No doubt about it, using this lending group for the second time was even better than the first time…read moreyears ago and I wouldn't go anywhere else. A billion thank you's to Frank and his team. It was very smooth and extremely efficient process. It was the least stressful thing I have had to do in months!!! Satisfied customer and highly recommend Lincoln Lending Group :-)

v\:* {behavior:url(#default#VML);} o\:* {behavior:url(#default#VML);} w\:*…read more{behavior:url(#default#VML);} .shape {behavior:url(#default#VML);} Lincoln Lending. Think twice before going with this broker.  They will string you down a path that could cost you the home you are trying to get.  They will tell you things like "you SHOULD be fine" I THINK we are good"  and the best one, "TOMORROW we will know".  We have dinner money if we put a quarter in a jar for all the times we heard that.  They don't talk to you over the phone, just text 95% of the time. And you have to email the whole office to make sure your docs get to right person.  There is an extreme lack of good communication.  We do not want to hear what sounds good, we wanted the truth.  And our issue was he did not know my boyfriend was self employed, missed that on the mess of applications that were emailed to us and had to be scanned back.   Which his 2014 taxes were not on the IRS site yet, so his angle was to use 2012 which would have never flown.  Bottom line the day before we closed, after two and half agonizing weeks, we spent 3 hours on the phone with the IRS and got a transcript the underwriter would accept and we were able to close.  Had we known that was all it would have taken, we would have done sooner.  He said they would not accept what we could provide.  They did.  Then on top of it all the good faith estimate was $1700 short, that we were not accounting for.  Oh and I forgot the reserve we needed to have in the bank that they never told us about.    I cannot even begin to express the over loaded stress this group put on us.  We closed May 1 and I am just now at a point to write a review.

Please read my original review first UPDATE: I just…read morecompleted refinancing my first reverse mortgage through Access. If you are even remotely considering refinancing, please contact Mac Tennatt. He will give you an accurate analysis of whether it would be to your benefit. The process was even easier and had lower settlement costs than my original reverse mortgage with them. With Access, you will get the highest loan amount with the lowest settlement costs and close much faster than with the national reverse mortgage companies. I'm so grateful I found Access.

This is the second time I have worked with Access Reverse Mortgage. Everyone is professional,…read morecourteous and above all very knowledgeable and responsive. They are one on the best organization I have ever worked with to complete a complex transaction.

What is there to say about Sean Caballer? Sean is incredible, a miracle worker, and the best loan…read moreagent in the business. I've been looking for a home loan for over a year. I've been rejected more times than I can count. I was about to give up when I met Kenny Foster, my realtor. Kenny introduced me to Sean. I was dubious and didn't want to go through the purchasing procedure again. I told Sean about my circumstances and sent him my most recent credit report. Sean claimed he could get me pre-approved right away. I informed him I wanted a new house built by Dr. Horton. I knew Sean was trustworthy when he encouraged me to try to gain Dr. Horton's approval directly because they offer incentives for closing costs. Dr. Horton was giving $25,000 for closing costs at the time. Sean advised me to phone him back if I was denied. I followed Sean's suggestion, and I was once again denied by Dr. Horton. I didn't want to call Sean, but something compelled me to. I contacted Sean, and I'm pleased I did. Sean pre-approved me within 24 hours. Because they denied me, Dr. Horton still gave me $19,500 for closing costs. My house was built and finished in eight months, and I am clear to close on 7/24/2023. I cannot express how grateful I am to Sean and his coworker Mariana Dombrowski. They work well together and communicate fast and effectively. Sean from Onboard 1 Mortgage and HomeTrust Realty Group come highly recommended by me.

Onboard 1 Mortgage is an amazing company to do business with. Sean Caballer was transparent and…read moremade my experience seamless from the first time I spoke with him. I was able to refinance my home with a better rate than any other company had offered me. Sean was very knowledgeable, detailed, and kept an open communication with me throughout the entire process. Who knew refinancing could be such a stress free and quick process. I highly recommend working with Onboard 1 Mortgage and Sean for any of your mortgage needs. I look forward to working with them again in the future.

Great job Gilma & sandy i have a low rate no body also can beat it they really act fast the…read moreprocess simple I'm happy with the loan the process excelent customer servise they answer all my questions to me it's the right place to fe finance my loan. For sure they can do that Liam Thank you Pedro t

What a great team to work with! As a first time homeowner, the staff at Clearwater Mortgage guided…read moreme throughout the whole process, answered all our questions, and even worked after hours to help make sure we were on track to meet all deadlines leading to closing. Hardworking staff who are passionate about what they do... Highly recommended!

Great company with even better people! Personally closed a mortgage with this company and sent many…read moreclients to close their loans. 5 star!!!

This company handled our mortgage as professionals! We went to multiple banks when we were shopping…read morefor Jumbo loans but noone could offer us program with 10% down AND assistance with closing costs, Fembi is so creative and go beyond to help their clients and earn future business! Recommend them to everyone!!!

Our experience refinancing our home loan with American Mortgage Inc was excellent. Christine, Joni,…read moreSheri and Clay were all a pleasure to work. Can't wait to work with them again when we buy our next home.

these guys saved our dream home purchase!…read more when i was mortgage shopping, these guys came in with the best rates and costs. we went with a lender we had worked with previously who was a close second due to the efforts the previous lender had already put in. well, the previous lender encountered numerous issues and delays. in a last "hail mary" we went back to fintech with less than two weeks left under contract, while the seller had a higher cash offer waiting, and asked if they could save the sale. fintech not only got an appraisal done and report returned within 3 days (at a lower cost than our other lender), they got all the paperwork squared away (which was complicated being a two unit property), got us an even lower mortgage rate than they originally quoted, and gave us extra lender credits to accommodate some unexpected closing costs. on top of that, they explained everything to us along the way and gave us sound advice and explanations on everything. they did a lot of hand-holding and did with an immense amount of patience. we owe brian and his team (shayna, dustin) for helping us get our dream home. please feel free to contact me for more details or to ask any questions. i am more than happy to be a reference for fintech. fintech mortgage is awesome! ask for brian adams.

Buying our first home was extremely stressful, & for someone without a financial background,…read moresecuring a mortgage was the most confusing part. Erik Butzek was able to boil down all the rates & acronyms into logical information we needed to make the right decision. Erik went out of his way to make sure we got the best available loan at the lowest possible rate. His service & personal attention was exceptional & beyond what we were expecting. His knowledge of the local & national market & his commitment to finding us the best rate helped us in finding our dream home. As first time home buyers, everything was new to us & the most important thing we wanted was someone we could trust. He was there for us every step of the way. He was thorough, timely, personable & most importantly, knowledgeable. He took the time to make sure we understood the entire process of closing on a mortgage & was willing to explain things until we were comfortable. He made himself available 24/7 with all of our hounding questions! We are forever grateful to Erik & will recommend him to anyone looking to buy a home.

Get your loan elsewhere!! Veterans United does everything but take veterans into consideration. Our…read moreloan officer completely tried to screw over my family! They didn't give us the best loan for us and weren't forthcoming with information. She kept telling us lies and backed us in a corner at the end so we either had to suck it up and go with our loan or be on their street with my children. Stay away from this company!! Kayla Massie should be ashamed of herself and her boss Todd for taking no responsibility, never getting back to us and treating veterans like garbage. We most certainly will be refinancing in a year to get away from this corrupt group! Disgusting.

Cindy Tolster in the Tampa branch was a phenomenal loan specialist. I came to Veterans after going…read moreunder contract because my original lender could not meet the quick closing timeline the seller required. Cindy worked so fast to make it all happen & she was even ready for closing almost a week earlier than required. She was always responsive to my questions and kept me well informed every step of the way. I recommend Cindy wholeheartedly!