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    Alex Rojas - Secure Choice Lending

    5.0 (22 reviews)
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    Ask the Community - Alex Rojas - Secure Choice Lending

    Review Highlights - Alex Rojas - Secure Choice Lending

    We were told by others that home buying is one of the most stressful things you can do, BUT not for us.

    Mentioned in 2 reviews

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    Secure Choice Lending - @securechoicelending #theonlychoice #securechoicelending #downpayment #homeownership #fthb #newhome

    Secure Choice Lending

    (64 reviews)

    Over the past 9 years, we have had 3 CalTap/CalPath loans. All of the loans were done through Joe…read moreMoore and his associates. Our first loan was a new home purchase, we were barely able to make happen! It was our dream home, and barely in our reach, but with the credits from the Calpath program, we were able to make it happen! Next, rates dropped. We were able to refinance that home loan at a rate in the 2's!! Again, seamless process with great credits. This one wrapped up within a couple weeks. As life continued , the house needed improvements. Because our mortgage loan on the house had such great terms (rate and payment) we did not want to refinance our first mortgage. We sought a second mortgage to make the upgrades to our house. We were not aware that Joe Moore (Secure Choice Lending) and his staff did second mortgages. We saw commercials for Rocket Mortgage. A coworker was doing a second through them as well. We contacted Rocket and initiated a second mortgage through them. The loan quoted by Rocket Mortgage had decent terms so we moved forward. As the process went on, the terms repeatedly changed. Unfortunately, every few days, there was a reason that our rate or the fees went up. It was very frustrating. We felt like they were talking in circles. Things like "well, technically the rate shows changed on paper, but actually it's the same rate you were quoted". Having employment of over 25 years with one agency, low debt ratio, and a very high credit score, it didn't make sense. But our credit had already had a hard pull and we had lined up multiple contractors - so we continued with the process. We found out later that our friend had the same thing happened to him (increasing rates and fees that didn't make sense and explanations that felt like people talking in circles). as that loan closed, we found an investment property in a different state. I reached out to Joe Moore to see if we would be able to use a Caltap loan for out of state properties. I also mentioned the fiasco with Rocket Mortgage- At which point, wefound out he DOES do second mortgages! **should have checked!! Anyways, Joe refinanced our Rocket loan-that we had had for a week. Literally, the loan was closed before our first payment was due on it. He got us a lower rate, and an overall cost savings. Not to mention, we prefer working with Joe and his staff, and not giving our money to a company that lies to get you in the door, and continues changing terms throughout the process. Also, if you do a loan with Joe, there is something else that you get in the process -a lady named Kathy. Kathy is smart, articulate, kind, and everything else you could possibly think of that you would need from someone, while going through a stressful situation. Kathy gets every piece of documentation she could need from you right away. She works behind the scenes and truly keeps everything moving smooth. She thinks of hiccups, and gets the documentation from you, before it ever pops up on anyone else's radar. Once you have worked with Joe and Kathy, you won't want to work with anyone else. Your first 10 days or so can be busy with gathering and providing documents, but the rest of the time you sit back and watch everybody else scramble to get their job done so you can close :)

    Highly Recommended! Working with Javier Brito has been a great experience and I can't thank him and…read morehis team enough for their support and services. When questions arose, answers were delivered. The team was very attentive and always available to help when needed.

    Movement Mortgage - Mike Kenney aka "The president of the company".  I don't know about the other locations but this is the one on Jesse Lane.

    Movement Mortgage

    (29 reviews)

    I had Movement Mortgage for one year. Here's my experience:…read more The company was quick and helpful when setting up the mortgage. They were communicative, and made things as clear as possible for me. Their web portal is very intuitive and has a lot of tools that are helpful to homeowners, however there is no option to arrange for bi-monthly automatic-payments. No issues arose around payments, escrow, etc. Altogether I was very pleased... but, like most companies, everything changed after they got me locked in. The extreme level of detail they went into to figure out my financial picture was frustrating, to say the least. For example, trying to get the representative to understand that my shift schedule is arranged around a 36 hour week followed by a 48 hour week (8 hours of 1.5x pay) took the better part of a week. It was just incomprehensible to them that I didn't work a regular 9 to 5. I had to explain my pay in every way I possibly could before finally getting them to understand. Shortly before closing, I was sent a closing cost estimate. This estimate was roughly $7,000 less than what I was expecting. When speaking to my representative (Movement Mortgage loan officer Nick Swain) I asked about this discrepancy. I was told they double checked everything and they were CERTAIN the number they gave me was accurate. Come closing time, lo-and-behold they needed an extra $7,000 because they miscalculated, which I reminded them I brought up before we were here. They took no responsibility for the amount due, but helped me arrange to roll it into my mortgage. I wasn't very happy, but my apartment lease was coming due and I didn't have the leverage to play chicken. During the initial discussions, I was told very clearly and specifically by Mr. Swain that "Movement Mortgage will NOT sell-off my mortgage to another party", it was made out like selling mortgages to other lenders was not an honorable thing to do, and Movement Mortgage was above such disdainful acts. I wasn't exactly sure why he was so adamant about not selling the loan, as I never mentioned it as a selling point for me. Well, exactly 11 months into my mortgage agreement, I was notified that my loan was being sold to a third party. Surprise, surprise. Lastly, I have reached out to Nick Swain maybe three or four times since Movement Mortgage got my money, looking for assistance in minor mortgage-related matters and clarifications. Not once have a received a reply. The extremely attentive and helpful customer service that I got prior to closing was nowhere to be found once I had no other way to provide them profit or Mr. Swain commission. Altogether, in my opinion, Movement Mortgage is a shady business, hiding behind a guise of helpful faces and a polished user-interface.

    Movement Mortgage has a large group of very pleasant people to associate with should you ever need…read moreto. I call every month to make sure they have my cashier's check number. This company has been great the first two years I have been with them. I recently got divorced and got a couple months behind. They make it nearly impossible unless you only send Cashier's checks or checks through the mail. The app won't let you do anything once you login and they no longer want any kind of payment over the phone. The people you talk to are still very pleasant, but all they can do say they are sorry and agree they think it's stupid how Movement Mortgage by Service Mac makes it so hard to make a payment. It seems to me they don't want your money. They want you to default so they can sell your house to another person. I do also want to include that I have never had any issues with them "losing" a payment or anything like that. They must have good record keeping in their company. When I catch back up, I do and will still recommend this company. They really just need making a payment much easier.

    Roth Real Estate Group

    Roth Real Estate Group

    (102 reviews)

    Krystle helped my elderly mother in downsizing to a smaller place. Krystle was excellent at…read moreassessing and addressing my mother's needs for a smooth transaction. I appreciated her intuitive insight and intelligent engagement. Krystle negotiated the sale well and delivered on everything she promised. I would recommend her highly to anyone considering selling their property in SoCal.

    I can't say enough how much Krystle of Roth Real Estate Group made the sale of my parents home as…read moreeasy and drama free as possible from start to finish. I received her contact information from the Trust Attorney that helped my parents create their trust years ago. I interviewed a few realtors well versed in selling homes in a trust and I am so glad I went with Krystle. Selling my parents home was more than just the sale of a house, it was a sensitive time and I wanted to go through the sale exactly as my parents would have, had they still been here. Krystle completely understood the situation and handled everything with care and professionalism. I always felt Krystle had my best interest at heart. She was very clear and detailed when explaining the aspects of each offer received and also in any situation we encountered during the listing and sale process. Krystle is extremely personable and really gets to know her clients. I feel more than just a business connection formed with her and appreciate that she sees clients as more than just a business contact. I will recommend her highly to all my friends and family as well as use her if I ever decide to move from my home in the future.

    Alex Rojas - Secure Choice Lending - mortgagelenders - Updated August 2026

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