So there are a couple of reviews on here that are not too favorable. Have to say that when I read the reviews in their entirety, I understood why they're negative: the authors didn't do their due diligence before investing. First, Sandvold doesn't "lose your money." They invest your money based on their best info about market trends. They don't invest anywhere without your permission. Meaning they'll explain market trends, answer questions, make recommendations, but will do nothing unless you approve. If you have less than a set amount invested, there are fees involved; above that amount it's considered "no-load" and you don't pay a fee to invest or trade. If the investment loses money, it's because the market did something unexpected, not because "Sandvold lost money." Sandvold doesn't make money off your loss. He makes money when you do, and he collects a percentage of your return. Please note: a percentage of your *return*, not your principal. This is an important point: they make money only when you do, so they have a vested interest in making sure you make money. I have never had any problem receiving return calls from them. They've been very responsive when I needed to take a distribution for a real estate investment. They worked with me to wire funds rather than mail them to make sure I received them in a timely manner. They meet with me quarterly to review my investments (even those I have invested elsewhere [employer retirement funds]), making recommendations based on analysis of trends and projections. If I fail to call to arrange a quarterly meeting, they call me. I am not charged anything for the meetings, nor for the trades or investments. I've recommended Sandvold to my siblings to invest money earned from the sale of Mom's estate. Both my siblings are out of state; no matter. As another reviewer here mentioned, state lines are irrelevant. They're a phone call away. So: Why did I rate them four stars instead of five? I haven't made money as fast as I wanted. I was an idiot earlier in life and didn't plan for retirement. Now retirement is staring me in the face and I'm woefully unprepared. Sandvold can't fix my decades-old mistake, but they'll work with me to mitigate it as much as possible. I want to make larger returns, but that requires larger risk and based on my "pucker factor" (i.e., my "risk questionnaire"), they're suggesting lower-risk investments. It's my own damned fault that I don't have as much in my retirement funds as I probably should, but they're earning me money nonetheless. It's a respectable firm. And I recommend them. read more

A few years ago I had a discussion on financial planning with one of my neighbors (who had moved from the Twin Cities area to Utah where we live). He told me about the high rate of return and personalized service he was receiving from Sandvold Financial Group. He and his wife choose to move here after they retired. What impressed me was their passion for the CEO Terry Sandvold and what his team was doing for them with their investments so that they could enjoy their retirement without money worries. I had previously met with a couple of other local financial advisors, but after doing so I felt they were more interested in making money from those who invested with them, rather than making money for those who invested. Additionally, these financial advisors represented only a few funds without having access broadly to many options in the marketplace. Eventually, I reached out by phone to Terry. He and his team were knowledgeable and first sought to understand me, where I was in my life, my goals and what I wanted to achieve. After several interactions and careful review of information on their website coupled with review of the detailed information that they sent us, we started cautiously by entrusting a portion of my retirement funds to them. In time I moved more of my retirement funds, as they earned our business. Ultimately, I rolled over all of my retirement funds to them for investing. The results have continued extremely positive. Further, their service has continued as they promised it would. My wife and I are very pleased with both the returns and personalized interest everyone continues to take in us. Incredibly, we realize now that they under promise and over deliver. Once a quarter Terry personally reviews our investments with us and provides advice and direction for our consideration. He has our portfolio well balanced. The research demonstrated both during those personal discussions, as well as periodic interactions with his team have heightened our confidence in Sandvold Financial Group. After the close of each day in the market, their website allows me to check on our investments. If anything, in the beginning Sandvold Financial Group was too modest in both their diverse access to funds and all that they do for customers. I eventually learned how active they are in their community, even contributing with a weekly radio show "Money Talks". I encourage you to do what we did. Namely, check out their website: www.sandvoldfinancialgroup.com and compare their team and expertise with what you are currently doing. Then reach out to them and personally compare their available investment options and expertise. Even the national insurance company I was working for did not have near the access and flexibility in investment options, nor the personalized investment advice, nor the high rates of returns that I have enjoyed and continue to experience. Retirement can last a long time. We are grateful to work with Terry and his professional team. It is nice to enjoy retirement knowing that our money investment matters are in capable hands. Evan B. read more

I have had a few financial advisors but settled on this group 10 years ago. You could not pay me to switch to anyone else. This group, specifically Blake Sandvold, is absolutely outstanding. We do monthly calls and semi-annual in person meetings to go over the status of my portfolio and the broad market. What I love most, outside of the personal attention to my finances, is that I do not feel like a number, but rather a valued customer. Blake also explains his logic in making investment choices so I feel informed and educated as to why we are making certain choices. I have already recommended Blake and his team to all of my family and would recommend him to anyone who wants to have their finances well managed. read more

I would not recommend this place unless you have a lot to invest. You're not important and even then they won't return calls, or get any answer. It seems everyone that seemed to be helpful ends up no longer working there and it hard to know who to ask for to get a reply back. Terry got us by seeming to be very personable and showed us the office, but he does this with everyone I'm sure. We met with his son Blake once and he seemed uncomfortable when we asked him concern questions about certain fees, like he didn't want to be exposed or something. Just don't get caught up in "this family business" persona. It seems they are the only employees that stay there sadly. read more

I gave my IRA toTerry Sandvold to manage in early 2011 and told him I cannot afford to lose any capital because I'll be retiring in 10 years. In April 2011 I contributed $5000 and my balance was $76,506. By August the value had dropped to $63,148. Don't believe all his hype on the radio about how his clients don't lose money. That's a LIE. HE LOST $13,000 OF MY MONEY. $13,000!!!!! Guess you have to have a boatload of money invested for him to give a crap about your account. read more

Do NOT buy an Annuity product from them. What they tell/show you will be getting in returns is IMPOSSIBLE because of the caps from the actual Ins product. Their Allianz products have CAPS on returns in the 3-4% range. They push the annuities (I think) because they pay high commissions to the sales people at Sandvold. I bought into Sandvold because of of 'nice/believable grandfatherly like salesperson, but now pulled ALL money out even though it cost me $11,000 to pull out and I'd only been there a few months. I think there is a reason the State investigated them. Plus they are horrible at returning calls after they have your money. read more