We were recommended to this office by a close friend who told us they were the team that could truly get things done on a very fast timeline--and that proved to be absolutely true. We worked very closely with Minghua throughout the process. He was incredibly honest, knowledgeable, and prompt, and he secured our pre-approval letter extremely quickly. Rowena and Rui also worked efficiently and diligently to move our application forward without delay. Both my wife and I are so grateful to have had them as such incredible assets throughout the process of purchasing our first home. Thanks to their hard work, we were able to secure an excellent mortgage rate through their office. read more

Rui Wang was extremely helpful and supportive, responding to all question and concerns immediately.

Buying a house and getting a mortgage is not known to be an easy process. I'm glad I got to work with Mr. Czar Yeung to purchase my property. Czar gave me tips on navigating the process and had a very quick turnaround on all the paperwork that we needed to get through to process a mortgage. read more

This review is for my experience with Summit Mortgage Bankers, Inc. The office is located in Flushing - in a relatively new and clean building. Social distancing measures were also very well-prepared and set up for customers. The location is a bit hard to find at first, due to some nearby construction. As many know, the loan process can be very lengthy, tedious and sometimes convoluted. From the technical jargon to dealings with finances - it can get very stressful. Having that experience in the past, it does not matter how many times you've been through it- it seems as if this process alone will continue to be forever of a huge to-do. It is just the nature of the entire workings when dealing with loans, banks, and obvious, your money. Part of the equation in making the process not as difficult, is to find the right loan officer. I have heard of horror stories with many friends who have had negative experiences with officers. That is why many people find the handling of loans so daunting. Given all that, we are soooo very lucky to have found Rui Wang. She was referred by someone we knew and not one day do we ever regret meeting her. We actually count our lucky stars. The topic on loans, terminologies, monitoring of interest and considering economic indicators and other factors are so intimidating, especially if you are not in finance. Believe me, as versed as I am and having an adequate command in the English language - the financial world oftentimes seem to speak in "alien". I have seen other officers talking to customers rapidly and assumes everyone knows, and clients will try to play it off like they understand so as not to feel stupid. Well, you know what, if I have my money on the line, there is no way ever that I am playing it off like a scholar and pretend that I comprehend. This is a huge investment dealing with your own bank account, after all. Luckily for us, Rui was able to break down the steps into elementary terms. Rui went above and beyond our expectations - from answering our inquiries with utmost detail to checking on the daily rates, and ultimately, really making certain we understand what is involved in the process. Rui is super knowledgeable and constantly offers exceptional service, even all the way to the last day during closing. It is not everyday we come across extraordinary professionals who take their time to care for people beyond the scope of their jobs. It is really about caring for others during the entire process (especially when it can be so grueling). As a result of this VERY positive experience, I have referred many friends and acquaintances. That way, I can share the "wealth" and all good things with the rest of the world. read more

I am very thankful for Mr. Czar Yeung's professional, responsive and honest assistance with the whole mortgage process from beginning to end. He made himself available to me via any method of my choice - email, business phone or cell phone, which I appreciated and took advantage of. Czar even stayed in touch with me after his off hours. I am grateful for all of Czar's work he devoted to my family's purchase of this home. Strongly Recommended. read more

George Gao is a extremely responsible agent, help us prepare and check all document for my refinance, every time we have question, we'll get his quick response and very detail and professional answer even at the night time. Strongly recommended! read more

Michelle Lin was our loan broker. She was very helpful in explaining the process and answered any questions we had along the way. We had trouble getting an initial loan for our home purchase. Someone introduced us to Michelle and she was able to help us get our loan approved and closed within 30 days. Thank you for all your help, Michelle! read more

Johnny Tsu approved my loan within 30 days and closed on the 40th day! Unbelievable I couldn't believe it. Rate is so cheap best thing is i didn't have to go do anything he made it so easy for me. Definitely will come back for my next house! read more

Thank you so so much Czar Yeung and Summit Mortgage Team for making our dreams come true. Czar's excellent service, unending patience, open communication and support was unparalleled. I would highly recommend anyone dreaming to own a house to get their mortgages from Summit. All the intricacies and trails of paper works that would make anyone go nuts are handled in such a patient and professional way to make the process smoother and stress free. I want to personally thank you once again Czar for making this happen. Hope to work with you again. read more

Words couldn't even express how grateful I was to have chosen Mr. Czar Yeung of Summit Mortgage to handle my mortgage needs on my dream home. I was shopping for a loan officer who must be caring and knowledgeable, and my accountant recommended Mr. Yeung. Our initial analytical meeting was very helpful and crucial. Czar patiently and informatively explained to me all my options and feasible tactics. He asked what my concerns were and he answered all the questions i had. He prepared a detailed list of what documentation I needed to gather, and he explained what each and everyone of them meant and why they were needed. He was very organized and thorough. Most importantly, the whole process was completed much sooner than I had expected! I was so pleased to be able to move into my house a month before my kids started new school in the fall! I knew he worked around the clock to facilitate my application. I really appreciated him. Forgot to mention he is also fluent in Cantonese and Mandarin, so it made communication among my family a breeze. I highly recommend Mr. Yeung to y'all! read more

My wife and I bought our first home in 2018, and entertained the idea of refinancing earlier this year before COVID. I believe the rate was 3.125% but so glad we waited. In late July, we stumbled upon a facebook parenting group, and came across a random post about refinancing. The rates were at one of the all time lows since the 2008 financial crisis. I think fate allowed us to meet the incredible Hodge Peng and his wonderful team at Summit Mortgage Bankers. Hodge has been a professional since day one. He kept an open dialogue, proactive, transparent with all the fees/costs, advised us, and always responded to our questions and concerns in a timely fashion. My wife and I felt comfortable, and in control during the entire refinancing cycle that started on 7/26, and closing on 9/3. We patiently waited and lucked out at an incredible rate. If you are looking for a mortgage or refinance, we highly recommended SMB to our friends and family. read more

I am an attorney and have been working with Diana (Bing) Yu for the last 4 years to obtain mortgages for my clients. Diana goes above and beyond the average mortgage banker in that she works closely with the client to make sure his/her credit score is the best it can be so that the mortgage rate is the lowest possible. Diana is also sensitive to peoples' personal issues as some of the clients I have sent her have recently been divorced and must purchase the interest of the other party which can be complicated as emotions run high at times. All in all, there is no one else who I look to when a new mortgage or the refinance of an existing mortgage needs to be done. read more

I had Terry Tao as my agent from Summit Mortgage Bankers. He is very knowledgeable, patient, quick/responsive any time if you have a question and detail orientated. The offer was great and the refinance of my mortgage was closed in a timely manner. Strongly recommended! read more

Michelle Lin, from 3808 union street branch, explains everything in details to me and my wife. She is highly professional in what she is doing, if you are having trouble understanding any part of the loan process, she is the go to person for you. Thank you so much for all your help, working with you is a pleasure. Michelle made this entire process smooth and always been responsive to all my questions in a timely manner. I will highly recommend her thanks to her excellent customer service skills. --- Luke read more

Monica and her team were excellent, very professional and knowledgeable. Great Service, Great Team ! I'm extremely happy with my new home and the rates. Would highly recommend them to my friends and family. Thanks Monica read more

Vicky liang is the best mortgage reprsentative I ever met. She is very patient to explain evreything to me and very professional in every detail. She gave me a lot of help. Highly recommened. read more

Outstanding customer service and an excellent choice - especially when comparing to standard banks. Don't get lost by selecting a bank that's too big to fail - and who may not care about you as a person and/or your situation! The staff at Summit Mortgage Bankers will look out for you. They absolutely do their best to make a difference and the staff members I worked with for my mortgage were helpful and professional at all times. As the biggest purchase in my life, not knowing the mortgage process and having someone help me understand it made all the difference. The loan officer (and the team I worked with) reviewed each document with me and explained anything I didn't understand. A complicated mortgage became not so complicated. I truly recommend this company to anyone who needs a mortgage. read more