Five stars for Sean. He is a consummate professional--highly attentive, knowledgeable, and patient…read morefrom mortgage pre-application through closing. His expertise, style, strong relationships with a wide array of lenders, and team orientation (working very smoothly with my real estate agent and lawyer), made the mortgage process easy, securing a great rate for me. Sean's talent and expertise will save you an enormous amount of legwork in NYC's high-speed competitive real estate market. Highly recommend him for anyone looking for top-notch service in NYC.

Sean and Nicole are so kind, professional, and knowledgeable; they had our best interests in mind…read moreand we felt trust in them throughout the entire process. Despite the uncertainty of the current landscape, we were provided with frequent check-ins and guidance. Sean took the time to listen to us and to talk us through everything, and getting all our documents organized and uploaded felt pretty straightforward. Nicole and Sean were always impressively prompt in answering our questions and allaying our anxieties, and managed to get us rates that beat our local banks' by far! Our entire process was virtual, and we'd had little sense of what to expect before working with Sean. With larger institutions, I'd felt like just a number, but Sean really went above and beyond in helping us understand the process, as well as in advising us about how to proceed. Nicole and Sean definitely smoothed a complicated process, and we felt super lucky to work with them! Block has the best rates and the best service, and they really understand the NYC market.

Cross Country Mortgage in Elk Grove Village IL Specifically the Rich Kimball Team (You Too Gunnar)!…read moreIs AMAZING every time I do business with them. I am a Realtor so, I do quite a bit of business with them. They are personable, efficient, accessible, and knowledgeable. If they don't know something whether it is about appraisals, taxes, etc. They will put you in contact with someone that DOES know. They will even listen when you need to vent! (smile) I saw all the 1 out of 5 star reviews on here for Cross Country. I think you just haven't come across the Rich Kimball Team Yet!

Refinanced in Summer 2025 and was told I would receive about $5,000 from escrow yet only was sent…read more$198. I let my broker know there must be an issue and he said he would look into it and never responded. I asked him multiple times by phone and by email and he could care less since he got paid. I then notified the company and no one has contacted me about the issue, so now I'm leaving reviews and looking into legal recourse. Do not trust what they say.

We closed on our first home in late March 2026 after a months-long process that required navigating…read morea tight timeline, a complex condo approval, and significant financial stakes. Kevin Leibowitz at Grayton Mortgage was exceptional throughout. As first-time buyers, we came to this process with limited knowledge of how mortgages work. Kevin invested considerable time in telephone conversations where he walked us through the fundamentals -- how loan structures work, what the key figures mean, and how different decisions would affect our outcome at closing. He was never dismissive of our questions and consistently ensured we understood what we were agreeing to before moving forward. His value became most apparent on closing day itself. Kevin attended in person and conducted a line-by-line review of the final figures. He identified a duplicate charge of approximately $13,000 that had not been flagged by anyone else in the room, including our attorney. He challenged it directly, and it was removed. Without his presence and diligence that morning, we would have overpaid by a significant sum. Kevin is responsive, precise, and genuinely invested in his clients' outcomes. We would recommend him without reservation to anyone navigating a purchase in New York City.​​​​​​​​​​​​​​​​

Kevin was outstanding to work with as a first time home-buyer. Extremely thorough and well educated…read moreon the entire process. it was a very smooth experience. I would recommend to use him!

As a first time home buyer, I started my journey not even being sure if I was "mortgage-worthy"…read more Mikhail D. took my hand and held it every step of the way. His expert knowledge was evident from the outset and it was a source of constant reassurance. I really felt his personal interest in helping me achieve this goal; almost like a fatherly care. He was the real MVP of everyone involved and I cannot show my appreciation enough! I would also like to thank Sammy G. for her thoroughness, efficiency and vigilance in processing all the paperwork. I think the sincerest "thank you" is a referral and I would refer Eugene and the NYME Team without hesitation. I am a proud homeowner with sheer gratitude!

Love these guys!!! Ted was so great, and very responsive, answered all my questions efficiently…read more Will be calling back as soon as I'm ready!

I've sold and bought several homes and this was the worst mortgage broker/lender I've dealt with…read more The buyer used Go Rascal and UWM and ultimately fell through after multiple extensions were granted. Poor communication (will know in 20 minutes and no reply for several days after) and aside from all the normal pre approval they claimed to have, couldn't even give a closing date - nevermind actually close a deal in 3 months!

If you're looking a mortgage broker who throws their hands up after working with you FOR WEEKS on a…read morecomplicated deal and doesn't fight for you, you've found the one! Talk about a waste of time -- you can't make this stuff up.

Not sure how everyone else had such a positive experience. I contacted R&J in December. 3 months…read morelater and no loan (seeking a simple refinance). Weeks of gathering documents and answering all their questions. Things were fine at first but in this last month, as we've tried to get past the final steps, R&J completely ghosted me. I've called or emailed every other day practically begging for a status check. No response, no proactive update, crickets. Huge waste of time and waste of running a hard credit check. Go elsewhere and save yourself the hassle.

Had a great experience at R&J capital group, Robert who took care of my first home was very…read moreknowledgeable, patient and professional from beginning to end. I would highly recommend him to family and friends I couldn't be happier with the decision I made. Looking forward for future purchases.

If you're looking for a mortgage lender who actually cares, go with Bobby. He made my first…read morehome-buying experience seamless despite a very tough market. Bobby is attentive, always available, and incredibly thorough. He never missed a call or text and was always ready with a solution to get my offer noticed. He truly listened to my needs and helped me close on the perfect home. 10/10 recommendation

Bobby was recommended by my brother who closed on his home a few months ago. My experience with…read moreBobby far surpassed my expectations. First home purchases are perceived as stressful and complicated. Not in this case. Bobby and his team were along for the ride every step of the way, portraying professionalism, care and dedication. I look forward to working with Bobby on our next adventure. Thank you Bobby!!

I worked with Michael Riemer at Guardhill for my primary home refinance. After talking to multiple…read morebanks and lenders, Mike offered the best rates in the market and worked with me seamlessly throughout the process. Mike and his team are very diligent and on top of things. The best part was the Mike himself called me and told me the rates had dropped and now I was going to get 1/8th reduction in the rate we had locked in, speaks volumes of his work ethic. All the paperwork was electronic which saved me a lot of time scanning and mailing documents. Mike was personally involved in every stage of the process and was always available to answer the phone or reply to emails, even outside working hours. Overall, I was very pleased with the whole process, it just took a little longer than anticipated but was well worth it. No hidden fees, always keeping the customers interest ahead. I would recommend Mike and his team to anyone looking to buy or refinance their existing home.

Could not be happier with my experience with Maryla and her team at Guardhill. I was worried about…read morea tight closing window, but Maryla helped move the process along as quickly and as painlessly as possible and I was able to get a mortgage commitment ahead of schedule. Being a first-time homeowner, I had many questions about the process but Maryla always responded extremely quickly and often outside of business hours. She did her best to keep my costs low and always let me know in advance of any expenditures I should expect. The customer service was top notch with Guardhill and I would definitely recommend them for your mortgage needs!

Manuel Gonzalez and his team are spectacular ! I was in search for a home in the summer of 2018 and…read morehe guided me step by step to prepare us for the mortgage approval that we had in mind . He gave us a step by step approach and we followed it. Fast forwarded to now , we just closed on our home . Not only did he show us multiple programs he explained to us the pro's and con's of each . We had no problem with our paperwork as he had everything on file . Everything went 100% as promised ! If you are looking for a wonderful team , Manuel is the guy !! I highly recommend Manuel and his team as I will be using them in the near future ! Mike

I've been in the mortgage business for 30 years. When it comes to obtaining my own mortgage I go…read moreto Manuel Gonzalez. Why? Because I know the business, I know great rates and I know what's true or not. I don't want my own company knowing my personal financials. So going with Manny gives me the best loan and experience at honest rates, points, and fees. You will always win closing with Manuel Gonzalez.

Nathan and Hannah are great! They walked me through my first home purchase and made me feel…read morecomfortable every step of the way. They provided several mortgage options to me and weighed the pros and cons of each, allowing me to make an informed decision. My real estate lawyer even complimented them on the rate, the fees, and the smoothness of the entire closing process. Both Nathan and Hannah are incredibly responsive, and even jumped on impromptu calls with with me to explain any uncertainties I had and what I should expect. I am very glad to have worked with both of them and highly recommend their services for anyone looking for a mortgage in NYC, especially first-timers. When the time comes for my next place, I'll be sure to look for them :)

Bottom line is that Nathan and Hanna at First Meridian are fast, thorough and (from our sampling of…read morefour mortgage brokers) have great rates. I would definitely recommend them, and hopefully some time soon I will be calling them again. We bought recently in Brooklyn- definitely a sellers market- and constantly felt behind the 8-ball not being cash buyers. Nathan and Hanna were very helpful in explaining everything going forward, encouraging us to shop around for better prices (no one got close) but their experience and dedication came to a head when we went into contract. I work freelance and typically have several employers over the course of a year. I thought this would be an issue but here I am typing this yelp review in the backyard of my new home. Nathan was true to his word, and good on the loan. Do yourself a favor, shop around but make sure you get a quote from these guys. _____________ Full disclosure: Nathan asked me to write a review after the closing process was complete, but I am in no way affiliated with the company. Yelp was one of the first places I turned to after my realtor recommended Nathan, and not being a name bank wanted some Internet verification. My review here is just to help and inform others who may be looking into a mortgage, and let them know I had a great experience with First Meridian.