONE HOUR ON HOLD to speak with a rep. This rep had no knowledge of how to resolve but alas a ticket was made. I was told to check back 7-10 business days. When I called, I was told to give them 3-5 BDs. On 2/26, I went to local branch to inquire. I left STILL NOT KNOWING WHERE MY MONEY IS. REGIONS has a 3rd Party Vendor to handle BILL PAYS. Instead of me being directed to 3PV, I was told by BANK MANAGER via staff guy to WALK INTO A CELL PHONE STORE TO ASK about my $ status!!! They GOOGLED the cell company and gave me it's number. WTF?! I left this branch on Saturday with the need of a separate inquiry but I was rushed out. I should have never been able to walk out Saturday WITHOUT KNOWING THE STATUS OF MY $ FROM THE BANK IN CHARGE OF HANDLING IT!
Prior to this event, Ive had several experiences on other matters where I was continually transferred on the phone, with no resolutions. AND there's a comment below where REGIONS algorithms will make pending transactions disappear for a few days only to reappear-causing OVERDRAFT FEES. This is true and has been an ongoing protocol for awhile now.
Overall, their customer service agents are bad.
My $114 is lost in the system; it's lost in a 3rd Party's system and I still have no status or returned money. My $114 is not much in their eyes but it's money that I need now. REGIONS IS NOT GOOD BANK.
For kicks and giggles, I recommend research the concept of "FRACTIONAL RESERVE BANKING" and THE AMERICAN DREAM FILM on YT. It'll explain how our banking system is a house of cards and THIS ENTIRE SYSTEM is constructed to impede us, not help us. read more