My husband and I worked with Macklin at Secure Choice Lending to purchase our first home and he could not have been any better! He was easy to reach and available whenever we needed him, even took our first call during a family event on a holiday weekend. He was patient and helpful with every single question we had (which was a lot as first time buyers!) and was knowledgeable about ways to get our monthly payment in a range we were comfortable with. We feel so grateful to have had him walking us through the process. We would recommend him to anyone! read more

AVOID AVOID AVOID!!! I trusted Secure Choice Lending with the loan for my first house. Brandon assured me they had dealt with loans on leased land and that the process would be relatively smooth. That was absolutely not the case! I primarily dealt with Ashleigh who didn't seem to be familiar with the process and was learning it as she went. I tried asking multiple times what else would be needed next in the process and I never got a clear answer. The answers I got from her gave the impression she didn't actually know. There were things she asked for that I couldn't immediately provide, then she never asked for them again, so clearly she didn't actually need them. Her lack of competence ended up wasting a lot of time I didn't have. She asked for things piece meal rather than all in one email and without prepping for the next step in the process. My manager was also very frustrated in her interactions with her. It got to a point that I was receiving calls on my days off from my manager about how frustrating and time consuming it was for her. I received an email from Ashleigh saying that my manager didn't send my pay broken down into subtypes and they would need that or would need every paystub I've ever gotten from this place of employment. I sent the paystubs within twenty minutes so they could stop bothering my manager and finally have the numbers they needed. Much to my and my manager's frustration, both Brandon and Ashleigh continued to harass her about my paystubs anyway. Then, as we were getting closer to closing, it came out that there were items that Secure Choice Lending had not completed, even though they had been told about these things the second day of the process. The incompetence of this team caused so much extra stress and anxiety and actually cost me more money. Because of the delays caused by Secure Choice Lending, I had to extend our lease past when we had already planned to move out. I also had to pay an extra $1k to the Bureau of Indian Affairs to expedite their approval process to recoup some of the time lost because of Secure Choice Lending and to save us from having to extend our lease even more. After the process was over, I reached out to Brandon to express my concerns and ask him to help make right some of my financial losses caused by his team. He started his email with all of the reasons why the extended process was not his fault, mostly trying to pin it on my manager. I got Secure Choice Lending the documents needed within twenty minutes so my manager would no longer have to take time out of her actual job, so I felt this excuse was bizarre and pathetic. His offer to "make it right" was measly and frankly offensive and did not include any financial reimbursement to help make up for the money I lost due to his team's incompetence. To top it all off, I emailed him a month ago and he has simply stopped replying to me. My advice for everyone after this process is to find a competent team. Everyone makes mistakes, we are all human, but find a team that will actually own up to their mistakes, be professional, reply to correspondence, is honest about their abilities, and actually rights any wrongs. read more

Maybe this business is closed or just has horrible customer service!! I tried giving them my business, as a friend recommended them even zoomed with a guy ... no replies to emails or phone messages... go elsewhere read more

Lindsey and her team just finished helping us buy our first home. I knew nothing and we are not rich plus I'm difficult, but she was patient and easy to work with. I absolutely trust and recommend Secure Choice Lending for help with your mortgage. If i needed another house I'd call her without hesitation. When your dealing with so much money (for you) trust is critical. Now I can go fishing. Thanks Lindsey! read more

Lindsey and her team are amazing, I officially closed escrow on my Yorba linda home today. I had funding within 7 days and closed on day 14. what an amazing process. I've been in contact with Lindsey for about a year, she has gotten my wife and I ready for this day and all we can say is THANK YOU!! If your looking for someone that has your back from day one I would highly recommend Secure Choice Lending. read more

We used Secure Choice Lending to purchase our home in San Diego in August of 2024, and they really exceeded expectations! We worked with Julie Miller who went above and beyond to get creative in order to help us qualify for an amazing loan. She opened our eyes to the idea of co-signing and that allowed us to buy our dream house. Everyone we interacted with at Secure Choice Lending was professional, prompt in their responses, knowledgeable, and kind. I would highly recommend Julie and her team to anyone looking for a home loan in San Diego! read more

Shane, Carissa and his team worked magic and got us the best rate for our home loan and even gave us a little extra! They will help get you qualified even if you struggle with some credit issues and you're feeling doubtful. They are compassionate, communicate consistently and treat you like a friend instead of just a customer. This is the team to go to for all your home lending needs! Even if you don't live in CA. read more

Natalie and her team were amazing. She took all my information and did her magic. She made my loan work with a comfortable mortgage and explained everything when I had a random question throughout the day. She really dumb it down for someone like me who has no experience in this field. She also closed escrow when we needed it done. Natalie and her team worked quickly and I felt like a valued borrower. read more

I recently used Secure Choice Lending on my VA cash out refi loan. I must say, the level of serviced I received from Brandon Boyd and his team was PHENOMENAL!!!! Brandon gave me a level of service I had never experienced from a lender. Brandon was there in each and every step of the way. He explained everything and answered each and every question I had. Brandon and his team made me feel like they cared. They helped me lock in a great rate and funded my loan in a timely manner. They provided me with the highest level of service. I highly recommend Brandon Boyd at Secure Choice Lending for your financial needs. There are many choices out there. I guarantee you, you won't regret giving Brandon Boyd and his team a chance. They are a one stop Shop!!! read more

Secure Choice Lending - Mortgage Lenders Near Me - Riverside, California

No bait and switch with Mark Hossler! We switched to Secure Choice Lending because of the typical bait and switch tactics we started sensing with our first lender. Mark delivered exactly as promised from beginning to closing. Every step was on time and without a hassle. He is very trustworthy, pleasant to work with and gave us the most competitive, rock bottom rate. Not to mention the lightening speed at which we closed. I'm so glad we found Secure Choice Lending. Hands down, the most pleasant and expeditious refinance experience I ever had! This will definitely be the last time we refinance our home, rates CAN NOT get any lower than what we got! But if we buy or sell Secure Choice will be our go to. I highly recommend Mark to any home buyers or anyone refinancing! read more

Terrible service & very unprofessional. We were in touch with Joey Roquet, vice president of Secure Choice Lending, for a loan approval application. After speaking with him on the phone and giving him the necessary information, we never heard back from him. Got a hard inquiry on our credit for no reason. We tried contacting him multiple times to follow up, and rarely got a response, always with the excuse that he would have his team check. No accountability whatsoever. WOULD NOT RECOMMEND. read more

Secure Choice Lending is absolutely amazing! Cristina Moody and her colleague Ginna Torres are the dream team!!! We recently refinanced two of our homes with the expert and professional help of Secure Choice Lending. We are writing today to both share our experience and to praise our Mortgage Loan Consultant, Cristina Moody and her team, whose knowledge and dedication were absolutely invaluable in the loan process. Cristina is truly an asset both to us and to her company. When we first began looking into refinancing, as with most people, we were a bit overwhelmed. Cristina was particularly insightful as we began seeing her tactful ideas that were quickly tailored to our strategies and criteria. Securing a loan can be a very stressful and scary process. She thoughtfully kept us informed and at ease every step of the way, and with the assistance of her partner, Ginna Torres, she made the loan process an enjoyable experience. Ginna and Cristina were never too busy to answer our questions, and promptly returned each of our phone calls. Cristina's expertise and transparency removed much of the stress from the loan/refinance process and allowed us to feel that our transaction was in good hands. Cristina and Ginna earned our trust and respect, and we will not hesitate to recommend her to our friends and family when they decide to purchase or refinance a home. In addition, we will continue to speak highly of Secure Choice Lending because of our experience working with Cristina and Ginna. In closing, we would simply like to reiterate that Cristina Moody is a valuable asset to her clients and company. We are confident that she provides the same unparalleled level of service to her other clients and hope that her excellence is duly recognized. read more

Cody and his team are nothing but phenomenal! They were able to secure our new home loan even being self employed. They tirelessly work to make sure you understand the whole process and walk you through every step. You are in great hands with this team. read more

I have worked with many brokers in the past for purchases and refi's. I have never had such a smooth experience with the mortgage process as I did with Secure Choice Lending. Cristina and especially Malerie were excellent to work with from start to finish. Not only were they very professional, but I felt like they were genuinely making sure that I was extremely happy with everything as they always go above and beyond and extremely responsive. Other brokers tend to just treat you like another number in their queue, but it is the complete opposite experience with Secure Choice (Cristina and Malerie). Thanks again and hopefully we can close another deal on the next purchase. read more

Their excellent ratings do not lie. Quick, efficient, communicative. For our first escrow, it was such a smooth and transparent process. We locked an excellent rate in this crazy market and ended up saving more money than we anticipated. SO happy with everything. Thank you to the SCL team for your amazing services! read more

We recently purchased a home in Eugene, Oregon. We used Levi Paddock and his team from Secure Choice Lending help us get our mortgage. They are simply THE BEST! I am still impressed by their expertise, dedication and communication skills. I know Levi's professionalism helped us greatly in getting our offer selected in a very competitive offer situation. After having our offer selected, everything went smoothly and it was all done in record time. I will recommend Levi Paddock and his team to anyone! read more

I am so great full that my boyfriend and I went with Secure choice lending!!! the loan was approved quickly and such a smooth fast closing and we now have a first new home together to build memories. This is all due to Cristina Moody our loan agent! She worked so closely with us, she communicated the whole way and she showed us the best payment examples, and how we could save by looking in certain cities. She knows her job. She has the friendliest demeanor and was a joy to talk to Along the way. I highly recommend them and I would work all over again with Cristina Moody and the company !!! read more

Mark Hossler and team from Secure Choice Lending made our first time buying a home stress-free and exciting. With the friendly and professional staff, I would definitely recommend them to family and friends. Mark was always available to answer our questions and made us feel comfortable. Thank you so much for everything you did for our family! Secure Choice Lending is the way to go! read more

Natalie Lewis is amazing and she did an amazing job in getting my loan funded in a very limited time. She is very knowledgeable and knows the lending well. She will fight for her customer right. I would definitely recommend her to my family and friends. read more

We had a last minute issue with the insurance that was our insurance agents fault and everyone went above and beyond to make sure we could close on time. read more

Good rates, but poor communication & follow up from Secure Lending staff amongst themselves, with escrow, and me as a client. Title kept asking when they were going to here from my lender. Loan closed 3 days late. I did not feel like a valued customer. read more

Don't bother ! With this mortgage company they ignore your calls. They Never text you back ....! They leave you hanging ! The worst communication ever ! Thanks a lot Julie ! read more

Horrible experience. Joey was simply unprofessional and cut corners at my expense. I would not recommend.

Very fortunate to have gotten Secure Choice Lending. Julie and Janessa tirelessly assisted us in getting our dream home in no time. These ladies are very thorough, knowledgeable, and very professional. Guided us and gave us multiple options and advices throughout the whole process. It's our pleasure to have worked with you. read more

Working with Joey and his team was a fantastic experience. Joey was quick to respond to all of my questions and concerns and they made the entire process from application to funding feel completely seamless. read more

Working with Jen and her team was amazing!! Jen did amazing and was on top of everything so that we could get our home. This is the second home we bought with Jen and we would't want to go with anyone else. We are so thankful to know her! Thank you so much SCL we appreciate you!! read more

Jerad was amazing! When our first mortgage loan fell through for the most ridiculous reasons, my realtor referred me to him as someone who could put together a mortgage in the short time that remained before closing (ten days or so). To my great surprise, he did exactly that! He found an easy solution that the previous lender had missed and guided me every step of the way with great communication. His staff, too, were outstanding. I'm happy we found them! read more

This is the second time working with Cristina. The first time was when I purchased my house and second time was this month refinancing my house to save me money switching from an FHA to conventional. Cristina's customer service is priceless and rare these days to find. She's always there to ask questions and make the process flawless. If you are looking for exceptional service she's the one you want in your corner...She has become a friend and permanent resource for me.. I highly recommend her for anyone looking to refinance or new home loan.. read more

Mark Hossler and Team professionally made our Loan Refinance as painless as possible. Mark has patiently been working with us over the past few years as our home equity value increased, keeping in touch, and providing encouragement. All handled remotely (we reside in NorCal). Jessica and Kiersten processed our Refi quickly and efficiently. We are relieved and grateful to have lowered our interest rate considerably. Thank you Secure Choice Lending! read more

Cristina Moody is someone I would personally recommend hands down to my family and friends or anyone looking for a trustworthy and professional lender. She takes the time to understand your needs and more importantly takes personal care of what is the best options for you and your family. We were able to buy our first home thanks to her help. She always kept in touch and was always available to answer questions regardless of what time. She responded quickly and in a timely manner. We closed escrow in less than 30 days which is unheard of! Thank you John and Cristina for all you have done! We accomplished our dream of becoming homeowners and you helped us accomplish this! read more

Joey Roquet and his team did an amazing job on my Refi. Quick, easy and very reasonable. They did everything they could to make this a smooth transaction and communicate to my wife and I and prepare us for the next steps. I appreciate that type of business and will be referring Joey and his team to anyone that asks for a lender. read more

Cristina is an absolute god-send! As a first-time home buyer, I had no idea what to expect during the home financing process but Cristina made it very easy and clear. There were a few bumps in the road that had nothing to do with Secure Choice Lending nor with Cristina (more-so with the highly competitive sellers market we are in now), but she helped ensure we could still close within a very tight timeframe and with minimal anxiety from my end. :) Thanks Cristina, looking forward to working with you more! read more

Julie and her team are amazing! Not only is she the lender I refer all of my clients to (I'm a realtor), but she just got my husband and I our first investment property and closed in 21 days. My file wasn't easy to say the least being self employed and Julie made the process seamless and calmed my nerves every step of the way...as she always does with my clients. The whole secure choice lending team is THE BEST. read more

I can't say enough about Cristina Moody and her team. They were very organized and made my home buying process very easy. I'm new to the California market and wasn't familiar with how things worked. Even with me asking the same questions over and over they so patiently answered them. They explained every step to me. If I had to do it again I wouldn't change a thing. Thanks again for all your help and work. read more

Secure Choice Lending is the way to go! They are the absolute BEST in the business when getting you the lowest rate possible! We worked closely to Ryan Utter and his team and they treated us like family the entire time. As first time home buyers a lot was unknown territory to us. Ryan walked us through how each thing would work as well as answered any questions we had (even if we felt they might be "dumb" questions!). Although the closing process was a long one for us because we were having the home built, Ryan and his team stayed up on all the status checks that our builder was requiring and made sure nothing slipped through the cracks. His attention to detail was remarkable and we HIGHLY recommend utilizing Secure Choice Lending! read more

I'm infuriated by the lack of ethical and transparent business practices that I have experienced through Secure Choice Lending. We had a buyer that was interested in buying our property. SCL required an appraisal (of course), to which it came back $10K less than their offer. We decided to accept the amendment and bring it down to the new market value as reflected in the appraisal report. Then, on the DAY OF CLOSING, SCL decides they need an appraisal of the INSIDE of the house. Wait... you didn't do that to begin with? There was no reason why the appraiser couldn't go inside and accurately asses the value of the property. They should not have used the excuse of covid19 to not go inside because it was clean and no one had been inside for days, so there was no risk of covid19 germs in the house as the virus doesn't live that long by itself. Needless to say, the report came back an additional $15K less in value. THERE IS NO WAY THIS CAN BE CORRECT. Brand new Floors, remodeled rooms, practically a NEW BUILD for at least half of the house. We believe this lender is trying to cheat the system and manipulate the price in order to not lend what was originally agreed upon and what other reports have assessed as the value. This is unethical and unfair. It has locked our property in escrow for nearly two months - TWO MONTHS in which we could have entertained other buyers with better lenders. And to do all of this on the day of closing.... absolutely unacceptable, unprofessional, and unethical. How can they legally get away with this??? So horrible! read more

Extremely knowledgeable, fast, professional service that fast exceeded my expectations. We went from a terrible loan to an unbelievable loan in short order. Julie, Janessa, Ginna, Kiersten and the entire team at Secure Choice Lending relieved us of the stresses that can come in transactions like these and guided us to closing without any hitches. I am thoroughly pleased with our experience with Secure Choice Lending and I would highly recommend them. read more

Best team ever to work with easy process understandable and make it look very simple thank you guys for your help

My experience working with Secure Choice Lending was great ! I worked with Cristina Moody who was very helpful and available to answer all of my questions. She was very professional and knowledgeable. This was my first home loan purchase, and I did not have a clue on how home loans work. Cristina guided me as a mentor and gave me beneficial advices and recommendations. She was always available when I had questions (even weekends) and made me feel like I was her only client. Closing went smoothly and surprisingly faster than I thought it would be. I would definitely recommend Cristina to my family and friends for a new mortgage or refinance. Thank you for helping me and family purchase our very first home ! read more

Secure choice lending helped my husband and I buy our first home and we couldn't be more thankful for Joey and his team. They made everything so stress free even when unexpected issues came up with my credit. Joey always returned emails and texts and answered his phone even way after hours. We closed escrow in 2.5 weeks. I would 100% recommend them to anyone. read more