I was going through some hard times. I had an nearly 800 point credit score before my life started on a downward spiral. It wasn't only my financial situation on the blink, however, I knew I had to find a way to recover from the economic side of things with the least impact to myself. I did not want to file a bankruptcy at first, because of the stigma associated with it. But, from the news, listening to all the BIG companies filing bankruptcy, our Government and all its financial negligence, I began to see that, you know, it's alright for me too. I pay and pay into the system, and never truly get anything in return. Well, at this point in my life, I need help. I began researching bankruptcy attorneys and firms, I went from those advertised on TV like Peter Jerasy and others, I didn't feel comfortable with these firms, it felt too much like a meat market to me. I found the law office of John Carlin and set up an interview, this was my 3rd interview with a law firm. It seemed a good fit, John was more than a vulture wanting my money and business and set me free in the system to land where it will. John had reviewed with deep concern and individual attention, set up the best offering available for my situation, and I felt at rest and at ease, as a weight had been lifted. At least my financial life was taken care of, and I felt comfort in the professional and personal aspects of how John Carlin handled me, and my situation. From the beginning to the end, John was with me, on top of things, in constant communication. And I must say, John has always responded and gotten back to me in a very reasonable time, which really impressed me, this has never happened ever. During the entire process John was able to cancel a creditor from the bankruptcy due to their negligence on filing, and also, during this period I was getting harassing letters from a creditor still after filing, John was able to stop this, and impose on them a penalty and fine, of which went in my wallet, now, that felt good. All situations are different or not equal, but through it all, I appreciate John Carlin and the way he does business, his personal touch, and professionalism, During this time, I gained not only financial freedom, and a fresh start, of which John pointed me in the direction to rebuild, and I am on my way again, but, I also gained a good friend. I highly recommend that if you are in financial turmoil, along with the other stuff that goes with it, like myself, a bad divorce, broken down, life falling apart, attacked from all angles, I highly recommend that you stay away from the so called meat market industry of financial healing like credit fixing institutions, and the heavily flooded bankruptcy industry law firms and seek personal and professional advise before you begin your journey, with John Carlin at Chang & Carlin LLP. Sincerely, Gary Dunn read more

I have just successfully closed on my first home thanks to Chang and Carlin, LLP. I had a very unusal circumstance in which my parents were the buyers however with them working overseas and living there for the past 10 years ..... the process of purchasing this home with Power of Attorneys, constant back and forth of signatures, emailing, calling....it was NOT an easy process however, a SUCCESSFUL process due to the work of my attorneys at Chang and Carlin, LLP. This team was quick to respond, answered emails even after 8pm as I'm sure they know and appreciate the stresses, worries and eagerness of a first time home buyer! The closing went smoothly with everything fully explained. I highly recommend anyone buying a home to give Chang and Carlin a call for your closing attorney! read more

Five stars alone doesn't say how wonderful this law firm is ! John Carlin came to our rescue a few years ago when my husbands car was repossessed and he was unemployed. I submitted an inquiry online about Chapter 13 and he called me back on a holiday weekend from out of town! We were very embarrassed and stressed out and John helped ease all of our tensions. He was professional at all times. He never failed to return an email quickly, call from home at any different time of the night or day including weekends. I woukd highly recommend this firm and John personally to anyone looking to file bankruptcy . read more

I have worked with Marina Ricci with their Schaumburg Office. I have had repeated success with each of the real estate transactions she assists me with. Whether it is a traditional sale, short sale or foreclosure property, each is handled professionally and efficiently. I have also referred co workers, family and friends to Marina for Bankruptcy consultations and representation. I have never been disappointed. read more

John Carlin and his team were extremely supportive and helpful during a tough time for my husband and I. He has been quick to respond to our many questions, has always been present on our behalf when needed, and has always been friendly during the entire process. I would highly recommend Chang & Carlin, LLP! We couldn't have gotten through our financial struggle without them. read more

Very good people; they always returned my calls and treated me with respect; much better than any other law firm that I interviewed; I would strongly recommend this law firm for Bankruptcy needs read more