As first time homebuyers, we knew nothing about the loan process. Mina was recommended to us by our…read morereal estate agent and many of our friends used her when purchasing their homes. Working with Mina was a dream! She explained everything simply for us and showed us different options to financing our loan that could help us save money up front. Mina is quick and responsive. She turned around our preapproval within 24 hours! I highly recommend working with Mina and her team fo your mortgage needs! We will be referring her to our friends and family.

Mina was absolutely amazing to work with. We were referred to her by our agent, which turned out to…read morebe one of the best decisions we made. From our very first call, we were extremely impressed with her knowledge and professionalism. She took the time to truly get to know us and understand our homebuying goals. As first-time homebuyers, the process was entirely new and, at times, overwhelming. However, Mina has a calming and reassuring presence that helped alleviate many of our concerns. She was able to help us close on a very tight timeline, which made our offer stand out. She also turned around mortgage scenarios quickly for multiple properties we were interested in, with varying financing options--sometimes even multiple times in a single day. Every time we spoke with her, she was transparent about the process and clearly communicated next steps. Thanks to her diligence, she was able to lock in our rate just before they increased significantly, which we are very grateful for. She was always available when we needed her, and we truly could not have asked for a better lending partner. We look forward to maintaining our relationship in the years ahead as we settle into our new home.

An absolutely fantastic experience with Full Circle Home Loans. My first person of contact was…read morewith Tiffany who was incredibly informative, authentic, and responsive. After talking with Seth, there was zero doubt in my mind this is the team I want to be a part of. The group has been outstanding from beginning to end with getting the second home loan. It feels incredibly personal and they are most definitely there to hold your hands and encourage you. I had a bit of a panic attack one day during the process and reached out to both Seth and Tiffany. They were able to bring me back down to Earth, reassure me, and bring me back to feeling excited. This was exactly what I needed. Short term rentals are still very new to me but if you need a team to get you through this, this group is the one. Cannot wait to continue to do work with them.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

I recently purchased a home and used OC Mortgage Solutions services. As a first time home owner,…read morePam worked with me and provided amazing service and high quality of work. She was able to answer every question I had and helped make the most of my money. Even a month after closing, she still answered any other questions or concerns I had. 10/10 would recommend

Pam was absolutely wonderful to work with. In my experience, there are only a few people I've…read moreencountered who are truly amazing at their jobs, and she's one of them. Working with her felt personable from start to finish. She made it clear our best interests were her priority the entire way through. She was incredibly helpful, guiding us through every step of the process and making it as simple as possible. She was always readily available to answer questions and lend a hand whenever we needed it. If anything, she works too hard! If I could give her 10 stars, I would. I highly recommend her.

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team kick a$$! Mike helped us with a HELOC and I'm glad to say from the moment we…read moreconnected it was a wrap. Not only was the process made easy to understand, it was completed from the comfort of our home and our schedule.The team is flexible, quick, knowledgeable and most importantly explained it in a way that made sense to us. Our HELOC closed in a little over a week. Mike was in communication with us which felt like 24/7. If anyone is looking for a reputable lending team look no further.

They caused me to miss 3 closing dates. I am still trying to buy my house after 3 monthsread more

After 14 days of delays for abnormal requests, I came here to check their reviews, and all of the…read morebad reviews confirm everything that is currently happening to us. This is the 7th mortgage/ refi we have applied for in our real estate history, and I've never had an experience like this. Thankfully they aren't making us homeless since we are buying a rental property (with 780 credit and over 1/2 down). I agree with another reviewer, they probably don't have funds to cover, so they are stalling til then do. I don't think it's personal, but that doesn't make it any less horrible as a potential consumer. Stay away from this lender.

After being served with both an eviction order and a scheduled foreclosure sale in two weeks. I…read morecalled NACA and they immediately assigned Senior Legal Advocate Nicholas Macias. Mr. Macias took charge of my situation and put together a boundless number of resources that stop both the Trustees Foreclosure Sale and the eviction process. Kudos to NACA for having Nick on board .... YESSIR!!!! After being served with both an eviction order and a scheduled foreclosure sale in two weeks. I called NACA and they immediately assigned Senior Legal Advocate Nicholas Macias. Mr. Macias took charge of my situation and put together a boundless number of resources that stop both the Trustees Foreclosure Sale and the eviction process. Kudos to NACA for having Nick on board .... YESSIR!!!!

Experiencing foreclosure has been one of the most difficult and overwhelming times in my life, but…read moreworking with Sam Garcia has made the process far less intimidating. From the very beginning, he has treated me with kindness, patience, and genuine compassion. Sam is always courteous, professional, and incredibly helpful. He takes the time to explain what is needed, what each step means, and what to expect throughout the process, making complex information easy to understand. His guidance has given me clarity and confidence during a time filled with uncertainty. Outstanding customer service is hard to find, and Sam consistently goes above and beyond. I am truly grateful for his support, empathy, and dedication. If you're working with NACA, I highly recommend Sam Garcia. He has made a meaningful difference during one of the most challenging experiences of my life.

Dear Team at Triple Crown Funding,…read more I just wanted to take a moment to express my sincere gratitude for all your support during the loan process. For the past three months, you have been incredibly patient and helpful, guiding us through every step of the way despite the challenges we faced on our end. Fred Bohman and his team have shown exceptional dedication and professionalism. It's rare to find a group that truly holds your hand and ensures all your needs are met with care. I wholeheartedly recommend Triple Crown Funding to anyone seeking assistance with funding needs. You won't be disappointed! Thank you once again for everything! Best regards, Richard & Roxanne DiMaggio

I had the pleasure of working with Fred and his processing staff. Fred is knowledgeable and very…read moreeasy to work with. The processing staff is very quick to provide updates and highly professional. It's a breath of fresh air coming from other lenders that are rather difficult to work with. I would highly recommend Triple Crown Funding.

Scott has been nothing less than amazing since the day I connected with him (end of 2019). I was…read more 24 years old at the time with no clear direction of where to start or what I wanted. The only thing I really knew was that purchasing a home was a goal I wanted to work towards. He was extremely patient with me (I had 0 background or knowledge of purchasing a home). He sat me down and walked me through the entire process and broke down every step of what I needed to do in order to get within realistic range of purchasing a home (down payment, salary, pros and cons of each area, interest rates, monthly Morgage payments, home insurance, etc). It took me about 2.5 years before I was ready to seriously search for a potential future home. Scott and his team created a catered search for any homes that met my requirements and it was sent almost daily via email. Never rushed me, took times to show me other potential homes in other area around the Bay Area whenever we had toured a place. Broke down to me what he noticed (pros and cons of each place) and how to navigate it into other prospects. Built a relationship with both my parents (he also speaks fluent Vietnamese) and they absolutely adore him. I never had such amazing customer service/experience in my life - it felt like a friendship more than a transaction. He really listened and adjusted to each modification and any ridiculous question or request was always answered within timely manner. Each time an obstacle came my way Scott and his team always came armed with multiple potential backups, scenarios, tips, or game plans to tackle it. As someone who has no prior experience and suffers from crippling anxiety- my many many MANY concerns were always addressed in a timely manner. My thousands of questions were always answered, and no matter how discouraged I got they always found a path to get me on the right track again. No amount of words can express my gratitude and happiness this amazing group has done for me. Thank you so much for all your help and I know exactly who to reach out to for any future home purchases :) Scott and his team has my highest recommendation

If you want to work with a trustworthy person, work with Scott. He is knowledgeable and his…read moreguidance is on point. His advice is in your best interest and you truly feel that you have someone on your side. We've worked with him several times (for a refi, a home sale, and a home purchase). Throughout it all, he was available to answer all our questions and by our side until the end of the transaction. I would wholly recommend Scott's services and would definitely work with him again in the future.

Bill Zigler of Williams financial helped me do a cash-refinance on a VA loan in April of 2015. The…read moremarket was right and I needed money for a new roof/solar panels/ and ACs. With Bill's excellent customer service I was able to work out a better rate than what I had. In fact I think Bill and I agreed on 3.5 over the phone and he sent me the docs via email, and then he worked hard on getting me even better at 3.25. With his help he beat all the larger banks that I had tried to work with (I think they were quoting 3.75%), with no hidden fees. That said here is the rub, whenever you work with a mortgage broker, they will eventually sell your loan to a bigger financial institution, they sold mine to https://stearns.myloancare.com/ Now if you read the yelp reviews of this company they are anything but good, and I was rather scared, and paranoid that in the end this was gonna hurt me more than help, in fact I didn't leave a yelp review right away because of it. That said, per yelp, most of the problems seem to stem from people making payments with checks and being late on their payments or sending to the wrong address and getting hit with heavy fees, or requesting documents and being charged big fees, I have used auto-e payments since day one and after 8 months, I haven't had any issues. So that said, now that I sort of trust Stearns, I can fully back Williams Financial and specifically Bill Zigler. Thanks Bill for your help, I haven't had an electric bill in 6 months.

William was top notch, he was connected at all times, answered all my questions, process was…read moresmooth, GREAT customer service! He came to my house to deliver some holiday cash as a promo he was running. Fees were very fair for a streamlined VA IRRL. I would highly recommend him to service your financial needs. I know I will be using him in the future. Reach out to me if you have any questions.