Darn, I wish I would have read all the bad reviews on here before making the mistake of applying for a loan. I was pre-qualified by Jennifer Carter-Navarro at Simmons Frisco Branch, but was subsequently denied in the middle of the appraisal. Because I own a small business, my 1040 looks a lot different from someone who does not own an s-corporation. Thier total lack of understanding of business banking is shocking. My advice is if you own a small business, don't make an assumption that Simmons Bank even remotely comprehends how that works. They don't understand how depreciation, amortization and business deductions can affect the "total income" line of a 1040. Jennifer had the nerve to say I had lost $7 a month when my actual income was higher than the top 1% of poeple in the United States. Simmons is inexperienced, small and weak. I highly advise against using thier services. read more
