I recently bought by first home and prior to starting the process, I really knew absolutely nothing about what to expect. I was referred to Chris by my financial planner, before I even had started working with a realtor. One key thing I learned about the home buying process was: who you work with on your loan makes a BIG DIFFERENCE in your ability to close on the home you want. There are many points during the transaction where you can get f****d over by a lender who makes a mistake or takes too long to respond. I got so lucky to have found Chris - he and his team were incredibly responsive, professional, and exceptionally competent. A lot of lenders out there are just going through the motions and pushing paper. Chris takes his client relationships seriously, is committed to personalized service. Most exceptionally...he adds value above and beyond providing the loan service by educating his clients on different aspects of the overall transaction, based on his experiences and extensive knowledge. Chris doesn't need our Yelp reviews because every client he's ever had tells everyone they know how awesome he is. But people out there on Yelp looking for a mortgage broker need to know: Chris Russo and team are the absolute best best in the business! read more

Chris was very helpful, informative, and patient with us as we went through the mortgage process as first time homebuyers. He made himself available to answer any questions we had, and was able to give us a great overview of the process and what to expect at every step of the way. We actually had another lender lined up, but when our offer was accepted, we felt much more comfortable with Chris and decided to move forward with him. Would absolutely recommend Chris and his team to anyone! read more

I can't believe I'm saying this, but Chris actually made a refi an easy and enjoyable experience. Not only was the process relatively headache free, he got me an outstanding rate and lowered my out of pocket each month by a couple hundred bucks AND all this with no out of pocket fees. Incredible. Chris is an attention to detail person and highly communicative. I appreciated his responsiveness and thorough explanation of what goes in to the process and genuine interest in my goals so that he could craft the best package for my needs. Rare that you come across someone this professional. Customer for life! read more

Hi Chris, Reviews are always about you but never to you so I thought I'd take a moment to personally "Thank You" for all the dedication and hard work you did for me. While I knew I was not your only client, you sure made me feel like I was because you always made yourself available to me by responding so quickly. You are confident and knowledgeable in the work that you do because you did everything you said you would, even from the seller's perspective. You know how I know...they stopped calling me directly because my previous loan officer never got back to them. Plus, the seller even complimented you for that when I picked up the keys! I also want to thank Victoria for never stressing me out when buying a home is already so stressful. She is very calm, organized and detail oriented. She worked on a day she should've been at home resting in order to meet my short deadline that was thrown on the both you right before the holidays. Thank you so much for taking on my challenging loan and actually making the impossible possible. When my friends come over to hear all my horror stories, prior to being referred to you (thank you Norm Hudson!), they'll also hear all the wonderful things that you were able to do for me so they know who to call when they're ready to buy a home! You and your team of experts are AMAZING! read more

If you want to actually close your loan on time and keep all your hair, then pick up the phone and contact Chris. I just saved you money and time. You are welcome! Shermineh with KW Realty read more

Chris is exceptional in my book! I was working with multiple brokers at the same time and Chris won out due to his detailed responses, quick turnaround to questions, and his knowledge of the loan process. He and his team were very communicative throughout the entire loan and purchase process. They went above and beyond in helping me when issues arose and streamlined the entire process. I highly recommend Chris Russo Loans to anyone looking for great rates, honesty and integrity, and someone who understands and can answer all your questions! Thank you Chris!! read more

Chris Russo and his team are great to work with! I would recommend Chris to anyone who is looking to buy a home or to refinance an existing mortgage. Chris helped me with my first mortgage back in 2012 and he was much better and easier to work with than other brokers. He has since then helped me to refinance my mortgage and recently helped me with the purchase of our new home. His advice, feedback, responsiveness, and his knowledge of the loan process gave me confidence throughout the process each time. This is why I've worked with Chris and his team every time; buying a home is stressful and working with people you can rely on is essential to have the confidence that it will all work out. read more

So when I first met Chris I told him about the disasters I went through with the original loan company I was working with. He took the time to explain all of my concerns and go through all the questions I had. So being that we are a military family my husband is unfortunately deployed and difficult to get in contact with but my gosh did Chris make it easy to get the paperwork signed as well as obtaining other important paperwork needed from my husband. I can honestly say I was pretty stress free throughout the process. I love how easy it is to get a hold of Chris and if not him then his assistant. You won't be waiting long for a reply that's for sure wether it be phone, text, or email. And not just easy to get a hold of but he also encourages you to call for any little question or concern you may have. Seriously he's always happy to answer questions. Mid process I became very sick and was in and out of the hospital and Chris and his team were just so patient with me as I tried juggling getting the paperwork needed while still being in the hospital. The best part of everything??....well all the money we saved thanks to him! Our concern was that a big chunk of our money saved was going to fertility treatments and we didn't want to put it all into the house. We were prepared to have to put a good chunk down though. Not only was Chris able to keep our monthly payment within the budget we wanted but he was able to get us so many credits that our refund was pretty much everything we put down! I mean he went above and beyond! If you want someone who knows what they are doing, gets the job done, and is easy to get along with, Chris is DEFINITELY your guy! read more

Chris is an absolute delight to work with! He has helped me with multiple home loans and knows how to work magic with numbers. He is very professional, knowledgeable, and goes out of his way to make you comfortable, and explain every part of the process. Thank you Chris for always making this process stress free! read more

The dream team strikes again! I'm updating my review because Chris Russo did it again! He and Victoria worked their magic for me. Here's how. I was being charged what appeared to be double property taxes on my impound account; a supplemental tax in addition to the monthly property tax amount-yikes! To make matters worse, the property assessor website shuts down for a few months out of the year and does not open back up until as early as September. Well, here we were late July/August time frame - and of course the website was down. As you can imagine, I needed my property tax matter taken care of like YESTERDAY. Once again, Chris worked his magic in getting ahold of someone at the tax assessor site who was willing to send him documents on my behalf. He knew something was wrong and knew I was being charged too much. I'm humbled because Chris was willing to go to bat for me. I'm glad he did. Why? He saved me hundreds of dollars AND got my money back! Now that's what I'm talking about-money in my pocket! Chris is also very educational. He is very patient to explain anything you need. I'm always impressed with how much time he spends ensuring I am comfortable with any options presented to me. He is the consummate professional and expert in his feel. I feel safe knowing I'm in good hands with him. I've made Chris my broker for life. If you give him your business then you likely will too. Give Chris Russo a call...and tell him I sent you;) read more

Chris was awesome. Not only were the rates great but Chris was always highly communicative and explained our options clearly. When we were putting offers out Chris was quick to show an approval for our offer price. Chris also made sure to get us fully approved just in case we had a situation where we needed that extra edge. I'd recommend Chris to anyone looking for great rates and great service. read more

Chris was so helpful and professional in assisting us with our home loan needs. He went above and beyond to help us with our home purchase. It was also nice that he was very easy to get in touch with and kept us up to date and our loan status. I highly recommend Chris! read more

Chris was referred to us by our realtor Erin Wade. I soon realized I knew Chris from 10 years ago, so I decided to use him for my home loan. I was so pleased as to how quick and efficient he was! He answered all of our questions and we never felt rushed. Thank you Chris! read more

I can't say enough good things about Chris Russo at Prime Lending. He took the time to explain our options and made sure that we'd have a home loan would to fit our situation and needs. He stayed connected throughout the entire process - kept us informed and helped us to avoid any surprises. In the end, we're getting our house and a mortgage we can live with! read more

Chris was not only extremely helpful with the loan process of my first home, but also very reliable, attentive & knowledgeable. What could've been a very stressful process went very smooth. I would definitely recommend Chris and the Home Point Financial team to anyone looking to purchase a home. read more

Chris is an A+ broker! He hung in there for over a year with us as we were house hunting, always patient, helpful, and informative. He took the time to answer all my questions, and I had a lot! He was very knowledgeable and I always felt he was giving me the best product available--no one could beat his deal and I definitely called around. He is a family man and an honest man and that devotion shines through in his interactions with his clients. We have refinanced our house twice with him and have recommended him to anyone we know who is looking for a mortgage or refi. read more

I dealt with Chris for my first time buying a home last year. I have to admit, I was a little nervous and had no idea what to expect, other than some horror stories from friends. But I can't say enough about how working with Chris made it a breeze. He helped me the entire way and not just with the financing, but answering any questions (no matter how stupid they were, I probably drove him nuts!), and really just making the whole process go smoothly. I was amazed at his level of industry knowledge and passion about what he does. Chris made it feel like he was helping a friend, not just processing another loan. It was really an excellent experience for me all the way around and I will definitely be looking back to Chris for any future needs. read more

Chris Russo was there for us throughout the loan process and worked very hard to give my wife and I the best loan and advice that worked for us. Also, Marie Ironmonger was also top notch in her assistance as well. Highly Recommended read more

Chris and his partner Elaine from Prime Lending are a testament to custormer service. I am a military veteran and was looking to re-finance my current VA mortgage. I was referred to Chris by a friend. Chris's team got me a very nice re-fi rate and everything was taken care of very efficiently and in a timely manner. I had many questions regarding the re-financing process and Chris and Eaine were always there to answer them for me. I highly recommend them to anyone and willl definitey use them for my future mortgage needs!! read more

Chris is my go to guy for all my mortgage needs. We have worked together professionally since 2007 and I always know that he will take the time to educate my clients and make sure they are comfortable with every step of the process. As a real estate Broker with 14 years experience, I have worked with many different lenders. Chris definitely stands out from the crowd! That is why I continue to go back to him time after time. read more

Chris Russo is one of the best lenders by far in the industry. He has assisted so many families in getting their dream home. When purchasing a home, Chris has all of your needs in interest and will give you all the right info. After that you will clearly not want to go anywhere else. I trust this man with all of my mortgage needs. Thanks Chris read more

I was referred to Chris Russo by my realtor Erin Wade. I strongly recommend you hire Chris and Erin, they make the perfect team. Chris is very knowledgeable, honest, and understanding. read more

We were lucky to have Chris help us with our first home purchase. Chris was always available to answer questions promptly and never pressured us to do anything we did not feel comfortable with. I highly recommend him to anybody looking to purchase! read more

Chris came recommended and was the best part of my house buying process. The application process was quick and easy. He kept in touch from the beginning through the entire home buying process. Most importantly, Chris was a key reason why I was able to get the house I wanted. First, he is incredibly knowledgeable about all loan types, creative ways to handle various issues, and typically very reachable if questions or concerns come up. He provided me with multiple buying options which gave me the opportunity to select what payment would be most workable for my budget. What I will always remember about my experience working with Chris is that he stepped in when the agent dropped the ball. He explained things very clearly and made sure that I understood the process and the options available. Bottom line is if you are in the market for a home loan, make your life easy and work with Chris. read more

Chris was great - he made sure to get us the lowest rates possibly and thoroughly explained everything throughout the entire process. Chris was always available to jump on a call to answer questions and checked in several times throughout the closing process to see how we were feeling and if there was anything he can help with. We greatly appreciated Chris's help and recommend him to anybody looking to finance their next home! read more

Chris and his team were conscientious, detailed, accessible, and helpful. And, most importantly, their rates are competitive. I am a first time home buyer and they were patient and kind in spite of my lack of knowledge of the home buying process. I would definitely recommend working with them. read more

I purchased my vacation property in Solana Beach, Ca using Mr. Russo to handle the financing. As an individual facing retirement I wanted to ensure that I was not over-reaching my purchase and staying within my means. Mr. Russo was very honest and hard working. He kept me on track with little drama. There are always bumps in the road when it comes to financing a home, but with Mr. Russo and his associates I avoided undue stress and the entire transaction went smoothly. I am now enjoying my dream. Thank you, Sir! read more

Chris Russo and I first met about 5 years ago, and we finally had a chance to work together this year. What can I say, except, that he and his team are phenomenal. From start to finish, there was excellent communication, education, assistance and professionalism. Oh, and quick turn around times for info/qualification letters, etc. The lending process could not have gone smoother. We are now homeowners, and still, setting up the payment process is seamless. Thank you Chris (and Victoria, and everyone) for all your "on it" help, and for making this often difficult and stressful process so much easier. read more

Chris and his team made our loan process super easy and efficient. The best part is he did it in a limited amount of time over the winter holidays. We contacted him 4 days into escrow after our original lender locked in a non-favorable rate for us. Chris was very responsive and gave us quotes within an hour with a great rate. After that his team made the rest of the process go smoothly even on a shortened time table for them. We greatly appreciate all the quick work Chris and his team did for us as we purchased our first home. read more

I'm an avid Yelper and very happy to shout out this 5 star recommendation! Chris Russo is a class act mortgage lender! I am a Realtor and have been recommending him to my VERY happy clients for many years. I know my buyers are in great hands when they work with him. They get sensational rates, top notch customer service, strong communication and consistent follow through. He answers the phone when you call, unlike most! He has saved deals for me at the last minute when other lenders have failed. Chris is very conservative with numbers, so if he tells me someone can qualify for the loan, I know he isn't stretching limits beyond someone's comfort zone. This is why he has closed 100% of the loans he has done for my buyers and they all go back to him when it's time to re-finance. He has proven to be the BEST! Even if you already have a lender in mind, give Chris a call to compare rates and service. You won't regret it! read more

Chris has been our family mortgage broker for over Ten years, he has an excellent track record with my entire family from Mom to Nephew. We don't know where we would be without him! read more

We were introduced by our Realtor, Erin Wade. She recommended him for his great VA experience. This was our 2nd time using VA, and Chris was very knowledgeable about VA. We had lost a home, and filed bankruptcy a few years earlier, so we didn't know if we would qualify for a new home. I can honestly say, without Chris's updates, and his expertise we would not be in our home today! He kept on top of the interest rates, and with the market, each time we wanted to put in an offer0he was on top of all our financing. He went above and beyond the call of duty, and for this we thank him tremendously. We have been in our home since November of 2013 and we can't think of recommending anyone but Chris Russo and Erin Wade. They are the best Real Estate team out there!! Call Chris today to get into your new home-VA or not!! Thanks Chris, from the bottom of our hearts!! read more

Chris was recommended to us by our agent. Our agent gave Chris high praises and Chris lived up to our expectations. He did an excellent job for us on our home purchase. His communication was clear, he answered all of our questions, and he was able to get us to close on our home earlier than we first stated. A special mention to Victoria on his team who also exceeded expectations. Thanks Chris and team, we hope to do business with you again in the future. read more

I had the pleasure of meeting and working with Chris 7 years ago when I was a loan officer myself. Chris was always insightful, helpful, upfront, and honest. Being out of the loan business for a few years and needed to refinance myself I needed someone I could trust, who was knowledgeable of all the recent legislative changes surrounding the mortgage industry, someone who could be quick, accurate, creative, competitive, and sensitive. Chris was all that and then some, he spent time with me educating me on what options I had, even came up with some creative ideas I hadn't considered. Talked to me about how we could best structure the loan to get the best rate, how to repair credit to secure the lowest rate, and promised an aggressive closing date and met it. His team was extremely helpful and professional, very responsive and accurate. Everything I could have asked for, and I got an amazing rate that I can brag about. read more

Chris and his team were very thorough and were extremely professional. They made my first time buying a property very easy. They explained step by step everything that I needed to do and were exceptionally prompt in their replies. Chris was more than willing to take time to work with me, offer a variety of options and loan arrangements until we found the one that was right for me. The loan closed on time and I would strongly suggest anyone who is looking for a home for the first time give him a call. read more

We are so glad that we went with Chris to obtain our loan on our first house. We switched to Chris from another loan broker in the middle of escrow, so were on a time crunch. Chris was very speedy, thorough, and proactive through the whole process. He answered our questions, and was very available when we called or emailed him. It was a pleasure working with Chris and we would highly recommend him read more

Everyone knows that buying a home can be a stressful event, only made easier by having the support of a competent loan manager. It is with my highest regard that I recommend Chris Russo and his team, they are extremely knowledgable and experienced in all the different loan types and their processes. Chris was always available to answer all my questions and I was always made to feel like I was his number one client. If you are interested in buying a home or refinancing call him right away, you won't regret it! read more

My wife and I couldn't be more pleased with our experience with Chris Russo! His knowledge, attentiveness, patience, and honesty made our loan process painless! We were referred to Chris by a friend who had worked with him on numerous occasions. We also checked with multiple other lenders as well, but Chris offered us the best loan package; and in the end, he came through with everything that he promised! Chris is very personable and easy to work with. His assistant, Elaine, was an absolute pleasure to work with as well...they make a great team! We highly recommend Chris Russo and his staff from Prime Lending! read more