I got Sean McLaren at Nova Home Loans as a Reference from a friend who also was the realtor who…read morehelped me find my home in 2009 You gotta be able to trust someone with a few things that are important. Health obviously, purchasing a home and refinancing that home. I've been around the block many times, lived in a lot of different houses so I know what I'm doing. I'm also a LCSW therapist so my radar on people is pretty good and my gut is trained to pick up on things with clients, like subtleties and integrity. First of all I had checked out lots of options. Sean got the best rate with 30 day closing during the pandemic which wasn't happening elsewhere. And there was no pressure like at places at online services. You can tell when they are hungry and more concerned with your business than you Sean checked off all my boxes on being a 10 star stand up guy. He's direct with details that are important, and he is efficient and responded promptly to my text calls and emails. He guided me in the right direction when I needed it. He's personable , professional and has great communication skills. He's good with details and follow up. I'd recommend him for the many things he did right. So for a those who are looking. Don't miss out on this great opportunity to work with Dean Wendy Dan LCSW

Very Professional. I felt like there was no need for me to constantly call, check in, or be…read moreconcerned because I knew that the loan was being handled. As a Realtor, it allowed me to focus on my job and provide better customer service to my client. Which makes my clients happy! I've also had the experience of Sean calling my clients after the transaction to check in. He does his best to be extremely competitive on rates and honestly tells you whether the "deal" is too risky. Any lender who doesn't force the SALE is the kinda guy I work with. Honesty is the key to longevity in Real Estate and Lending. Jason

Ryan was absolutely fantastic in helping me find my condo. He listened to my requirements and…read moreworked to find a property that not only met all my needs but also stayed within my budget. The condo is everything I was hoping for and definitely was something I didn't expect to get. I had a tough time getting home insurance to close and Ryan went above and beyond by researching and recommending an insurance company to ensure I had coverage. His dedication, and attention to detail made the entire process stress-free and walked me through every step of the way. Ryan was extremely patient and knew that we shouldn't lock into a place without knowing it was everything I needed and wanted even as I was a picky and indecisive client. I couldn't be happier with the whole process and highly recommend Ryan to anyone looking for a top-notch real estate agent!

Ryan is the best! Found us a home the first day we started to look! We love it so much we recommend…read morehim to all of our family and friends! Gonna find you the best deal and give his honest opinion! Happy we have someone that we can trust for a big life decision decisions! Strongly recommend

A HUGE THANK YOU to Sam and his team for helping me with the purchase of my Big Bear cabin! I am…read moresuper excited to have been able to purchase this home and you made the process so easy...once again! I will send anyone I know who is in need of a great lender to you!

Sam got a loan for my friend who had been to a number of lenders without any luck. He quickly…read moreclosed the loan in a professional and effortless way. I recommend his services.

Nick and Jen are absolutely fantastic. We were so luck to be able to work with them again after…read morethey helped us buy our first house in Carlsbad. This time around we had the challenge of selling our home and buying a new one, which is very difficult in this market. Nick and Jen helped us every step of the way with the sale of our house from staging, to marketing, to negotiations and everything in between. Our end result was that our sale price set a new record in our neighborhood and was way above our own expectations (even in this market!). We also found a house that met all of our requirements and with Nick's help, won the house at a price below list. Nick did a fantastic job negotiating every step of the way, never losing track of the details, and keeping both of our deals on track for a concurrent close. Thank you Nick and Jen!!!

Nick was not only our real estate broker but he quickly became a friend to my husband and I. He and…read morehis wife are both wonderful people! Nick is extremely knowledgeable, taking time to walk us through the ins and outs of the entire buying process and each home we visited. Beyond that he lended an excellent perspective on the buying market and home values. It took us about a year to find a place we loved but we were passive buyers. Nick was prompt and helpful throughout all of our appointments. Since we were new to San Diego he encouraged us to try many different areas so we had a good comparison when it came to decision time. He wasn't quick to give advice to buy but really wanted us to make the best decision for the long term. He actually told us when he didn't think something was a smart investment or would line up with our values. Once we found something, the entire process was seamless. He attended all of our appointments including the inspection where he helped point out any issues and guided us in our conversations with the inspector. Once we were in escrow and feeling all the feelings from having to pack up and move Nicks wife Jen reached out to offer us moving boxed. This was amazing because it was one last thing we had to do! And quite the $ savings too :) Nick and his wife congratulated us on our purchase with a very special gift that helped us get settled in. Beyond that we continued to receive support from them after the sale including safe keeping for documents and a fun dining passport to help us get acquainted with San Diego. We are so thankful for everything they've done for us and highly recommend their services!

Absolutely HUGE (huge) thank you to Ryan and Blue Chip Realty Group for helping my boyfriend, Mike,…read moreand I find our dream home in North Pacific Beach, San Diego this past February. Mike and I were first time home buyers which meant everything about the home buying process was new to us and having Ryan with us along the way to answer all of our questions made a huge difference. Besides this purchase being our first home, it was also a bit challenging for us since we were aiming to buy property in San Diego but lived 8 hours North in the Bay Area. We were in town for the month of February and Ryan made sure to help prioritize our viewings so we could fit them in while we were in town. We now know buying property in San Diego is super competitive and Ryan was definitely that person to help make sure we were putting in competitive offers. We ended up getting an offer approved on our dream home and the next week or so we spent diligently reviewing paperwork and scheduling the inspections. We ended up going with John Robinson's Inspection Group per Ryan's recommendation (and some stellar Yelp reviews) and they seriously did an amazing job. Super professional and organized. After the inspections, the rest of closing we did remotely from the Bay Area. Ryan helped us do a final walkthrough over FaceTime and helped answer the rest of our questions along the way (Did I mention we had lots of questions?). After closing in March, we're finally making the big move down to San Diego next week and are so excited. If I can remember, I will be adding some photos to this review to make it complete. That all to say, if you are buying in San Diego, I super recommend Ryan as your realtor. He knows the in's and out's of SD, is super communicative, responsive, and an overall delight to work with. Again, THANK YOU RYAN. We are super grateful for everything.

We just closed on a home in Oceanside and would not have been able to do it without Ryan. We had…read morereached out to several realtors and began working with one however after weeks of silence from the realtor, we felt we needed to go in a different direction. We reached out to Arlo Nugent and he connected us with his Buyers Agent, Ryan, and we are so glad he did. Ryan was extremely responsive, attended and took videos of homes for us since we live out of the area. He really listened to what we wanted and we felt early on that we were in good hands. Ryan put together a great list of homes for us to visit when we came down, including one that just came on the market. We ended up putting an offer on that home and got it because of Ryan's experience, negotiating skills, and strategy. During the escrow process, Ryan guided us through every step and made sure that everything went smoothly and that we closed on time. We were extremely impressed by Ryan and feel fortunate to have had him represent us. Even after closing on the home, we reach out to Ryan with questions and he responds quickly and is helpful. We trust him and that is extremely important. Ryan is not only really good at what he does, he is a really good person and that makes all the difference.

I was referred to Todd by a co-worker. Todd contacted me, I explained him my situation and, in no…read moretime, we began the refinancing process. This was the first time I refinanced my condo since I bought it, so I was a bit afraid about all the paperwork and what not. Todd and his staff made it really easy and stress-free. I would get updates, every step of the way, on absolutely everything that was happening with my refinancing transaction. I was getting weekly phone calls from Todd's assistant making sure she can answer any questions and, if she couldn't answer them, she would have Todd call me instead. They were all very friendly, professional and modern. Everything was done electronically (except the final Escrow paperwork) and hassle free. From filing all the paperwork, to signing the Escrow papers, it was a great experience overall. Thanks so much to Erin, Andy, Lori and of course Todd for all your help! I would most definitely recommend Todd and his staff for all your refinancing needs!

Todd Swanson and his team was an absolute pleasure to work with. He has made refinancing my home…read moreloan an easy and seamless process. He answered all of my questions and went out of his way to make sure that I was comfortable with each step we took toward the completion of my refinance. His line of communication was open all hours of the day and his short video explanations through each phase of the process provided a new, unique, and refreshing experience. From the beginning, Todd took the time to understand what my goals were and based from his consultative assessment, he provided me with a customized and realistic plan to achieve those goals. In short, Todd was able to save me $403 per month on my 30 year fixed loan with no cost out of pocket (with the only exception of the appraisal fee). He also did this with out adding any extra cost to my current balance on my total loan. If you are looking to save money by removing the PMI/MIP from your home loan or looking for a better interest rate that will save you money in long term, you can't go wrong with Todd Swanson! It will be one of the best decisions you will ever make! -Michael T.

Fast, professional and really worked hard to get us phenomenal rate. Ive used him multiple times…read morenow.

We've known Steven for over 20 years. He helped us buy our first house just before we got married…read moreand our second, forever home 17 years later. What we love about Steven is that he takes the time to answer ALL of our questions. He listens, he is patient, and he is knowledgeable. He will also gently let you know if he thinks something is not the best option for you even if you can't see that right away. By the way, he was always right. He always tries to make as many options available to you, lays all the information on the table, gives his thoughts and advice of each option, and then allows you to make the best decision for you and your family. Once your decision is made, he supports you 100%. He is honest, he takes time with you to help weed through and weigh the pros and cons with these options, and he will support you in every way possible in making your housing and/or financial decisions.

Jon Finley is your guy if you want a mortgage broker that NEVER RETURNS CALLS/EMAILS and LIES!…read more Jon came highly recommended to us by friends. We called him, got him our documents...and waited. Waited about a week. After that first week, Jon replied to my email indicating that he had submitted our loan and thought we'd have no problem qualifying for much more than we wanted. Several emails from me and a week later (with no response), I caught him on the phone. During that conversation, I mentioned my work situation being "part-time". "You work?" he said, very surprised. I told him that my W2, and paystubs were included in our package of information that he (according to his account) submitted for approval. He seemed stunned ...and caught in his lie. Obviously he never reviewed our documents and never submitted any loan for approval or he would have known this. We should have known then to move on. But, we gave him another shot. Weeks pass...no response whatsoever to my numerous(!) emails and calls. Finally I ask him to send me a list of when and to whom he submitted our loan for approval. Guess what? Again, no response. If you're considering Jon Finley for your loan needs, don't even bother. Evidently, he doesn't want our business (and we're an easy loan, with great credit). I'd be surprised if he wants yours...

Wow, I'm astonished by the previous review. I've worked with Jon on several mortgages for my…read moreclients and have had nothing but positive reviews. After reading Lisa's review I was concerned and called Jon, as I refer many clients to him I wouldn't want my clients to be handeld in the manner Lisa describes. His side of the story is much different than what Lisa had painted. He's been responsive and knowledgeable and I have had no issues referring my clients to him. Even the bad review from Lisa said Jon was highly recommended by her friends.