I've had the pleasure of working with Intercap Lending for over five years, and they have been nothing short of outstanding throughout every transaction! Most recently, they helped me with a new purchase (as part of a 1031 Exchange), and once again the process was seamless from start to finish. The rate was also much lower than expected. What stands out most is the consistency - year after year, Javier Avendano, Danny Drysdale and the whole team at Intercap deliver exceptional service, guiding me through every step with clear communication and genuine care. I could not be more grateful to have Intercap as a trusted lender on my side, and highly recommend them to anyone looking for outstanding service! read more

With the help of Danny and his amazing Intercap team my wife and I just completed our first refinance. Since our initial mortgage went so well it's no surprise that once again they made the experience as pleasant and smooth as possible for us. We can't recommend them enough. Aside from just being super nice and easy to work with, they also operate in a remarkably efficient way. We look forward to working with them for a very long time. read more

Having met Danny a year ago, and not trusting my instincts to use him during a refinance, when my wife and I bought a home this fall we knew without a doubt we'd use Danny and his team. Our faith was more than repaid. Danny and his team were responsive, open about the rates and products they had available. They were able to easily answer any and all questions we had during the entire (as always stressful) escrow period. The app they used for the mortgage documents made it extremely quick and easy to track where we were in the mortgage application process, what the next step was, and made keeping track of the myriad documents and steps in the entire process, which helped keep us from feeling overwhelmed at times. On a more personal level Danny and his team were above board in dealings, and that more than anything is why I'm both writing this review and evangelizing Intercap to anyone I know who's either looking to buy or refinance. Other larger institutions that my normal banking is handled through made me feel like a number. Couldn't get a straight answer on loan product offerings, couldn't get through or far my call returns in a timely manner, no real way to track where I was in the process, etc etc. Anyone either buying for the first time or trying to juggle seeing your current home and but a new home knows how stressful the process is, even if everything goes well. But when it doesn't go well it can feel like a nightmare. With Danny and Intercap you're eliminating at least one potentially stressful part of the entire process, and you can feel certain that behind the scenes they're making sure everything you need is being handled quickly and professionally. That's about the highest compliment I can give for one of the most stressful and important periods you can go through in your life. But don't take my word for it. Reach out to Danny and see how you feel after speaking to him. I felt that same way from start to finish. read more

I came to the Drysdale Team after a frustrating experience with another lender led me to switch things up more than half way through my escrow. Thank God I did! Danny, Stefanie and team were beyond phenomenal and I can't thank them enough for the wonderful work they did on my loan! They worked with lightning speed to close my loan in two weeks, never missing a beat along the way! Even with a change in lenders, we were able to close on time!! Any questions that came up were answered thoroughly and efficiently. Danny even provided well thought out options that allowed me to maximize my borrowing power. All of my personal information was handled with the utmost care and concern for my privacy. I was constantly apprised of where we were in the process and never felt like I wasn't sure where we stood. They made the process so incredibly easy and comfortable that they have gained a client for life! If you are looking for a lender that provides world class service in a fast, efficient and professional manner, look no further. You will not find better service anywhere! Thank you Drysdale Team!! read more

Not only did the Drysdale Team come through with the lowest rate I could find, the process was quick, efficient, and the Team was responsive to our many questions. I didn't make it easy on them with my 18 days to close, but they accomplished that without an issue. Very happy with the results. read more

I just closed on my first home and I have to say this team made it one of the easiest experiences I have ever had! Any questions I had throughout the process, they were able to answer clearly and promptly (less than 24 hours) so I understood everything I was getting into. Every individual on the team was kind and knowledgeable keeping me at ease the whole time. 100% recommend!! read more

We just closed on our first home and got our keys last night 9/11/20, using my husband's VA benefits. Danny Drysdale and Javier Avendano were so attentive and gave us the best first time home buying experience I could have ever hoped for. Danny and Javier explained everything every step of the way. The market right now is very competitive and insane, but it didn't feel that way with Danny and his team. He made the entire experience seem so easy, from our first zoom meeting to our texting and calling as he answered all of my first time home buyer questions regardless of how crazy they sounded. He was available for everything. And that is something that I truly appreciated about this experience. I would recommend Danny and his team to anyone of my friends, family and coworkers who are looking for a strong and professional Lending team and company. I feel truly blessed to have been able to have such a wonderful experience and being able to purchase our dream home. Thank you again from the Sanchez Family read more

The Drysdale Team - Intercap Lending - Mortgage Brokers Near Me - San Diego, California

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Easy, Fast, Reliable Home Loan Experience for me!!!! I originally bought my home 3 years ago using the Drysdale team for my mortgage. Super easy experience where I always felt the details were handled in such a professional efficient manner. Fast forward 3 years, I am ready to renovate my kitchen in my home! I approached Danny to discuss my dreams for the home and we discussed options and ended up doing a cash-out refinance. He may the process so easy and even kept my new loan at a payment I could work with and find a way to help me achieve my dream kitchen. This seemed like a huge, scary task and now I look back and it was the best decision I have made. The Drysdale team is so on top of doing all the hard work too- I would call and say what else can I do! They were so efficient and effective and professional. Any future home needs will still be working with this team! A++!! Below is the before and after of my kitchen that I now love my home even more! read more

The Drysdale Team - Intercap Lending - New Dream Kitchen from my Refi!! - Mortgage Brokers Near Me - San Diego, California

There is one word I'd use to describe Daniel Drysdale and his team... flawless. Daniel (Danny) was a referral from a family friend. So based on word of mouth and a leap of faith, I selected him to handle my loan. A bit of background... my wife and I were getting our first home "together" and it was a big next step in our relationship. I wanted a mortgage advisor I could trust and felt had my best interest in mind. I found that in Danny. During our initial introduction, Danny told me he would work at ensuring I got the best rate guaranteed possible given my financial situation. Here are just a few highlights of the services Danny provided me: - Always Available: Danny was always available via text, phone, or email. If he didn't answer right away, there was a follow up via text to let me know when he was available to chat live (if needed) - Flexibility: My job is a bit demanding and difficult to leave the office during business hours. I do not like emailing sensitive information at all. So when papers were due, Danny had no problem stopping by the office or my home to get things signed. - Sensitive to my Needs : Danny took my financial needs into consideration. I told him I was very risk adverse and he created a game plan on the types of loans that would work best for me. At times, he played a role of financial adviser, looking at different options and how best to leverage liquid funds to make the most out of my loan. - Patience: Because I am risk adverse, I ask a ton of questions to ensure I feel comfortable with the decisions I am making. Danny answered each one and was happy to do so. He made sure I understood what he was recommending and why before we moved on. This furthered my belief that he had my best interest in mind. - Authentic: At times Danny felt like a family member. He always kept things professional but didn't make you feel like a dollar sign. One example that comes to mind, when I was signing to get my new home, I had a notary show up to the house. I had a few questions on what I was signing and Danny took time to come to my house to witness the signing and answer any questions I had. This was something he did out of the kindness of this heart. -Knowledgable: I was impressed with Danny's ability kept up to date with the market trends and how that impacted my rates. This was extremely important when it came time to lock in a rate. Overall Danny was a pleasure to work with. He provided me with first class service, ensured the loan process was smooth, and got me the best rate possible! I would recommend Danny to my friends and family and use him again. read more

Now I've heard that buying a new home can be very challenging and frustrating. And can drag out and be a very hard and long process. Well I have to honest with you that I was not disappointed to find out that the moment when I was ready to purchase a home from start to finish I was able to close escrow in less than 30 days!!! I first came to Danny a year ago, he said ok let's take a look and see what we need to do to get you into your dream home. He suggested that i do some credit repair, we will keep an eye on things and see how you progress. Well happy to say it was the smartest and wisest decision I've ever made. I went from a 420 to a 680 in just one year!! When I knew that I called Danny right away! I had seen the house I wanted on June 30th. put a bid on the home and by the grace of God they accepted! Danny explained step by step exactly what I needed to get done what paper work he needed and that everything is time sensitive. So the faster I move the smoother the process goes. He was available for all my million questions, lol, and constant calls I would make to him asking ok what's this and what's that. With no hesitation Danny so kindly took the time out of his busy schedule to speak with me and again explain to me in simpler terms what the paper work I was getting was all about never once getting an impression from him that I was not number 1! Danny thank you from the very bottom of my heart for all your hard, fast work that you did for me and that you do on a daily basis to help people like myself with their dream homes! You have made this buying a home process the simplest and most rewarding thing in my life! I do and am recommending any who ask " how'd you do it". God bless! read more

The Drysdale Team - Intercap Lending - The pool to our new home!! Living the dream! - Mortgage Brokers Near Me - San Diego, California

I recently refinanced my home and luckily I used The Drysdale Team. The service was top notch. Two shining elements of this service that I would like to point out are how they communicate and how quickly they communicate. Any time I had a question or concern it was addressed right away and was broken down for me in a way that I could easily understand. When financing a home; the devil is in the details and they could not have explained it better. While some advisers may have communicated the same items, I doubt they could have done it as clearly and accurately as Danny and Stephanie. I recommend without question for anyone to contact the Drysdale Team for any financing situation and I certainly will in the future. Thanks guys read more

Wow, Danny...how many times have we worked together now? 6 times? 7 times? And how many times did you completely save my purchase when other lenders couldn't deliver on what they promised? 3 times at least! And I'm just now writing you a Yelp! review? Man, I am sorry for taking so long. Thank you for always taking such good care of me and my family, and helping us achieve our dreams by getting us into the perfect home. For anyone else reading this review (Hi Stefanie!) and considering using the Drysdale Team, please use this review as proof that you're in good hands. Honestly, I've "tried" to use other lenders, but the service just isn't as good, and they're just not as knowledgeable. You won't find a more friendly, professional or responsive team. Plus, Danny looks amazing in a blue suit / blue tie combo! Not very many people can pull that off. read more

Danny and his Team helped me through my first-time home buying experience with speed and professionalism. Danny was always available to answer my beginner questions and explained the process with patience and kindness, and made me feel comfortable about an otherwise high-stress and complex process. High marks for thorough communication between my Realtor, escrow, and all parties involved, with great rates and fast closing time! read more

We had a very unique situation when buying our home where we did a for sale by owner purchase. This was our first time buying a home so we were unaware of what to expect or how to proceed. Stefanie and Danny made the whole experience easy- while providing us accurate direction and knowledge about EVERYTHING we were signing. I am more of a skimmer, while my husband reads every word. Stefanie and Danny were patient, efficient, and trustworthy with us while we went through the process. They were not only available but VERY quick. We were able to close painlessly and quickly! We will definitely be using them again for ANY upcoming mortgage needs read more

Danny Drysdale and his team at InterCap Lending are phenomenal! I can't recommend them enough. Before working with Danny Drysdale, I thought a loan was a loan, and the only thing that mattered was the interest rate, boy was I wrong. Going through the process of purchasing a home can be one of the most stressful experiences in life. The value that Danny brings to the table with his wealth of knowledge, professionalism, responsiveness, and being able to structure the most favorable loan for each individual while offering the most competitive rates out there. Save yourself sometime and look no further. read more

As a first time home buyer, the Drysdale Team made the entire process easy and enjoyable. Danny sat down with me and described the entire home buying experience in detail and what I can expect. He helped ease my anxiety and helped me get the most affordable loan for my budget. The Drysdale team communication and organization were impeccable. With my non conventional work schedule, anytime I had a question Danny and his team were readily available. If you are a first time home buyer or seasoned professional, I highly recommend using Finance of America Mortgage for your home buying dreams. Thank you so very much. read more

OMG! I cannot say enough good things about Danny and his team. Our last home buying experience with another lender was an absolutely nightmare. I was never able to get ahold of the agent, and they lost almost every piece of paper I sent to them. But NOT THIS TIME!!! Danny was amazing and the entire process was a breeze!! I would ask what I thought were stupid questions and he always explained things to me so that I could completely understand the process. He stayed in touch with me during the entire process and was excellent about returning emails or phone calls when I had a question. Never once did they ask for the same paperwork twice. I completely trust Danny and everyone at American Pacific Mortgage and my trust does not come easy. Thank you Danny and team. You will have repeat business from us and that's an absolute promise! read more

First off to yelp do not put my review in the back and hide it because we're real clients of Danny and I will be telling the whole truth of our "saving grace" experience with him and his mortgage company. Also if you are A MILITARY VETERAN please do not look any further on where to go to get your loan, especially if you are a first time homebuyer and even IF you or spouse has some complex credit situations....you must go to the Drysdale group first. Our story is long but I will shorten it for yelp....suffice to say it had a very very happy ever after the end to it. We had to first suffer through many lenders, from big Internet sites to big banks to small unknown ones before God lead us to this loan officer here. I guess he is so reputable and good that even a prior loan officer whose bank rejected us at the last minute referred us to Danny for our last ditch effort to save buying this home we almost lost. All I can say is I myself have read through the VA guidelines for underwriting on my own research for everything that pertains to me and my military husband (twice deployed Seabee to Afghanistan and me twice giving birth while he deployed).....often showing lenders this and that if they can apply this and that.....lo and behold with Drysdale group he WAS THE ONE telling us this and that will qualify you. What it tells me is that HE KNOWS THE VA LOAN INSIDE AND OUT!!! For real, when we were 99% giving up he told us we can help you and I never believed it until we closed and had keys to the house. Don't waste your time shopping around Go for the personal approach where you are not a number or some statistic or quota for someone....go to Danny and Stefanie his right hand woman that is detailed on top of things and organized.....if you want to be honored as a vet and claim your VA loan benefits for serving this country with your life and sacrifice. Contact me if you want just to prove to you we are for real and my husband is now a proud first time homebuyer with the best rate in the industry for our mortgage on a beautiful large lot home with a POOL, needs fixing but nothing my husband can't do... All thanks to Drysdale group, super professional and knowledgeable! Additional facts: 1) We got referred to Danny towards end of December, (yes it was a somber sad christmas as the bad news of being dropped by our prior approved lender towards supposed closing blindsided us from nowhere).......and we closed before JANUARY 31, 2015 2) they worked very well with our broker/agent And we bought a short sale with a deadline 3) they patiently worked with my husband who is a first time homebuyer who had LOTS of questions lots of issues needing to save money practically a virgin buyer who really needed someone who will not prey on him but instead guide him and hold his hand through the VA loan process 4) we even got refund credit quickly on an overpay on some fees after closing calculations 5) they were just genuinely happy to have helped a veteran is how our feeling was to their professional service 6) texts calls and emails all promptly answered U are never left hanging whether U had a simple question to a complex one!!! read more

My husband and I had an amazing experience with this team. We purchased our home in June if 2018 and planned to refinance when interest rates improved. When we were ready, we were referred by a friend. Javier, Danny, and the rest of the team were so responsive and knowledgeable. The first time we went through this process we felt out of the loop and uninformed...but this company made sure we were informed every step of the way through phone calls and emails. We even had questions after our loan closed and Javier was still more than willing to answer them quickly and kindly. My husband and I are definitely hesitant when it comes to our money and financial decisions, (who isn't!?) and we came out our refinance feeling like we made a great choice. Save yourself the time and go with these guys they are truly the real deal. read more

I had a great experience with Danny throughout my journey searching for my home his company and himself really great people thank you very much for everything Danny read more

As a first time home buyer, I needed a little extra attention from an expert to help fill in some knowledge gaps as I educated myself on the process. Not only did I receive that extra attention, Danny and his entire team were always ready to move the process forward at each step and make sure that I had a finger on all the details. Impressed and satisfied just aren't the right words for how I feel about working with this team of top-notch pros. If you're looking for a knowledgeable, assertive and dynamic finance team that will demonstrate respect for their client way above the common level, give Danny Drysdale a call. read more

I recommend Daniel absolutely. I could not be more happy with the lightning fast response time and closure of my refi. I wanted to know all my options in black and white numbers, I had questions about all the steps; all was provided. The whole process was 1000% easier than I thought it would be . I feel so lucky that I picked the right lender!!......just wish I was this lucky with contractors....but anyway, THIS was one of my GREAT picks . read more

Great team of people! Buying a house can be very stressful and this was our first time. Danny and his team made it seem easy and educated us along the way. He was referred by our realtor and we have no regrets. Stefanie kept us well informed and they responded promptly when we had any questions or concerns. I would definitely recommend them!! read more

Danny and Stephanie were so easy and great to work with that we went back to them to refinance. Great costumer service, very professional, and were so accommodating. Highly recommend them if you are looking to buy a home or refinance one. read more

Danny and his team are knowledgeable, great to work with and made the entire process painless. I highly recommend using this great team for your mortgage. This was the second time I used them and am so pleased and thankful for their help. read more

This is our first home purchase and if I win the lottery I would go through this process many times again with this group of wonderful people who are obviously there for you! This was the fastest and smoothes process I have ever been through. It too bad I can't give them 10 stars! I highly recommend you have them find you a home loan and home. There team of experts is the best no doubt! You want fast service and feel like they are a part of your family than you found the right people to work with. Great job my family and I thank you for everything. I have already recommended family and friends. I have no doubt they will enjoy there experiance with you. read more

Danny and Stephanie made the process for buying our home very easy. They stayed on top of everything and relieved all of the stress of financing a new home . read more

I found the Drysdale Group through Yelp since they have nothing but 5 Star reviews and after inquiring for some information, I am not surprised. I would highly recommend Danny for your home purchase. Very professional, knowledgable, transparent, and easy to talk to. He looks out for his clients' best interest and it shows that he truly cares. read more

Four years ago Stefanie O'Sullivan - now part of the Drysdale Team - helped my husband and me buy a home. Since then I've worked with her on three refinances and am currently working with her to purchase a second property. Since meeting Stefanie, it's never occurred to me to shop around for a loan or a lender. I know she is smart enough to get me the best program and the best rate and I also have found her to be honest - always putting my interests first. In addition, she makes a complicated process simple. I trust her absolutely and highly recommend the Drysdale Team! read more

Working with Danny and Stefanie made my refi so quick and easy. They were very clear and professional. I will definitely recommend them to my friends. This was an excellent experience. read more

I could mirror the comments of Claude J. My husband and I were referred to Danny (Daniel Drysdale and his team at Alpine Mortgage Planning), and we are so happy we took that leap of faith. Throughout the complicated, and oftentimes stressful, crazy maze of buying our home, Danny was steadfast, informative, honest and reliable. He was personable, yet professional. Always prompt and accessible. Either he or Stefanie kept us informed, and met a very tight timeline to fully fund our mortgage. I would highly recommend them to anyone, either seasoned to the home loan process or a brand new buyer. It's too bad Yelp has only five starts as their review because Danny and his group are a definite perfect 10! read more

Danny and Stefanie are an incredible team! I felt confident from the very beginning that they would do well handling our VA loan and they never disappointed us! I had spoken to several brokers before picking the Drysdale group, and no one came near having the professionalism, knowledge and determination to get us the best rates possible. As a military spouse whose husband was away and being a new parent of twins, I already had a lot on my plate. I needed a team I could rely on that were eager to advocate for all of our needs. The Drysdale group not only were honest, skilled and efficient, they made the process incredibly smooth so everything was completed well in advance and there were no last minute surprises. I was contacted back immediately if I had any questions regarding the process and always felt as though I was their top priority. I highly recommend the Drysdale group and will happily work with them in the future! read more