Husband and I had an amazing experience with Alex and his team! House buying process was smooth and easy with clarity, communication, and a ton of knowledge. As first time home buyers, we felt very comfortable and transparent with Alex. Definitely recommend him and his team. read more

From start to finish, Alex and team were there every step of the way. Super responsive, attentive, helpful, we literally couldn't have closed on house without them. If I get the opportunity to purchase another home, I will definitely reach out to them first. read more

We had an amazing experience working with Alex Munoz. He helped us refinance and save a significant amount of money every month, and he made the entire process feel smooth and stress-free. Alex was incredibly patient, kind, and always responsive, no matter how many questions I had. What I appreciated most was how clearly he explained everything at a level I could actually understand so I always felt confident about each step. We truly felt supported throughout the whole process. I would absolutely recommend Alex Munoz to anyone looking to refinance or get a mortgage. read more

The Maven team was incredible to work with--always available and honest. Since this was a VA loan, not only did we have no down payment, but we also didn't have to pay any closing costs. We even received a refund check, and they helped us pay off some debt. Despite needing to extend our escrow period, they kept the process smooth and reassured us every step of the way. I'm truly grateful for their help and highly recommend them. read more

Excellent experience -- the team was professional, responsive, and made the process smooth from start to finish. Highly recommend!

As a first buyer I was really undecided, was wondering if it was the moment. but Alex took his time to explain, make me understand the world of real estate. he was committed, patient and really reliable, today because of Alex I can be proud as a homeowner thank you again read more

For those of you who are first-time buyers or even looking towards another home or future investment, I encourage you to work with Alex Muñoz, Maven Mortgage Team. My recommendation is simple and logical -- Alex and his entire team are good, transparent people who clearly want to support their community. For me and my family support was exactly what we needed. We were first-time home buyers, inexperienced, relatively uninformed, and naively skeptical about the whole home-buying process. In essence, all we had was a long, planned dream to buy a home for our family and settle. We've attended a few first-time home buyers seminars, spoken with acquaintances regarding their experiences, and engaged in preliminary research --all of that. But truly, as I reflect on the home-buying experience just a little over two weeks after our move-in, I am exceedingly grateful for Alex and the team. I am a proudly organized and methodical person. I always prefer more information than less, so I can assess my own thoughts and conclusions. I am the person who always has questions-- and more questions-- after my first questions have been answered. I am self-aware enough to know that I am a lot to manage. My family is less detailed and much more straightforward and direct. Alex and team graciously braved my (purposeful) nonsense and always put my family at ease -- so much so that they often answered questions before I could hit send and/or followed up with more than enough detail that I, me of all over-the-top people could only respond with "Ok, perfect" and confidently transition onto the next task. One definitive comment that everyone seems to convey about the home-buying process is "every experience is different". For me, this comment is the most unhelpful, blanketed-vague statement that anyone could say. What the fork does that mean? If the home-buying process is a fixed process -- there are fixed steps, right? Sitting here in our first home, in my first home office, as I write this review, I hope my words and recommendation can de-mystify some of the home-buying experience. Yes, every experience is different because all of our lives, familial situations, credit, income, debt, likes, dislikes, and cannot do or live withouts are different. When buying a home (I assume most of the time) all of these factors --and more-- collide into each other. So! In order to organize, analyze, and support all of your beautiful, messy lifely-needs -- you need an experienced team you can trust. You need a team who can and wants to be transparent. You need a team who wants to educate you and champion you toward your dreams. As a familia, We can confidently recommend Alex Muñoz, Maven Mortgage Team. Yes, you are now convinced. Just contact them --they're fantastic! Positive vibes and good luck to you all. read more

The owner of the house I rented for the past 4 years decided to sell and offered it to me. I really didn't want to move I like the neighborhood, the grandkids school is blocks away. I didn't think I could quality for a VA home, I had tried to buy a home before but always chickened out. Then the Maven team starting working with me and yes there were ups and downs but they didn't give up on me, even though I felt we were fighting a losing battle. Carson Pay/Alex Munoz worked tirelessly looking for a way to get me financed. This was a very stressful time for me but had positive feeling I was working with the right team. well I closed Escrow Monday 27th September and what a great feeling. Never had I worked with anyone so determined to get me financed . This team know what they are doing my EXTREME appreciation for Carson Pay/Alex Munoz Great Job Guys read more

Buying our family's first home and the stress that comes with this process, Alex and team made this an incredibly easy experience for us. The amount of time this team spent to thoroughly explain all of our questions and show us the patience to clarify the loan process, was truly appreciated. Alex, Carson, and the entire Maven team is an elite group that I highly recommend if you want a professional team to help make this experience a seamless one. I have not written many review in my life, but I'm going out of my way to ensure I do one for this group. read more

Absolute pain and run around free experience! Alex fast and reliable, everything is digital, advanced apps used and evening time meetings, so you can work without interruptions! THANK YOU ! read more

OMG Alex and his team are so amazing. I was turned away from other lenders, due to my situations but Alex had told me not to worry and that he would get me into a home. Little did I know but he did. He had turned over every stone until he found the one with my name on it, and it only took a few weeks to get me in. Stress free and stayed in contact with me through out the process. Alex and his team are truly the best. Thank you so much! read more

We've worked with Alex, Carson and the Maven Team on 4 different real estate lending transactions, including our home and highly recommend them. They provide good rates, deliver as promised and take the time to explain and educate their customers. By choosing this team you are also supporting an army vet, highly recommend! read more

Well Alex, Carson and Team we do not have word to express our sincere gratitude for all the work you guys do every time we have to Refi our places. You guys always impress me on how you guys handle all the paperwork for us on time. We know you guys for couple years now and we are satisfy every time you handle our paperwork From the beginning to the end, I know I don't have to lose some sleep, that we forgot one or 2 pieces of papers Cause you guys are always on top of it, by phone or emails. That's why we trust you guys with our properties than anyone else. Keep up the good work. Thank you read more

As a fellow Veteran, Alex knows the in's and out's of the VA loan system and delivered a hassle free close. Alex has always been professional and honest. He's a straight shooter and knows his stuff. Alex has helped me with a home purchase and a few refi's. I will continue using his services in the future. read more

Alex and his team helped me get into my 1st home. Alex was upfront from the get go giving me a heads up on what the loan process entailed. He and his team explored every avenue offering every program available for me. I was able to take advantage of the 1st time homeowner downpayment assistance grant as well as a HOA grant. Thanks to my realtor and Watermark I had keys to my new home in under 30 days from the offer acceptance. Fast forward 7 months. I got a call from Alex catching me up on where the market stood. He suggested a refi would be ideal at this time. Alex and Carson came thru with an almost seamless refi for me. 5-6 weeks later they got me a much better rate and saved me a few hundred bucks a month! I highly recommend Watermark for your loan and refi needs! Alex and Carson are very patient and extremely professional. read more

Alex and Carson and rest of the team very professional We recommend them for Mortgage and refinancing very knowledgeable about what they do . they help us with our first mortgage they gave us the best rate explain step-by-step how is the process and they were there till the end. Six months later Alex called when the rate went down and I got to refi my mortgage and Saved us few hundred dollar . Thank you Alex ,Carson and the rest of the team for professional job . read more

THANK GOD for Alex and his team! We switched lenders almost a week into escrow. Our previous lender had no clue what he was doing almost caused us our escrow to fall through!! Luckily we got referred to Alex and we switched to him and made escrow pain free!! Escrow was a smooth sail with Alex. Jill was so knowledgeable and helpful returned my calls and emails within minutes! Forever grateful for this team! Background: First Time Home Buyer, FHA read more

Aex is a true, caring professional with great follow through. He provided us with a wealth of information, displaying total transparency. You could not ask for a more professional loan consultant! read more

This guy is good at what he does. And I don't mean chow mein at a Chinese buffet good. I mean fine dine cuisine good. As a military vet, I had the versatility to shop around for a good VA Loan rate with multiple lending companies including Navy Federal, USAA, and Quicken Loans. Although Navy Fed gave me a better loan rate by .25%, I still went with Alex's services because he provides the personal attention and detail that the big banks can't give. He answers texts and emails before and after working hours with lightning speed and addresses any concerns you may have in full detail. As a fellow military vet, Alex takes extra care of those who serve so you can guarantee that he will do the best he can do in order to provide military vets with the best loan terms. Even if you're not in the military, Alex's skill at navigating the complicated world of home loans will leave you wondering how home buying can be so relatively painless. I'll be working with Alex again on any future homes I decide to purchase. Nice work good sir! read more

The home buying experience is a scary and exciting part in your life. Working with an amazing lender like Alex is 100 times more exciting then scary. Alex explains in full details and answers any questions you might have along the way. Any response from Alex is lighting fast at any given time. Being a first time buyer I had wonderful time working with Alex. He made the whole experience feel like a walk in the park. Even when it came to holidays, he was working around the clock to make sure everything was up and running to close before the estimated date to close. I would definitely work with Alex in the future and would recommend him to anyone that is looking to buy or refinance. read more

Our review of Alex and his team is long overdue. The idea of buying our first home seemed like a daunting task. When we first started shopping around for the right mortgage broker, we were looking for someone that immediately made us feel comfortable and wasn't trying to pressure us into anything. However, this proved harder than it sounds and it wasn't until friends of ours who recently went through the home buying process, referred us to Alex and we're so happy they did. From the very beginning it was clear that Alex was a caring and very knowledgeable professional. We came into the process having next to no knowledge about home buying and had a ton of questions. Alex was very good about explaining things to us in plain English. Each home buying scenario is different and ours came with a lot of what-ifs based on our financials. If Alex didn't know the answer right away, which was rare, he would go off to research and usually get back to us within hours. He was always available by phone and was quick to reply back to e-mails. We were approved for our loan within a couple days, which was something the other guys took more than a few weeks to accomplish. We were then able to move on to the task at hand, choosing our first home. It's also worth mentioning that our real-estate broker Randelle Green was also a rock star and worked well with Alex. It was a home buying dream team for sure. After seeing dozens of houses and bidding and losing a couple, we finally bid on one that accepted our offer! The month long escrow process started almost immediately and this is really when Alex and his team kicked into high gear. That month flew by and before we knew it we had the keys. The whole process in retrospect was actually... easy. Though I can say without Alex, his team and Randelle, it would probably be a different story. If you're considering buying a home, look no further than Alex Munoz and his team. read more

Alex and Carson recently helped me achieve my life long goal of home ownership. I am truly grateful for these two. They were transparent, knowledgeable, and above all else, honest. They really do take the time to educate you becuase when you're new to this you don't know what you don't know. It speaks volume of their experience and their initiative. I can't thank them enough guiding me through the home buying process. They were competitive with other lenders but ultimately their honesty and intentions are pure. I'm grateful to have come across them when shopping around and strongly reccomend them. read more

Alex and his team made our first home purchase as smooth as it could be. After calling around several lenders, only to be discouraged, Alex reassured us that it would be possible for us to own. Alex and his team bring lots of professionalism, knowledge and hard work. We felt very confident during the whole transaction because we where in good hands. Will continue working with Alex and his team. Greatly appreciate their services and highly recommend. read more

Alex is awesome to work with. Very professional, knowledgeable and always available. He made buying my first home a pleasurable experience. Would definitely recommend Alex to friends and family. Thanks again. read more

Alex is very knowlegable in mortgage. As an insurance agent and very involved in real estate transactions, Alex and I have worked on a lot of files together. Over the last 4 years he has helped my clients get through the loan process with ease. As a matter of fact, today I took him to lunch to celebrate his birthday, Showgun (his favorite). We sat next to a woman and her grandmother who inquired about what we do. The lady asked many many questions, told us her whole story, and by the end of the lunch Alex had a solution for her which will save her hundreds per month. I've known Alex for years, and I was impressed. Point of story,.... he even works during lunch!! read more

What an honor to work with Alex and his team, everyone is very professional and friendly. We appreciate every single referral sent to our agency (BFI Insurance Services, San Diego). Alex and his team are very knowledgable and always there to help in every way they can, they are always looking for their client's Best interest, and making sure they are getting the best deal. KEEP UP THE GOOD WORK GUYS, YOU ALL ROCK!!!... read more

Alex is an outstanding professional and very skilled in lending practices. I would highly recommend Alex as an individual that thinks outside of the box by using creative business ideas and strategies to achieve my goals as a buyer. What I appreciated about my transaction with Alex was that he explored all options and presented the information in a very concise way. He spent the time to present each available loan type and provided professional guidance on the pros and cons of each loan. Alex helped me to achieve my goal of purchasing a weekend condo in San Diego at competitive rates. read more

Alex and his team are by far the best that the mortgage industry has to offer. They go above and beyond to fulfill all of their clients needs. When closing a loan they work long hard hour to make sure that is everything is up to par. I have sent a few realtors to Alex to assist them with their clients and I've received nothing but great compliments about Alex and his team. If your a Realtor or shopping for a home, I would highly suggest that you give Alex a call. He will make your homebuying experience fun with no stress at all!!! read more

Hands down the best lender to ever work with. Not only was Alex quick and professional in what he does, but he made our experience in buying our first home so much more memorable. He's always ready to answer our phone calls, he made sure we were always in the loop of everything, and helped us with anything we are unsure and confused about. I'm so happy we have had Alex to help guide us through this stressful yet wonderful moment in our lives. He made it so easy and stress free for us. It's not about the business that he cares for, but the relationship he builds with his clients as well. Alex goes above and beyond to make his clients satisfy even if he has to work overtime during the holidays. We will never forget the hard work he has put in into helping us buy our first home. I would definitely recommend him to anyone. read more

Alex and his team provided excellent service from start to finish during our first home purchase. Alex is knowledgeable and has great communication skills, which is so helpful in such a detail and complex process that is getting a mortgage. Alex was able to address all our questions and concerns in a timely matter. It was a smooth process and we are pleased with the great care and attention received. read more

Ditto to all these reviews on Mr. Alex Munoz. This guy is the best!!!! His experience in the Mortgage industry is awesome!!! Hard work he desires for all his clients. Looking forward to using he again in the near future..... read more

Outstanding service! I am fortunate to come across him after several attempts to refinance with other agencies. He walked me through the process methodically and transparently. He was completely engaged and helpful throughout the lengthy process. He is highly knowledgeable of the business and looked out for my best interest. A true professional and great example of how the mortgage business should operate! read more

I am very pleased and thankful for what Alex Munoz have done for helping us with regard to our critical situation of our mortgages , one is the foreclosure and one is default. I would say he is a savior who was sent to me by God . I was searching day and night for loan mortgage company to help us but most of them were not able to do it even they tried so hard to help us because they felt sorry with our situation and of course to make money out of it. But when I called Alex Munoz, he answered right away and we talked about the situation we have and he said he can help us. It was a big relief to me that he can do it to save our properties. In less than a week I had good news from him that the loan is gonna be done before the foreclosure date. I will recommend to all the homeowners or new buyers to go on their company especially to Alex Munoz, he has a heart and sympathy on us who need help not to discourage us like other people that I asked help. I hope one day I will meet him to thank him personally. I am so grateful that God had sent Alex to me God heard me to send me a savior or rescuer with our problems that we have. I cried after telling me that he can help me. I will give him all the stars in the planet but I think it's only 5 stars and 2 thumbs up. You are awesome and wonderful person. You are the number one and nobody can claim that they are because you got that rank from and I'm sure from everybody. Keep up the good work. Thank you very much Alex Munoz.....From the bottom of my heart I thank you and here's a big round of applause for the job well done. read more

We were lucky enough to interact with Alex in the process of refinancing our house. He was not able to beat another company's offer but he was willing to not only spend time putting together an excellent estimate, he graciously admitted defeat AND even reviewed the other person's GFE and advised us. We will look towards him in the future and will highly recommend him to any friends needing his services. Thank you for everything. read more

From start to finish, Alex was receptive to our needs and concerns. We never imagined that our first home buying experience would be this stress-free! Alex was knowledgeable and prompt in his responses to all of our inquiries. Alex was always friendly and eager to answer all of our phone calls and even go out of his way to meet with us in person if we needed additional assistance. We were never left guessing or unclear of any aspect of our loan, as Alex explained everything in perfect detail. Alex was patient, assertive, attentive, honest and considerate. He was always looking out for our best interest and was a real pleasure to work with. Alex made us feel extremely comfortable with his fun, yet calm and professional demeanor. You can tell that Alex loves his job and loves helping people attain their dream homes. You can't help but become an instant friend with Alex. We have encouraged all of our closest family and friends to confide in Alex and to seek him for his expertise. I want everyone to have the same great experience that we had in purchasing our new home. Thank You so much Alex! read more

Alex is a great loan officer! Follows through quickly and is very efficient. Definitely will continue to use him for future loans. Thanks Alex! read more

Alex help me purchase my first house. Kept my fiancé and I updated at all times during the process. Alex answered any questions I had no matter how big or small and was very knowledgeable of the process. I would highly recommend Alex and his staff for anyone that is looking into buying a home. read more

This review is long overdue... Alex helped us with our first home loan 8 years ago and when it came time to consider refinancing I reached out to Alex and he gave us honest information. We proceeded with the refinance and he kept us up to speed every step of the way. When we go to purchase our next home, he will definitely be one of the first people I call to get the ball rolling. Alex, thank you and your team very much for all your help and professionalism. read more

Alex is, hands down, one of the most professional and like-able individuals I've encountered in the industry! Answers all questions clearly and gets transactions done promptly. He's my go-to lender for my clients as well as my personal transactions. Honest and reliable! read more