My wife and I are small-time investors and have done many purchase and refinancing loans over the…read morelast twenty years. Raul and his team are by far, the best we have worked with. Monica, Amanda, Bri and Naja have all gone above and beyond in helping us complete our most recent refi's (three). Veronica, their notary is also very good in going over our loan documents prior to signing, an important aspect of loan signing. The whole team make the loan process simple and straightforward. Because we are so comfortable and trust Raul with our mortgage needs, we have recommended him to our son who is now working with Raul in doing a cash-out refi to purchase thier 2nd home in Texas. We will definitely be contacting Raul and his team again when our daughter is ready to purchase her 1st home. Raul is even there for us after the transactions are completed with his office get-togethers for all his past clients, something we've never seen with any other lender. We highly recommend Raul & the Patriot Homes team for all your mortgage needs. Thank you, A. Haro

We closed escrow on our home in April of 2023, interest rates are higher but our lender went above…read moreand beyond to get us the best rate. This was not the first time we used patriot home loans, we used them multiple times, for home buying and refinancing. They supported us every step of the way, answering questions with phone calls not just texts which I appreciated. Although the home buying process can be daunting they made it easier.

Josh was amazing and his team was wonderful to work with. No hiccups , they were on point with the…read moredown. I would highly recommend him he isn't like the rest. Thank you Josh for everything. Sincerely, Roland & Kathy

We worked with Josh while navigating the process of purchasing a home, and even though we…read moreultimately did not move forward with the purchase, it felt incredibly important to take the time to leave this review. From the very beginning, Josh showed us patience, honesty, and a level of care that went far beyond what we ever expected. He took the time to walk us through every detail, answer every question, and make sure we truly understood what we were getting into always with our best interests at heart. He worked closely with our real estate agent, stepped in when things became complicated, and consistently made himself available when we needed guidance or reassurance. What means the most to us is that Josh continued to show up for us even when it became clear that the deal might not close. He supported us fully, knowing there would be no commission at the end, and never once made us feel like our time or questions were a burden. That speaks volumes not just about his professionalism, but about his character as a person. We are truly grateful for the time, effort, and honesty he gave us, and we would recommend him without hesitation to anyone looking for a lender who leads with both expertise and heart.

Once again turned to Zindi and Jennifer, this time to buy a condo for my son in Seattle. As always…read morethey were timely, friendly, helpful and on top of everything. If you are looking for team that is extremely competent, won't waste your time and are on top of every issue, I cannot recommend them more highly. I will never use anyone else for real estate finance issues. They got us a great rate, walked us through all the paperwork and reminded us of whatever we needed to document. Thanks again Zindi, Jennifer and Brett! Wayne

My wife and I called Brett and asked about the veteran refinance options. We were in the middle of…read morea refinance and got a little uneasy with the change in numbers on our closing documents for the mortgage loan. We called Brett to compare and we are so happy we called. We went through the closing document numbers with Brett, and even though this was not his loan, he went above and beyond to explain what the numbers meant and how they were calculated. This was a 51 minute phone call where Brett took the time to explain how things work in more detail without speaking a single negative word about competitors. Even though Brett calculated comparable numbers, he did not try to steal business, which speaks very highly to his professionalism. Having an honest conversation with Brett, where he concluded our current deal is pretty good, is so refreshing. Such a great conversation where no sales tactics/gimmicks were used. Just a good business man trying to get the best deal for clients!! Thank you for taking the time to help us today. We really appreciate your expertise.

I started a refinance process with Craig Martin in March. After three months of back-and-forth…read more(~10 rounds) requesting more documents and spending hundreds of dollars on an appraisal, the underwriters still needed more documents. Don't waste your time.

Craig knows how to get the job done! Whenever I had a question, (which was a lot) he was always…read morethere with an answer. Thank you Craig for making this such a quick and smooth process.

First time home buyer here! I'm not gonna lie, when I heard the name Mortgage Goat i was like hmmmm…read moreok..... I couldnt be more pleased with the service that we received from Larry. He was very professional and prompt. Loved the fact that he stuck with us the whole way through (I hate having to deal with multiple people). The amount of time, care, and effort he put in was really comforting. He wasnt just some loan officer doing his job, he went above and beyond and made sure we were included in every detail every step of the way. The process of purchasing a home is always stressful, its really appreciated that we had someone that we can rely on and really trust to help us every step of the way. THANK YOU SO MUCH!

We wanted to thank Sean and his team for helping us through our VA loan process and making the…read moreexperience pleasant, stress free, and efficient. We closed in less than 30 days in this crazy market with zero hiccups. We couldn't have asked for a better experience and would recommend him to all of our family and friends any day. Thank you for all your help, nice lenders credit, and helping our dreams come true.

Wow!! I don't know where to start but Charles and Leo are the best in this business with no BS…read more Always straight forward and will give you the best rate with very little points 30days closing. I have tried other brokers but they are not honest and always they have hidden fee would not tell you . With Charles and leo honest ,upfront , No hidden fee and best rates. This my second time doing business with Home advantage and I am happy customer who lives in Los Angeles. Differently I will refer them to friends and family.

There is a song that is Well known Titled (If your happy and you know it Clap your hands)…read moreAnd I can't begging to tell you how extremely happy I am with Home Loan Advantage, Especially with Charles and Kiana this tag team of Brokers knew there stuff and how to get the right loan for different scenarios and let me tell you they know there business. They don't bait and switch you their honest a truthful in the way they do business. Allstate has a saying that they promote your in good hands. ( Let me tell you Allstate says it but talk is cheap Home Loan Advantege proves it) Charles is a knowledgeable Broker the Man knows his stuff and he has a Good Heart ( God Bless Charles) Kiana is a superstar the girl keeps her word if she says she will call you with an update or a follow up she will call you or email you she won't leave you in the dark, Kiana goes above and beyond with her great attitude and knowledge of her Business very professional and caring person also Thank You Home Loan Advantage for making it a pleasure to do Business with you, I highly recommended Home Loan Advange if you want to be in good hands.

After referring a client to these folks, I also found myself in a deal with them a few weeks later…read more 2 escrows closing around the same time in the same city, so I thought we would be taken care of well. In both cases, they screwed us. They tried to tell each of us, after we had been approved for lower downpayment loan products, that we needed to bring more money into the deal. Keep in mind, in BOTH cases, this was when it was time for us to remove contingencies that protect the buyer and only a few days before closing time. Also, this was AFTER the company had noticed that each of us had more cash on hand and couple be "pushed" into this type of agreement. This company has zero integrity. I almost lost my home because of them and so did my friends. I had to pull out of the deal with Integrity and beg the seller to allow me more time to close the transaction. The extra cash I had on hand was for a full remodel of the property, which is why I applied for a 5% down loan. I lost the money I had paid for the appraisal which was about 450.00. Unfortunately, my friend was so far into her deal, that she had to close with Integrity or else her family would have been without a home during Christmas since they had already exited their lease and the new tenant was moving in a week or two later. Asking a buyer to bring 10k more into an already pre-approved, pre-qualified loan product, 5 days before closing IS NOT common and there is ABSOLUTELY NO INTEGRITY in this type of scam. I asked for my appraisal fee back at least 7 times and I finally had to contact a lawyer. Unfortunately, I never received any of my money back. Seems like this is a common "bait and switch" pulled her at Integrity. I wish I would have yelped them before I got into business with them! I am so happy I ended up with another lender after all this mess. They closed my deal with the EXACT same paperwork and closed it for 5% down which is the EXACT same loan product Integrity said I was "pre-approved" for from the beginning. DO NOT USE THIS COMPANY!

We just wrapped up our mortgage re-fi with these guys and it was an awesome experience. They were…read morehonest, helpful and smart. After failed attempts with both Lending Tree and Wells Fargo, I found IFFG via a random Google search. They buy mortgages outright and then sell them back to lenders. We started with Wells, ended with BofA. We closed in 25 days and saved half a point over what Wells had offered, paid a flat fee and they even sent a traveling notary to our house to finish up. Brilliant. I worked with Sean Cosgrove and Heather Prida, they were on it, gave me great advice / guidance and honestly it was less than half the hoop jumping we went through with other lenders. Highly recommend.

Morgan and meteor mortgage is an essential asset to the home buying process. He was diligent and…read moreclear in making sure we understood what documents are needed, the extra documents needed for VA home buyers, explained the importance of why we need each document, and made sure all of our documents were correct and ready to go once we applied for our preapproval so there wasn't a ton of back and forth once the paperwork was set. He was quick to get all of our information back, accommodated our needs and transparent with his information to us. He stayed in constant contact with us, gave us quotes for different properties we were interested in to give us an idea what our monthly payment would be. Morgan was on top of the whole financial process with our escrow officer and real estate agent, and was readily available at all times we had questions or needed more understanding of financial things that had come up before, during and after the buying process. I couldn't be happier with the whole process and how seamless he and our real estate agent worked together through the entire process.