Reliant Credit Union

2.0 (1 review)

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Closed • 9:00 am - 12:00 pm

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Nik H.

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3

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4 years ago

My entire life I have always gotten the impression that a credit union was this great place that will help you with your financial needs and it was great to get into one. Well, this was my first experience with a credit union and a major step in "adulting". I have to say that my first experience was terrible. First of all, a business is supposed to work for you as the customer. I have a choice of where I bank and a business needs customers to stay in - well - business. So, they work for you. This is not the attitude here. You have to prove yourself to them. I had to jump through all the hoops to prove I was a good customer, I had to wait two years for them to deem me worthy of getting a debit card for my account. I have seen no benefits vs an actual bank. Actually, they seem harder to please to be honest. I've had them for 5 years and now that I am working on my credit, have a few credit cards, 100% on time payments, have never had an overdraft. They have recently in the past few months started the habit of returning my automatic payments. DON"T USE THEM TO PAY YOUR BILLS! This has happened 5 times in the past few months all with different bills. They just out of the blue decline a payment for no reason. Have a couple thousand in the account - decline a $25 payment so I get charged a late fee from my credit card. My car insurance that has been on the same account for years- declined- I get a cancellation notice from my insurance about nonpayment. It went through a few days later. And every time I call them it's always the same excuse "we see nothing on the account as to why it was returned" Like they just decided to not pay the bill for fun? Just so I can get a late fee? Unacceptable! I just did it to me again today and I got a late fee from my credit card that was set up for automatic payment. I called the bank. Same excuse. I got approved for an actual free checking account at a normal bank the other day and will slowly be phasing out the credit union for my bill payments. I just can't rust them anymore they decline/return everything! I may keep the savings account in the event they may be useful down the road. But using them as a main bank is done. read more

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Chase Bank

(3 reviews)

5 Stars for Byron for straightening out the mess. 0 stars for the idiots on the other end the 800#…read more on the back of my debit card.

This bank is the best combination of a local bank with great service and friendly staff, and a…read morelarge national bank. The staff is friendly and overwhelmingly customer service oriented. Over the past 10 years they have consistently provided support to my family - and been very easy to do business with. I would recommend them highly.

Canandaigua National Bank & Trust

(8 reviews)

I have a mortgage,a heloc and a checking account, they falsely reported a missed payment ,the part…read morethat doesn't make sense is that I've always had auto pay,the refused to take care of it so I will be refinancing both loan and moving my checking account. Stay away from this bank,they really need to get it together

my account has fraudulent charges now for 9 months after several calls it continues, they charge me…read more$37 for insufficient funds after I move the money from one account to the other, Monday I am closing both accounts and going back to Chase.....I would give them a negative rating if I could

Canandaigua National Bank & Trust

(5 reviews)

The machine wouldn't even give me back my money I deposited when I accidentally put a quarter in…read more Probably one of the worsts days of my life.

This bank is terrible. 4 times I have told them they are taking my loan out of the wrong account. 4…read moretimes they have done it wrong, everytime I encounter an overdraft fee. Even spoke to a manger. Worse customer service ever

Esl Federal Credit Union

(2 reviews)

Esl was supposed to CLOSE all accounts however failed to do !…read more They would accept and deny deposits to the account after it was closed. Accepting a deposit reopens the account I closed. They paid a charge after the account was closed and the account was classified insufficient funds . Customer service is pointless cuz is they would learn how to read : they would recognize the account owner. 1.) Good thing for bank statements cuz it states the correct information 2.) Passwords for accounts are made for a reason to prevent the crappy service I received yesterday. 3. ) Waited 45 minutes on phone ,3 esl brainless employees who were lost and confused. I do not recommend any ESL branch. One star cuz they have quality printing ink for statements.

Big banks bad, local credit union good. ESL especially so…read more Don't support "too big to fail". You get all the services a big bank provides anyway.

Cnb Mortgage

(1 review)

I wanted to take a moment to say how over the top satisfied we are with Aaron Lazenby at CNB…read moreMortgage. From beginning to end he was always reachable, and helpful with anything and everything we needed to get us through this process. He answered question and made things happen that was out of his realm of responsibility and I couldn't imagine going through this process with anyone else. Thank you Aaron, thank you so much.

Reliant Credit Union - banks - Updated September 2026

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Jim Bruning - State Farm Insurance Agent

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My family was seeking a getaway home in Rome, NY, and Jim at State Farm was quickly able to provide…read moreus with homeowners insurance coverage even though we lived in New Jersey. Not only was he exceedingly knowledgeable, but he was just such a Great guy to work with. I highly recommend him for anyone's homeowner insurance. Rick C in NJ

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I've had my taxes done by Ron Parrish since 1986, and never had a complaint. The first time I went,…read morehe explained what the previous preparer had done wrong, and corrected it. One thing you should know - they are very honest. They will help you get every dollar you LEGALLY deserve, but they're not going to cheat; for your benefit and theirs. I didn't know them at all 35 years ago, but now they are like family, and I trust them implicitly.

Anna Gardner - State Farm Insurance Agent

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Everyone there is amazing and so helpful in anyway they can . Always there to answer any questions…read more,no matter how big or small.They are there for you,and give you the best rates.They go above and beyond for you. I've been there almost 20 years. Thank you to them all you guys are great! Laurie Thomas

Allstate Insurance Agent: Shawn Ebbitt

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I have been a client for many years. The price hasnt been beat and the service stands out to me…read more Shawn and especially Brandon are my go to for anything insurance related.

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Their office setting was comfortable and relaxed. I enjoyed chatting with them. They are very…read moreknowledgeable about insurance. The experience of having my insurance switched over to them was easy. They were very kind and they answered all my questions.

Finger Lakes Federal Credit Union

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I had the best experience working with Kayla today. Kayla helped me resolve issues I was having…read morewith my card and even gave me the best phone number to contact to get the issue resolved so I could make a purchase today. Working with Kayla today made the process go so much easier for me!

National Bank Of Geneva

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HSBC Bank

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I've been doing business at HSBC Palmyra for over five years now. It's the primary bank for my…read moreemployer, both for business and personal accounts, and I've had an account with them for at least the past four years. The Palmyra branch has super-friendly tellers and I'm always greeted with a smile, and feel that we're on a "first-name basis." When I have problems with my accounts, whether personal or business, I always feel comfortable to call and ask for assistance and am almost always content with the way things are handled. When I first started using this particular branch, I was impressed with all of the staff. It never took long to complete transactions; the lobby and the drive-thru were always open and well-staffed no matter what time of day (during business hours) I would drop by. However, as with many big businesses in today's economy, the number of people working there has dwindled, and although they remain cheerful and happy while serving customers, the waits are sometimes a little longer as can be the response time for more complicated financial issues/questions. Also, kudos to HSBC Bank, USA for changing up their website presentation for mobile devices in the past week. It was always a chore to enter all of the security information into the "full-size" website forms on my iPhone, but now they've created a mobile layout that makes mobile banking SO MUCH easier. Way to go, HSBC... I had seriously considered changing banks for this fact alone, since much of my life happens on-the-go. This will definitely keep me around a little longer. HSBC is a decent bank; the people at the Palmyra branch are above average.

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