1. Sam Warda

    1. Sam Warda

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    Sam Warda

    5.0 (7 reviews)
    Open Open 24 hours

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    3 years ago

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    5 years ago

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    5 years ago

    Sam and his team were awesome! They made our refinance process easy and fast. I highly recommend working with Sam!

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    Desert Financial Credit Union

    Desert Financial Credit Union

    (38 reviews)

    Very friendly customer service. Was able to get all of my questions answered in no time. They are…read moreopen on Saturdays which is a huge plus.

    I've had a terrible experience with Desert Financial Credit Union credit card issued by Elan. I…read moredidn't use the credit card much because I had other credit cards with better rewards so historically they would let me know that if I didn't use the card they would close it. Since I'd had the card for over 20 years I didn't want to give it up and once or twice a year I'd make a purchase to keep it active which is what they told me to do. I received an email on July 1st at about 8pm that said "You have a new notice for your card ending in xxxx. Account Closure Notice is now available. To view your notice, log in to your account." This is what I'd historically get notifying me to use the card, however, this time when I tried to log in it wouldn't let me. Instead it said "It looks like your account requires some extra attention. Give us a call at the number on the back of your card, and one of our customer service representatives will be happy to help." So I called them and they told my account was closed July 2nd, and a letter was send on June 30th saying my account was closed due to inactivity. So no notice or opportunity to use the card before they closed it, all timed perfectly so that I didn't get the opportunity to do something about it. Interestingly, the supervisor I spoke to on the phone said they'd be happy to take a new application to open a new account. I told them that if that's how they treat someone that had their card for over 20 years, I wanted nothing to do with them. I have a near perfect credit rating and work hard to maintain that, quite upset that they care so little for someone who had been a client for over 20 years that they do this, and do it this way. There are better credit unions out there, skip Desert Financial

    Agave Home Loans - Agave Home Loans | Low Rates | Great Service | Home Loans Made Sweet and Simple

    Agave Home Loans

    (52 reviews)

    I had an excellent experience working with Agave Home Loans. From beginning to end, their level of…read morecommunication, professionalism, and customer service was exceptional. Kyra was absolutely outstanding. She was exceptionally attentive, knowledgeable, professional, and always willing to take the time to answer questions and explain each step of the process. She made us feel like a priority throughout the entire experience, and her responsiveness and attention to detail gave us confidence that everything was being handled properly. Alex was equally impressive. He stayed very engaged throughout the process and consistently provided updates every step of the way. We never felt like we were left wondering where things stood or what was coming next. His communication, follow-through, and professionalism were greatly appreciated. What really stood out about Agave Home Loans was the personal level of service. The home loan process can be stressful, but Kyra and Alex made it feel organized, transparent, and manageable. They were proactive, responsive, and genuinely seemed invested in making sure everything went as smoothly as possible. I would highly recommend Agave Home Loans, and especially Kyra and Alex, to anyone looking for a lending team that combines knowledge and professionalism with truly outstanding customer service. Thank you both for making the entire experience such a positive one!

    Jason Bride and Thomas King made our refinance a smooth process here in Minnesota. They had amazing…read morecommunication, prompt answers and were easy to work with. They were both very knowledgeable and had great suggestions on the best options for me with the loan process. I would 10/10 recommend them to everyone!

    Sam Warda - mortgagelenders - Updated September 2026

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