We just closed on a house and James was our lender, recommended by a friend. James did an amazing…read morejob overall and I would wholeheartedly recommend him. We spoke to 3 different lenders and settled on James as he was able to give us the best rate and was also the most knowledgeable and personable. He really took the time to understand our situation (which was a bit different from the average person with us having started a new business recently) and make it work for us. He's extremely personable and a joy to talk to. Every interaction was great. He goes above and beyond in finding extra ways to help and was also very creative in thinking through each challenge/question we had.

James and his team have been truly spectacular in helping us with the mortgage loan. Right from the…read morebeginning till the end they guided us in each and every step so we can close on time. From gathering required loan docs to review of overall loan application and mainly for their patience and willingness to help in all phases of the loan process. James possess immense knowledge with mortgage loans and I sincerely thank you for all the help we got from you.

Julie was recommended to us by our real estate agent and we are so happy she was. Julie (and her…read moreteam) worked with us step-by-step to get us through the mortgage application process. She is professional, courteous, and approachable. In short, we are delighted with Julie.

The only time I write Yelp reviews is when a business goes above and beyond my expectations. For…read moreme, Julie met that high bar. I was very impressed with her dedication and patience as I asked question after question... (hope it wasn't too much, Julie!) If you need someone who's got your back during an often stressful time in finding a mortgage, do not hesitate to give her a call!

Just completed my first-time home buying experience which was overwhelming to say the least. Jamie…read moreis top tier when it comes to working with lenders / mortgage brokers, etc. She made the process very simple and efficient. She was patient and answered all of our questions promptly. There were several unique factors to our application which required writing and signing several different statements / letters for the underwritters. Jamie was able to help us draft all of these letters which made the process incredibly efficient because all of the required content was present in the first draft and didn't require us to iterate back and forth to get the verbage in an appropriate format. I will 100% go back to Jamie for future mortgage needs, and will absolutely refer her to any friends and/or family in the future. Highly recommend!

We've worked with Jamie on two home purchase mortgages and two refinances over the past 4-5 years,…read moreand cannot thank her enough for supporting us. In addition to being very accessible to answer questions, Jamie also looks for creative financing solutions to meet our needs and situation. We would gladly recommend Jamie to anyone looking for financing for their real estate. Thank you, Jamie!

My wife and I were looking for someone to handle our refinance and we were routed to Kimie based on…read moreYelp. Kimie more than met our expectations when it came to handling this process for us. She has immense knowledge and resources regarding refinance options and really helped guide us towards our ultimate goal. She gave us clear information and always ensured she was providing us with accurate and detailed informed so we could make an informed decision. She was extremely flexible and communicated every step of the process to us in a timely manner. She went above and beyond to answer our questions or research any issues we needed to complete on our end. We have Kimie to thank for impeccable and timely service in our refinance process. Her professionalism and eagerness to help us get this process complete and work with our schedules was truly amazing. Kimie went the extra mile to ensure all our needs were met and was diligent in helping navigate us through questions and concerns even after our loan process was completed. We would highly recommend her for any of your mortgage needs and will ensure she is our go-to person for any future mortgage business!

As a real estate professional there are certain qualities I look for in a lender. I met Kimie over…read more15 years ago. What I can say about her is that she is very hard working, very honest, and is very competitive. She has ALWAYS closed on time with new money purchases. She will take her time to explain the process to first time buyers and they tend to love working with her. I trust her enough to finance my own house through her, refer her to my mother, brother, and all my clients.

First home buyer here! Jay has been absolutely helpful in our journey in home ownership, not just…read morethe securing mortgage part. He was my go to person for all things financial related to home ownership and he knew i could count on his honest advice. He always delivered the honest feedback regardless whether or not we'll end up with his services or not. He also did fair price and rates comparison with other providers and was always available to answer any questions or take those lengthy calls if needed. But not just that, he also offered the best rates in the town which always helps financially. 10/10 from us. I'd highly recommend working with him and his team!

Great job with our initial loan and refinances. Clear, proactive, professional, and helped educate…read moreus along the way.

I met Shila at a friend's recommendation in order to get a mortgage for my upcoming home purchase,…read moreand I must say, I had no idea what I was getting myself into! I went to her completely ignorant about loans, mortgages, or home buying.  Yet, she was extremely helpful, friendly, and patient with me. It's easy for me to talk about how well she executed her job because, well, she's really damn good at it.  I got an amazing rate for my first ever mortgage, she helped me navigate all the paperwork, and helped me with all the extra things I could do in order to reduce my rate.  The first time we met, I got a preapproval before I knew it.  When the time came to purchase a house, she moved expediently, allowing us to close in 20 days! But Shila went beyond that.  She made herself available, even nights and weekends, to help answer any questions I may have had.  The number of times I messaged her with "I'm so sorry to bother you again, but..." are too embarrassing for me to count, but her response was always a steady "no bother, I'm here to help".  In a process as daunting as purchasing a home, it's easy to get lost, but Shila was instrumental at guiding me through the process.  She even drove up all the way from Palo Alto to San Francisco to attend the closing just in case I may have had any questions upon signing.  I couldn't have asked for anyone else to help guide me through this journey, and for that, I'm extremely thankful.

We met Shila on recommendation as first time home buyers and could not be happier. Her work ethic,…read morehustle and empathy are immediately apparent. She took our many questions over phone / email / text at all hours of the day, working hard for us even through late evening hours of a long weekend. She helped us understand the process of home buying in detail and put us at ease with her clarity and transparency. We often ran the numbers together, looking at the best rates and amortization schedules as she shared her insights and tips only an industry expert would know. In short, Shila gets us, worked hard for us and consistently looked out for us. I'm confident she'll do the same for anyone that has the opportunity to work with her. Thank you Shila!

We worked with Sheryl Klein on a recent refinance. She made the process seamless. First off she…read morefound us a rate where other brokers told us it was not worth it for us to go through the process. Then Sheryl kept the process moving smoothly along. Her response time was always very quick if not immediately. She kept us up to date on everything going on while we were waiting for approval. I would highly recommend Sheryl's services and as she definitely knows her stuff.

Sheryl is extremely smart, ethical, and kind. When seeking out her advice on refinancing she…read moreactually cautioned against refinancing with my current adjustable rate so low. I have checked in with her a few times on various interest issues and she is always happy to give information. When the time is right to refinance she is my go to professional.

I have been a Schwab customer for over 20 years and have gotten consistently excellent service at…read morethe Menlo Park branch. In the last 5 years I've set up multiple trust accounts at Schwab, including a couple of special needs trusts for relatives. There were some complicated issues, and Schwab handled them all flawlessly. I'm always impressed with the speed and professionalism with which Schwab addresses all my requests, questions and concerns. They are head and shoulders above any other financial institution I've used. Just superb. A++.

the last six months the S&P has been up about 7.6%. My money with Schwab has been -8% . Was told…read morebecause I have most in high risk. I use Robo advisor which I thought would a least keep my head above water.Only have about 100,000 in there maybe I am doing something wrong. I wI'll not let keep going in this direction.

One word and two characters. Impressive!! Tammie is a one in million mortgage brokers that…read moreconsistently shows that she appreciates and cares about your business, clients and loans. Her communication skills is excellent. She is very responsive with phone calls, emails and text. She never seems to skip a beat and answers ALL of your questions. I refer all of my business partners and clients to her and she has not fail to deliver. Let's the goods times role and get those loans approved!!! We a definitely Ravin' Fans! I am a small business owner and I take pride in offering and receiving great customer service.. and I endorse her and this message! =)